Tag Archives: savings
Investment Cheat Sheet: Choosing an Investment That Fits You
As a Certified Financial Planner™, one of the most common questions I get is: “What’s the best investment for me?” The truth? Choosing an investment has no one-size-fits-all answer. The “right” investment depends heavily on your goals, time horizon, risk tolerance, and even tax situation. But if you’ve ever felt overwhelmed by all the investment… (read more)
Posted In: Guest Blog, Saving
Emergency Funds 101: Why You Need One & How to Build It
If there’s one thing life loves to do, it’s throw surprises your way—some good, some… not so much. Whether it’s a sudden job loss, a major car repair, or an unexpected medical bill, financial emergencies can strike when you least expect them. That’s where an emergency fund comes in. Today, CERTIFIED FINANCIAL PLANNER™, Nichole Coyle,… (read more)
Posted In: Guest Blog, Saving
Spring Clean Your Finances with FFCCU
Spring is in the air here in Northeast Ohio! And while that mostly means mud, potholes, and 40 degree grey days, it also means time for a bit of spring cleaning! Decluttering closets and scrubbing stovetops is all well and good, but don’t forget about an area that could use just as much attention—your credit… (read more)
Posted In: FFCCU Services
The Do’s & Don’ts of Financial Planning for Couples
When it comes to combining finances in a relationship, there is no one-size-fits-all approach. Planning involves more than just balancing budgets and paying bills—it’s about aligning values, setting goals, and finding a system that works for both of you. CERTIFIED FINANCIAL PLANNER™, Nichole Coyle, has worked with many couples navigating these decisions. Here’s her breakdown… (read more)
Posted In: Guest Blog
Cut the Holiday Spending and Make Memories
If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without major holiday spending. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure you start 2025 without more debt. NerdWallet’s 2024 Holiday… (read more)
Posted In: Guest Blog, Saving
Saving For Your Child’s Future
Saving for your child’s future is a crucial priority for families, and one we work hard to support. From Sparky’s Kids Club to our Club Ignite program for teens, FFCCU offers many of the tools to suit your family savings needs. Guest blogger, Nichole Coyle, CFP® CSLP®, details 8 key steps in preparing your child for financial… (read more)
Posted In: Guest Blog, Saving, Sparky's Kids Club
Retirement Savings Plan Items You Might Have Overlooked
Retirement is something we look forward to at the end of our careers. Life after work does not look the same for everyone, but there are some often overlooked considerations. Ahead are 12 retirement savings plan details you might not have considered. 1. Healthcare Costs Many people underestimate the cost of healthcare in retirement…. (read more)
Posted In: Saving
Holiday & Vacation Savings – Seasonal Satisfaction with Club Accounts
A few years of missed opportunities from being cooped up and our always-busy lives have made many of us more eager than ever to hit the road, get out on the waves, or take off to a new destination. But the rising cost of… well, everything is making vacation planning more stressful than it used… (read more)
Posted In: Saving
9 Tips for Newlyweds: Marriage & Finances
Getting married and looking for money advice? Ready or ‘knot,’ guest blogger, Nichole Coyle, joins us today to discuss marriage and finances. Transitioning from handling finances individually to merging two different financial systems, spending patterns, savings approaches, and financial goals can be challenging. Talking about these topics prior to your wedding day or in the… (read more)
Posted In: Tips For Managing Finances
