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Tag Archives: savings

Sink Your Teeth Into the Best Savings Rates

This past year has seen some of the best interest rates for certificates in some time. So, what’s ahead here in 2024? How can you take advantage of the best savings rates available, and what should you anticipate if you’re considering a certificate soon? As a quick refresher, certificates – sometimes called certificates of deposit… (read more)

Holiday & Vacation Savings – Seasonal Satisfaction with Club Accounts

A few years of missed opportunities from being cooped up and our always-busy lives have made many of us more eager than ever to hit the road, get out on the waves, or take off to a new destination. But the rising cost of… well, everything is making vacation planning more stressful than it used… (read more)

9 Tips for Newlyweds: Marriage & Finances

Getting married and looking for money advice? Ready or ‘knot,’ guest blogger, Nichole Coyle, joins us today to discuss marriage and finances. Transitioning from handling finances individually to merging two different financial systems, spending patterns, savings approaches, and financial goals can be challenging. Talking about these topics prior to your wedding day or in the… (read more)

Come In, Save Money: Your First Dare2Compare

You may have heard us talk about it before, and you might have seen our television commercial for the Dare2Compare account review. Dare2Compare is a way that FFCCU could save you money. And it’s as easy as it sounds: a one-on-one meeting with a financial representative who will look through your individual situation and seek… (read more)

Money Saving Tips for 2024

The new year can bring the promise of a fresh start. Many people make resolutions to eat healthier, work out more, or spend more time enjoying a hobby. Resolutions are promises we make to ourselves that will help improve our lives in some way. So, why not resolve to be more financially prepared in 2024?… (read more)

Handling Holiday Stress: Family & Finances

Hustle and bustle and holiday lights. Much as the season is about cheer, time with friends and family, giving, and good feelings – there are also a lot of expectations. Holiday stress, seasonal affective disorder (did they have to name it S.A.D.?), and the fact that time moves much faster when you are busy.  Add… (read more)

The Procrastinator’s Guide to Holiday Savings

Every year you promise to be better about holiday savings as November and December kick off a season. That means celebrating, family, feasting, and contrary to your plans…a lot of spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last… (read more)

Play the Long Game with the Best Savings Account Interest Rates

2023 has put many of us in a ‘Certificate Era’ – with some of the best savings account interest rates in years. In previous blogs, we’ve discussed the subtle differentiation between share certificates and certificates of deposit (you’ll see these abbreviated to “CD”). We’ve explored the benefits and risks of investing in a certificate and pointed… (read more)

Retirement Planning: Roth IRA Conversion

The Roth IRA Conversion Conversation When it comes to retirement planning, you may have heard of a Roth IRA. Roth IRAs are an after-tax account designed for retirement savings. This means that no tax deduction is given for contributions to a Roth IRA. Instead, when funds are withdrawn after age 59 1/2, there are no… (read more)

High Interest Homerun: How Interest Hikes Benefit Certificate Rates

Making a financial investment can be like lining up a grand slam: swing too early or too late, and you miss your best opportunity! Soaring interest rates have been throwing a curveball at many financial plans as new loans become a pricey proposition. But there is a way you can benefit from rising rates and… (read more)