Tag Archives: savings
Retirement Rollover: What to Know When Starting a New Job
Starting a new job is exciting with new opportunities, new coworkers, and often, new benefits. But one piece that often gets overlooked in the transition is your old retirement account. Whether you have a 401(k), 403(b), 457(b), or pension, it’s important to understand your options before deciding what to do next. Today, Certified Financial Planner™, and… (read more)
Posted In: Guest Blog, Saving
Your Paycheck-to-Paycheck Holiday Survival Guide
The holidays should bring joy. However, when every trip to the grocery store or gas station feels more expensive than the last, the season can also bring a heavy dose of stress. In 2025, 67% of Americans report living paycheck to paycheck. Even households with steady incomes are struggling to keep up with recent tariff… (read more)
Posted In: Saving
What is Rapid Transfer and How Do I Use It?
These days its completely normal to have money spread across a number of financial institutions (yes, we know you probably have a bank or a PayPal account too, we forgive you). But transferring funds from one institution to another has never been convenient. Especially with increased fraud prevention methods, the time between sending your money… (read more)
Posted In: FFCCU News and Info, Uncategorized
Building Your “Retirement Paycheck”: How Do You Continue to Get Paid When You Retire?
This article from guest blogger Nichole Coyle, CFP® CSLP® When we think about retirement, we often imagine more freedom, more time and, ideally, less stress. But there’s one question that can keep even the most prepared individuals up at night: “How do I get paid when I’m no longer working?” It’s a smart question, because… (read more)
Posted In: Guest Blog, Saving
Investment Cheat Sheet: Choosing an Investment That Fits You
As a Certified Financial Planner™, one of the most common questions I get is: “What’s the best investment for me?” The truth? Choosing an investment has no one-size-fits-all answer. The “right” investment depends heavily on your goals, time horizon, risk tolerance, and even tax situation. But if you’ve ever felt overwhelmed by all the investment… (read more)
Posted In: Guest Blog, Saving
Emergency Funds 101: Why You Need One & How to Build It
If there’s one thing life loves to do, it’s throw surprises your way—some good, some… not so much. Whether it’s a sudden job loss, a major car repair, or an unexpected medical bill, financial emergencies can strike when you least expect them. That’s where an emergency fund comes in. Today, CERTIFIED FINANCIAL PLANNER™, Nichole Coyle,… (read more)
Posted In: Guest Blog, Saving
Spring Clean Your Finances with FFCCU
Spring is in the air here in Northeast Ohio! And while that mostly means mud, potholes, and 40 degree grey days, it also means time for a bit of spring cleaning! Decluttering closets and scrubbing stovetops is all well and good, but don’t forget about an area that could use just as much attention—your credit… (read more)
Posted In: FFCCU Services
The Do’s & Don’ts of Financial Planning for Couples
When it comes to combining finances in a relationship, there is no one-size-fits-all approach. Planning involves more than just balancing budgets and paying bills—it’s about aligning values, setting goals, and finding a system that works for both of you. CERTIFIED FINANCIAL PLANNER™, Nichole Coyle, has worked with many couples navigating these decisions. Here’s her breakdown… (read more)
Posted In: Guest Blog
Cut the Holiday Spending and Make Memories
If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without major holiday spending. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure you start 2025 without more debt. NerdWallet’s 2024 Holiday… (read more)
Posted In: Guest Blog, Saving
Saving For Your Child’s Future
Saving for your child’s future is a crucial priority for families, and one we work hard to support. From Sparky’s Kids Club to our Club Ignite program for teens, FFCCU offers many of the tools to suit your family savings needs. Guest blogger, Nichole Coyle, CFP® CSLP®, details 8 key steps in preparing your child for financial… (read more)
Posted In: Guest Blog, Saving, Sparky's Kids Club
