Category Archives: Saving
Retirement Rollover: What to Know When Starting a New Job
Starting a new job is exciting with new opportunities, new coworkers, and often, new benefits. But one piece that often gets overlooked in the transition is your old retirement account. Whether you have a 401(k), 403(b), 457(b), or pension, it’s important to understand your options before deciding what to do next. Today, Certified Financial Planner™, and… (read more)
Posted In: Guest Blog, Saving
Your Paycheck-to-Paycheck Holiday Survival Guide
The holidays should bring joy. However, when every trip to the grocery store or gas station feels more expensive than the last, the season can also bring a heavy dose of stress. In 2025, 67% of Americans report living paycheck to paycheck. Even households with steady incomes are struggling to keep up with recent tariff… (read more)
Posted In: Saving
Building Your “Retirement Paycheck”: How Do You Continue to Get Paid When You Retire?
This article from guest blogger Nichole Coyle, CFP® CSLP® When we think about retirement, we often imagine more freedom, more time and, ideally, less stress. But there’s one question that can keep even the most prepared individuals up at night: “How do I get paid when I’m no longer working?” It’s a smart question, because… (read more)
Posted In: Guest Blog, Saving
You’re Receiving Inherited Money – Now What?
By Nichole Coyle, CFP® So you’ve inherited money – what to do next? Receiving an inheritance can stir up a mix of emotions. Whether it’s expected or comes as a surprise, it’s common to feel overwhelmed by the possibilities, responsibilities, and even guilt. What should you do with the money? Should you pay off debt,… (read more)
Posted In: Guest Blog, Saving
Ohio Tax Free Weekend – Now Two Weeks (August 1 – 14, 2025)
If you are of a certain age, you likely have fond memories (or at least memories) of back-to-school shopping. Searching for that perfect Trapper Keeper three ring binder on a sweltering August evening, the aisles packed. That’s because your parents probably waited until one special weekend to check off all or most of your list… (read more)
Posted In: FFCCU News and Info, Ignite, Local Events, Sparky's Kids Club
Investment Cheat Sheet: Choosing an Investment That Fits You
As a Certified Financial Planner™, one of the most common questions I get is: “What’s the best investment for me?” The truth? Choosing an investment has no one-size-fits-all answer. The “right” investment depends heavily on your goals, time horizon, risk tolerance, and even tax situation. But if you’ve ever felt overwhelmed by all the investment… (read more)
Posted In: Guest Blog, Saving
529 Plan for Grandchildren – Can Grandma (or Other Family) Help?
Happy 5.29 to all who celebrate – and everyone with a young student in their life should probably celebrate! We’ve covered 529 plans previously on the blog, but you might be wondering whether it’s a concern for family members outside of parents. For example, can you take out a 529 plan for grandchildren? Can aunts… (read more)
Posted In: Guest Blog, Saving, Sparky's Kids Club
Emergency Funds 101: Why You Need One & How to Build It
If there’s one thing life loves to do, it’s throw surprises your way—some good, some… not so much. Whether it’s a sudden job loss, a major car repair, or an unexpected medical bill, financial emergencies can strike when you least expect them. That’s where an emergency fund comes in. Today, CERTIFIED FINANCIAL PLANNER™, Nichole Coyle,… (read more)
Posted In: Guest Blog, Saving
Credit Union Youth Month: An All-Ages Guide to Raising Money-Smart Kids
Money habits start earlier than you think. As parents and guardians, teaching kids about money might feel overwhelming—but the truth is, financial literacy can (and should!) start young, Whether you’re showing a preschooler how to save coins in a jar or helping your teenager manage their first checking account, age-appropriate money lessons lay the foundation… (read more)
Posted In: Ignite, Sparky's Kids Club
Cut the Holiday Spending and Make Memories
If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without major holiday spending. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure you start 2025 without more debt. NerdWallet’s 2024 Holiday… (read more)
Posted In: Guest Blog, Saving
