Advantage Checking
Start earning your 1.00% APY*!
Advantage Checking from FFCCU is designed with real people, like you, in mind. With a qualified account, you can earn 1.00% APY* on your average daily balance between $500-$24,999. PLUS, receive free unlimited POS/ATM withdrawals AND no monthly maintenance fees or penalties if requirements aren’t met.
Here’s how to earn your 1.00% APY* with Advantage Checking:
- 1. Enroll in e-Statements.
- 2. Direct deposit at least $500 per month.
- 3. Use your VISA® Debit Card for 12 or more signature-based transactions (posted to your account) each month*. Track your status here.
And don’t worry – there are NO PENALTIES if requirements aren’t met in any given month.
Advantage checking also offers ease and accessibility with these features:
- FREE online banking
- FREE bill pay
- FREE Mobile App
- Access to more than 36,000 ATMs across the country
- e-Statements
- e-Alerts
- ATM and VISA®Debit Cards
- No minimum balance requirements
As of March 1, 2020.
| Account Type | Balance | APY* |
|---|---|---|
| ADVANTAGE Checking* | $500-$24,999.99 | 1.00% |
| $25,000+ | 0.01% |
*APY = Annual Percentage Yield. Get unlimited ATM withdrawals and earn 1.00% APY when your average daily balance is between $500-24,999.99 when you meet the following requirements: 12 or more VISA Debit Card signature-based transactions posted to your account each month, enrolled in e-Statements and have direct deposit totaling $500 or more within the same month. Earn .01% on the remaining portion of your balance over $25,000.00. ATM fees charged by FFCCU are refunded at the end of the month. Only one Advantage Checking account per member. Account is subject to approval. Call 800.621.4644 for current rates as they are subject to change at any time and without notice. Click here to view full rate disclosures and policies.
