Advantage Checking

Advantage Checking from FFCCU is designed with real people, like you, in mind. With a qualified account, you can earn 2.00% Annual Percentage Yield* (APY) on your average daily balance between $500-$24,999. PLUS, receive free unlimited POS/ATM withdrawals and NO monthly maintenance fees or penalties if requirements aren’t met.


Want to Earn 2.00% APY*? Here’s How:


Enroll in


Direct deposit at
least $500 per month


Use your VISA® Debit Card for 12 or more signature-based transactions per month

Advantage checking also offers ease and accessibility with these features:

  • ATM and VISA®Debit Cards
  • More than 35,000 ATMs
  • FREE Mobile App
  • Easy and free bill pay options
  • FREE online banking
  • No minimum balance

Our Rates

As of January 17, 2023
Account TypeBalance APY*
ADVANTAGE Checking*$500-$24,999.992.00%

*APY = Annual Percentage Yield. Get unlimited ATM withdrawals and earn 2.00% APY when your average daily balance is between $500-24,999.99 when you meet the following requirements:  12 or more VISA Debit Card signature-based transactions posted to your account each month, enrolled in e-Statements and have direct deposit totaling $500 or more within the same month. Earn .01% on the remaining portion of your balance over $25,000.00.  ATM fees charged by FFCCU are refunded at the end of the month. Only one Advantage Checking account per member. Account is subject to approval.  Call 800.621.4644 for current rates as they are subject to change at any time and without notice.

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