Basic Checking
Any Way You Want to Pay
With unlimited transactions, you can access your money however is easiest for you: ATM, VISA Debit Card, checks, and ACH deposits and withdrawals. There’s no monthly maintenance fees and no minimum balance required. Dividends are paid monthly based on average daily balances of $500 or more. See current rates and charges.
Checking Accounts at FFCCU offer ease and accessibility with these features:
- FREE online banking
- FREE bill pay
- FREE Mobile App
- Access to 36,000+ ATMs nationwide
- e-Statements
- e-Alerts
- ATM Cards
- VISA® Debit
- No minimum balance requirements
KUDOS!
Once again, great service here! My membership goes back almost 40 years with Firefighters Community Credit Union. Never a disappointment.
-Dave
Beth and Kathy were excellent to work with. They answered every question I had and every phone call I made. I loved those two.
-Alan S.
Anytime I have to call, I always end up speaking with the most friendly folks. They always help me and I feel like I’m truly being taken care of.
-Alexandra
The loan process was quick and easy. One of the FFCCU teammates told me about loan options when I was at the branch – by the time I was home 10 minutes later – they had already checked in.
-John S.
I did not have my loan information and needed to know how, when, and where to make a payment. I was completely frazzled but Megan S. was able to talk me through setting up my user account, payments,...
-Donna G.
I was connected to this credit union through my employer back in 1989. I don’t know where to begin on how life changing my membership has been. The entire staff is wonderful regardless of branch...
-Drew M.
I work with banks and credit unions on a daily basis, and FFCCU goes above and beyond to help its members. Thank you all for making the process easy to understand and treating me like a person.
-Jennifer
I called about a car loan for my daughter, who is a student, and Sumintra helped determine the best option. I have been a member for 25+ years, and always get great answers and help with our financial...
-Sandy
Just joined the FFCCU when I refinanced my car loan. I couldn’t be happier with the service Jenny Stanfield and Ginny Hainen provided! I did almost everything online. Easy, convenient, and they saved...
-Maria K.
Faith Thomas is the absolute best! She made sure everything was perfectly done – even staying late! She even went above and beyond the next day by reaching out to me to confirm all was well. Faith wil...
Cayla V.
We want to give a shout out to Margaret from the Emerald Branch, she was excellent in helping us with our accounts. She made it easy to understand and to do. She even came in on her day off to help us...
-John D.
Erica Irons went above and beyond for our home loan! In spite of storm damage causing our branch to close, she made our transaction smooth. I love FFCCU in Willoughby ❤️
-Mary Kay & Joe
Our Rates
Account Name | Min. Balance | APY* |
---|---|---|
Regular Checking | $500+ | 0.01% |
*APY = Annual Percentage Yield. Dividends are credited to your account and compounded every month. Minimum balance requirements apply to average daily balance. Account is subject to approval. Call 800.621.4644 for current rates as they are subject to change at any time and without notice.
Frequently Asked Questions (FAQ)
No. There is no minimum balance required to maintain your Basic Checking account. However, an average daily balance of $500 or more is required to earn dividends.
No. FFCCU’s Basic Checking has no monthly maintenance fees, so you can manage your account without worrying about extra costs.
Yes. Each member account is insured up to $250,000 through American Share Insurance (ASI), the nation’s largest provider of private share insurance for credit unions.
Yes. With free online banking and our mobile app, you can check balances, transfer funds, pay bills, and more anytime it’s convenient for you.
You will have access to over 36,000 ATMs nationwide, making it easy to get cash when and where you need it.
You can use your VISA® Debit Card, write checks, set up ACH payments, or use free bill pay. You can also enroll in direct deposit to have your paycheck deposited automatically.
You do not have to be a firefighter to join. FFCCU serves a wide range of members. When you open an account, you become part of a cooperative that benefits everyone, not just a select group.
Click the “Apply Now” button on this page to start. If you are not already a member, we will guide you through the membership process during your application.