Basic Checking
Any Way You Want to Pay
With unlimited transactions, you can access your money however is easiest for you: ATM, VISA Debit Card, checks, and ACH deposits and withdrawals. There’s no monthly maintenance fees and no minimum balance required. Dividends are paid monthly based on average daily balances of $500 or more. See current rates and charges.
Checking Accounts at FFCCU offer ease and accessibility with these features:
- FREE online banking
- FREE bill pay
- FREE Mobile App
- Access to 36,000+ ATMs nationwide
- e-Statements
- e-Alerts
- ATM Cards
- VISA® Debit
- No minimum balance requirements
Our Rates
| Account Name | Min. Balance | APY* |
|---|---|---|
| Regular Checking | $500+ | 0.01% |
*APY = Annual Percentage Yield. Dividends are credited to your account and compounded every month. Minimum balance requirements apply to average daily balance. Account is subject to approval. Call 800.621.4644 for current rates as they are subject to change at any time and without notice.
Frequently Asked Questions (FAQ)
No. There is no minimum balance required to maintain your Basic Checking account. However, an average daily balance of $500 or more is required to earn dividends.
No. FFCCU’s Basic Checking has no monthly maintenance fees, so you can manage your account without worrying about extra costs.
Yes. Each member account is insured up to $250,000 through American Share Insurance (ASI), the nation’s largest provider of private share insurance for credit unions.
Yes. With free online banking and our mobile app, you can check balances, transfer funds, pay bills, and more anytime it’s convenient for you.
You will have access to over 36,000 ATMs nationwide, making it easy to get cash when and where you need it.
You can use your VISA® Debit Card, write checks, set up ACH payments, or use free bill pay. You can also enroll in direct deposit to have your paycheck deposited automatically.
You do not have to be a firefighter to join. FFCCU serves a wide range of members. When you open an account, you become part of a cooperative that benefits everyone, not just a select group.
Click the “Apply Now” button on this page to start. If you are not already a member, we will guide you through the membership process during your application.
