Basic Checking
Any Way You Want to Pay
With unlimited transactions, you can access your money however is easiest for you: ATM, VISA Debit Card, checks, and ACH deposits and withdrawals. There’s no monthly maintenance fees and no minimum balance required. Dividends are paid monthly based on average daily balances of $500 or more. See current rates and charges.
Checking Accounts at FFCCU offer ease and accessibility with these features:
- FREE online banking
- FREE bill pay
- FREE Mobile App
- Access to 36,000+ ATMs nationwide
- e-Statements
- e-Alerts
- ATM Cards
- VISA® Debit
- No minimum balance requirements
KUDOS!
Beth and Kathy were excellent to work with. They answered every question I had and every phone call I made. I loved those two.
-Alan S.
Anytime I have to call, I always end up speaking with the most friendly folks. They always help me and I feel like I’m truly being taken care of.
-Alexandra
I feel good using a credit union instead of a regular bank. Having the interactions with FFCCU teammates has been a gamechanger. It’s completely changed the way I see myself interacting with my financ...
William W.
Jovan, Bev, Jenny, and the other personnel at the Wellington branch are absolutely Rock Stars. They have always been so helpful, they are the greatest 😊
-Sue S.
I love FFCCU! All of the convenience of a big bank with more personalized service. Friendly and helpful staff. A great financial partner! And I love how the credit union is member owned.
-Rachel
I work with banks and credit unions on a daily basis, and FFCCU goes above and beyond to help its members. Thank you all for making the process easy to understand and treating me like a person.
-Jennifer
I had the pleasure of working with Tiffany Zifcak as I was selling one of my cars being financed by FFCCU. She stayed on top of all the details and parties involved. Tiffany is terrific: likable, trus...
-John G.
Our family has benefited from over 30 years of outstanding service with Firefighters Community Credit Union. Thanks for the prompt response to my online live chat question.
-Jeffery K.
Erica Irons went above and beyond for our home loan! In spite of storm damage causing our branch to close, she made our transaction smooth. I love FFCCU in Willoughby ❤️
-Mary Kay & Joe
Thanks to Brian Velioniskis, our financial goals are back on track. He explained the options for setting up our home equity loan very clearly and made the process easy.
-Jeff C.
Berto was awesome. I joined up today as a brand new member, and he helped in every possible way to make the process smooth and complete. Thanks, Berto!
-Karen
Shared branching lets me, as a member of an out-of-town credit union, access FFCCU’s services. I have never had a bad experience working with FFCCU and appreciate that they have helped me make large d...
-Paul P.
Our Rates
Account Name | Min. Balance | APY* |
---|---|---|
Regular Checking | $500+ | 0.01% |
*APY = Annual Percentage Yield. Dividends are credited to your account and compounded every month. Minimum balance requirements apply to average daily balance. Account is subject to approval. Call 800.621.4644 for current rates as they are subject to change at any time and without notice.
Frequently Asked Questions (FAQ)
No. There is no minimum balance required to maintain your Basic Checking account. However, an average daily balance of $500 or more is required to earn dividends.
No. FFCCU’s Basic Checking has no monthly maintenance fees, so you can manage your account without worrying about extra costs.
Yes. Each member account is insured up to $250,000 through American Share Insurance (ASI), the nation’s largest provider of private share insurance for credit unions.
Yes. With free online banking and our mobile app, you can check balances, transfer funds, pay bills, and more anytime it’s convenient for you.
You will have access to over 36,000 ATMs nationwide, making it easy to get cash when and where you need it.
You can use your VISA® Debit Card, write checks, set up ACH payments, or use free bill pay. You can also enroll in direct deposit to have your paycheck deposited automatically.
You do not have to be a firefighter to join. FFCCU serves a wide range of members. When you open an account, you become part of a cooperative that benefits everyone, not just a select group.
Click the “Apply Now” button on this page to start. If you are not already a member, we will guide you through the membership process during your application.