Routing #: 241075726

VISA Credit Cards

Great rates, awesome rewards and there’s NO annual fee

Great Rate VISA®Most Rewards VISA®
If you tend to keep a balance or are looking for a better rate, this card is for you!

Transfer balances over from other high-interest credit cards to the Great Rate card to save time and money.

New Cardholders: Receive a 1.99% introductory APR* on balance transfers made within 60 days of card activation and a $0 balance transfer fee!

Rate is good for 12 months after first balance transfer occurs. After the introductory period ends, the Variable APR applies. Offer applies to balances transferred from non-FFCCU cards only.

Use our calculator to estimate your savings:
Use our calculator
Get rewarded for the things you are already doing! Buy groceries, gas, clothes, travel–or anything else and get rewarded with points. Redeem your points for travel, merchandise or convert Points-2-Cash. You can also make a charitable contribution to MDA or Rainbow Babies and Children's Hospital using Points-2-Charity.

Redeem cash in three different ways:
1. Direct deposit to Member's FFCCU Share Account.
2. Account credit back to VISA to reduce outstanding balance.
3. Donation to MDA or Rainbow Babies and Children's Hospital.

New Cardholders: Receive 3,250 rewards points after completing your first purchase and an additional 3,250 rewards points after spending $500+ within 90 days of card activation.

Click here to apply:
Apply for the Great Rate Visa Card
Click here to apply:
Apply Now for the Most Rewards Credit Card


Share Secured Visa® Credit Card

This is a great way to build or re-establish credit. The credit limit is the amount you deposit into a share (savings) account. You can then use the card to make purchases any where Visa is accepted and the funds are deducted from this designated share account. Ask a teammate for more details.

Great Rate Savings Calculator

As of January 17, 2023

Visa Credit Card Annual Percentage Rate
Great Rate Card
12.00%-22.00% APR
Most Rewards 13.50%-23.50% APR

Visa Card rates, terms and conditions.

Register your FFCCU Visa® credit card through online banking. After registering, you’ll be able to view your account balance, see card activity and make payments. You can also elect to go paperless and receive statements through Visa® e-Statements.

VISA® Credit Card e-Alerts

Great Rate and Most Rewards cardholders can now register their mobile device and email to receive Visa Purchase Alerts. Cardholders are able to choose the notification triggers that match your needs, such as transaction exceeding a set amount.

Enroll here.


Need Help with your Visa® credit card?

In order to view your Visa® account online, you’ll need to register your card through our Online Banking. Once registered, you will be able to see all the activity on your card, check your balance, make payments, and sign up for e-Statements. Or, you can call or text us at 216.621.4644 and we’ll take care of it for you!

Access FFCCU Online Banking and register your card.

General Card Services call 866.820.6072

Report a lost or stolen credit card: 800.449.7728

If a card is then found, please cut it in half and mail to PO Box 31281, Tampa, FL 33631-3281.

Obtain a new or current PIN: 888.886.0083

Traveling and experiencing an issue?  24-hour access:

Inside the USA: 1.800.VISA.-911 |  Outside the USA: 1-410.581.9994

EMV Chip

Learn more about EMV Chip technology and Verified by Visa.


Your savings insured up to $250,000 per account. Not Federally insured.

Firefighters Community Credit Union (FFCCU) is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 216.621.4644 or

Update Your Browser:
Enjoy a more complete browsing experience on this and other Web sites by updating your browser now!