VISA Credit Cards

Who Knew Plastic Was So Powerful?

Everywhere you look there’s a credit card offer. So how do you know which one is the right one for you? And how do you find the perks that best meet YOUR needs. FFCCU offers several great card options, and we’ve made it easy to compare so you can pick what works best for you.

Compare Credit Card Options

Great Rate Visa Credit Card Most Rewards Visa Credit Card Shared Secured Visa Credit Card
This is the card for you if: You need to transfer a balance or are looking for a better rate.You want to earn rewards when you make purchasesYou need to build or re-establish your credit.
What it offers: 1.99% introductory APR* on balance transfers made within 60 days of card activation
$0 balance transfer fee!
Rewards points on everything you buy! Redeem your points for travel, merchandise or cash.A great way to begin building or re-establish your credit.
Use your card anywhere VISA is accepted.
Annual Fee: $0$0$0
Annual Percentage Rate (APR)* Starts at 1.99%*Starts at 14.50%Starts at 13.00%


Great Rate Credit Card

Great Rate VISA Credit Card

If you tend to keep a balance or are looking for a better rate, this is the card for you! Transfer balances over from other high-interest credit cards to the Great Rate card to save time and money.

New card holders receive a 1.99% introductory APR* on balance transfers made within 60 days of card activation and a $0 balance transfer fee! Plus, there’s no annual fee!


Most Rewards Credit Card

Most Rewards VISA Credit Card

Earn points with every purchase, from groceries to gas. Redeem your points for travel, merchandise, bill credit or even cash! You can also donate your points to charity.

New Cardholders: Receive 3,000 bonus rewards points after completing first purchase and an additional 3,000 bonus rewards points after spending $500+ within 90 days of activation.


What is a Share Secured Credit Card? ​

A share secured credit card is a great way to build credit if you are just starting out or to reestablish your credit if you’ve had problems in the past. The card is backed by your share (savings) account, and your credit limit is the set amount, on deposit in your account. You can then use the card to make purchases anywhere Visa is accepted, and pay the balance each month. Secured credit cards also report information to the major credit bureaus monthly, which allows you to build a payment history. 

Need to Transfer a Balance? See How Much You Could Save.

Our Great Rate VISA® Credit Card lets you transfer balances from other high-interest cards, consolidating your credit card debt and saving you money on interest charges in the long run. Check out our calculator to see how much you could save. 

VISA® Credit Card e-Alerts​

Great Rate and Most Rewards cardholders can now register their mobile device and email to receive Visa Purchase Alerts. Cardholders are able to choose the notification triggers that match your needs, such as transaction exceeding a set amount.

Get Help With Your VISA

  • Access FFCCU Online Banking and register your card.
  • General Card Services call 866.820.6072
  • Report a lost or stolen credit card: 866.820.6072
  • If a card is later found, please cut it in half and mail to PO Box 31281, Tampa, FL 33631-3281.
  • Obtain a new or current PIN: 888.886.0083
  • Traveling and experiencing an issue?  Get 24-hour access:
    Inside the USA: 1.800.VISA.-911 |  Outside the USA: 1-410.581.9994

To view your Visa® account online, you’ll need to register your card through our Online Banking. Once registered, you will be able to see all the activity on your card, check your balance, make payments, and sign up for e-Statements. 

Our Rates

January 25, 2024
Visa Credit Card Annual Percentage Rate
Great Rate Card
13.00%-23.00% APR
Most Rewards 14.50%-24.50% APR
*Rate is good for 12 months after first balance transfer occurs. Only balance transfers on Great Rate VISA credit card from within 60 days of card activation are eligible for 1.99% APR with $0 transfer fee. Offer applies to balances transferred from non-FFCCU cards only. After the introductory period ends, the Variable APR applies. The 1.99% APR applies to balance transfers only, not new purchases. Visa Card Terms and Conditions.