Monthly Archives: September 2024

Pain-Free Car Buying Tips

Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If… (read more)

5 Resources for Expanding Financial Knowledge & Capability

FFCCU joins forces with our partner, trusted national nonprofit GreenPath Financial Wellness, to spotlight free resources designed to help you deepen your financial capability. We often discuss expanding financial knowledge in connection to our Sparky Youth Savings and Ignite program for teens. However, as adults, we can benefit from a refresher or further learning to… (read more)

Taking Control of Credit Card Interest Rates

Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead.   WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)