Monthly Archives: April 2024

Is This a Good Time to Buy a House?

April 26, 2024

Is this a good time to buy a house? You might be worried about interest rates that are still high, or maybe you heard that housing inventory is low. While those are factors, a lot more goes into determining if you’re ready than just the current housing market. Purchasing a house is a significant milestone… (read more)

Posted In: Home Buying, Lending, Lending

Ignite My Future 2024 Scholarship Winners

April 15, 2024

Congratulations to the 2024 recipients of our Ignite My Future Scholarship! As a credit union, FFCCU is centered around the value of “people helping people.” In that spirit, the Ignite My Future Scholarship recognizes deserving Club Ignite members who have demonstrated a commitment to their communities through volunteer activity. Our 2024 scholarship recipients receive $1000… (read more)

Posted In: Ignite

Buying a House in 2024 – How to Make the Most of Your Mortgage

April 12, 2024

If you’re already searching, you probably know that buying a house in 2024 is a stressful prospect. Interest rates are still high at the moment as the Federal Reserve continues efforts to minimize inflation. And while we’ve heard that rates are likely to drop during the year, the question of when and how much is… (read more)

Posted In: Home Buying, Lending

BNPL – Buy Now/Pay Later Risks & Alternatives

April 5, 2024

Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans that some retailers – often online merchants – may offer at the time of purchase. They are increasingly popular in the travel and leisure… (read more)

Posted In: Guest Blog