Monthly Archives: July 2023

Share Certificate vs. CD? What’s the Difference?

July 28, 2023 | By FFCCU

CERTIFICATES. You’ve seen the term a lot recently in promos for FFCCU and other financial institutions. At a credit union, you may have heard about ‘share certificates.’ Elsewhere you’ve probably seen mention of ‘certificates of deposit,’ more often abbreviated as ‘CDs. Share certificate vs CD vs certificate of deposit…what’s the difference? Spoiler Alert: functionally, there… (read more)

Posted In: Saving

Hidden Costs of a DIY Home Remodel

July 21, 2023 | By FFCCU

Gloves? Check. Safety goggles? Check. Hammer hanging off of your carpenter jeans? Check. You’re ready to fulfill your HGTV dreams and dive into a much-needed DIY home remodel project. You’re going DIY with this because A) it will save on the cost, and B) you’ll have fun doing it. You’ve carefully budgeted for your project,… (read more)

Posted In: Home Buying, Lending, Tips For Managing Finances

6 Financial Tips for Life After Graduating College

July 14, 2023 | By Nichole Coyle

When you’re graduating college, there are a lot of financial decisions to make. Many you are quickly aware of, while some you may take some time to learn. Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, is here to give you a shortcut to information that can help you be a step ahead! 1. Student Loans Most people… (read more)

Posted In: Guest Blog, Ignite, Tips For Managing Finances

Mobile Wallets & Payment Apps: is Mobile Pay Really Safe?

July 10, 2023 | By FFCCU

Still reticent to dive into the world of mobile payments? It’s easy to understand why. You’ve undoubtedly come across intimidating terms like ‘ransomware,’ heard horror stories about identity theft, or even had to scrub your own device after infestation from a virus (the days of LimeWire aren’t that far behind us). The idea of trusting… (read more)

Posted In: Checking