Personal Loans
Sometimes You Need a Bit of Extra Cash for Something Personal.
That’s why we offer Personal Loans! Maybe you’re trying to pay down debt, or need help with tuition. Maybe you’d like to finance a special purchase like an engagement ring. Well, whatever personal lending need you have, FFCCU can help find the right loan for you.
Signature Loan
Get a signature loan with a fixed interest rate that is repaid in equal monthly payments. You can borrow based on your monthly income and credit worthiness for almost any purpose. The maximum term is 60 months
Share Secured Loan
Great for first time borrowers or those trying to reestablish their credit, a share secured loan uses your savings account as collateral. Share secured loan rates are also typically very competitive, and allow you to borrow while earning competitive dividends.
Emergency Loan
If you ever find yourself in a bind, you can rely on our Emergency loans to help you see through it. Borrow for emergency situations based on monthly income and credit worthiness. The maximum term is 12 months.
KUDOS!
Tiffany Zifcak worked with me on my recent home equity loan and did an amazing job. She made the process quick and easy for me. Will be using FFCCU for more of my financial needs in the future.
-Mike K.
Our Financial Service Rep spoke with the travel agency directly to ensure payment for our dream vacation made the deadline. The process reaffirmed that FFCCU is the best credit union for us!
-The Freeborns
Whenever I have questions and start a chat I always receive a quick response with all my questions thoroughly answered. Just wanted to say THANK YOU!
-Jerry T.
I called about a car loan for my daughter, who is a student, and Sumintra helped determine the best option. I have been a member for 25+ years, and always get great answers and help with our financial...
-Sandy
Anytime I have to call, I always end up speaking with the most friendly folks. They always help me and I feel like I’m truly being taken care of.
-Alexandra
The quick response was A-1. The respect was apparent, and the knowledge? –muah!– [chef’s kiss] Thanks to the North Ridgeville Branch team!
-Kim M.
Berto was awesome. I joined up today as a brand new member, and he helped in every possible way to make the process smooth and complete. Thanks, Berto!
-Karen
I experienced a problem with an automatic withdrawal. Emily provided lots of information on how to handle it and secured a refund. More than that: she gave me moral support, when I was feeling very up...
-Irene
Customer service is very understanding, and they make sure that your needs are met. I have been with the Firefighters Community Credit Union for over 40 years and I will remain a member.
-Teresa G.
I cannot thank Tilisha at the Willoughby branch enough for going above and beyond to get my auto loan approved. It was a pleasure to work with her. Words can’t express how appreciative I am.
-Percaker G.
Jenny and Victoria from the Wellington branch were super helpful with getting things going for me, and gave me peace of mind. So grateful for their help!
-Austin L.
KUDOS to Laura Z. Thank you for all your time and help. All my issues were resolved. You are greatly appreciated!
-Donna H.
Estimate Your Loan Payment
Want to estimate your payment for a personal loan? Use this handy calculator:
Personal Loan Rates
Type | Interest Rate* | APR** |
---|---|---|
Signature Loan | as low as 11.00%* | 11.40% APR** |
Share Secured Loan | 4.01%* | 4.76% APR** |
Emergency Loan | as low as 14.50%* | 21.59% APR** |
*Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. Terms of repayment and other terms and conditions can be found at this link.**APR = Annual Percentage Rate. Signature loan APR based on $10,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Share secured loan APR based on $5,000 financed for 48 months with qualifying credit, including loan processing fee of $75. Emergency loan APR based on $2,000 financed for 12 months with qualifying credit, including loan processing fee of $75. Other terms & conditions may apply. |