Personal Loans
Sometimes You Need a Bit of Extra Cash for Something Personal.
That’s why we offer Personal Loans! Maybe you’re trying to pay down debt, or need help with tuition. Maybe you’d like to finance a special purchase like an engagement ring. Well, whatever personal lending need you have, FFCCU can help find the right loan for you.
Signature Loan
Get a signature loan with a fixed interest rate that is repaid in equal monthly payments. You can borrow based on your monthly income and credit worthiness for almost any purpose. The maximum term is 60 months
Share Secured Loan
Great for first time borrowers or those trying to reestablish their credit, a share secured loan uses your savings account as collateral. Share secured loan rates are also typically very competitive, and allow you to borrow while earning competitive dividends.
Emergency Loan
If you ever find yourself in a bind, you can rely on our Emergency loans to help you see through it. Borrow for emergency situations based on monthly income and credit worthiness. The maximum term is 12 months.
KUDOS!
Customer service is very understanding, and they make sure that your needs are met. I have been with the Firefighters Community Credit Union for over 40 years and I will remain a member.
-Teresa G.
The quick response was A-1. The respect was apparent, and the knowledge? –muah!– [chef’s kiss] Thanks to the North Ridgeville Branch team!
-Kim M.
I cannot thank Tilisha at the Willoughby branch enough for going above and beyond to get my auto loan approved. It was a pleasure to work with her. Words can’t express how appreciative I am.
-Percaker G.
Beth and Kathy were excellent to work with. They answered every question I had and every phone call I made. I loved those two.
-Alan S.
Wow!!! You give me the best customer service!!! I’m an 8-year Member and can say my Credit Union performs like nothing else. They take such a personal interest in all my issues, great and small.
-David W.
The FFCCU team went above and beyond to help my 16-year-old get onto her mobile app. They were very helpful and kind. Definitely #peoplehelpingpeople and #CUDifference!
-Donna P.
I work with banks and credit unions on a daily basis, and FFCCU goes above and beyond to help its members. Thank you all for making the process easy to understand and treating me like a person.
-Jennifer
Anytime I have to call, I always end up speaking with the most friendly folks. They always help me and I feel like I’m truly being taken care of.
-Alexandra
I would like to thank Meghan T., for taking her time with a loan we needed. We were nervous about coming in, but she was very thorough and helpful. Words can’t express how appreciated we felt!
-Alice & James D.
Shared branching lets me, as a member of an out-of-town credit union, access FFCCU’s services. I have never had a bad experience working with FFCCU and appreciate that they have helped me make large d...
-Paul P.
Berto was awesome. I joined up today as a brand new member, and he helped in every possible way to make the process smooth and complete. Thanks, Berto!
-Karen
Once again, great service here! My membership goes back almost 40 years with Firefighters Community Credit Union. Never a disappointment.
-Dave
Estimate Your Loan Payment
Want to estimate your payment for a personal loan? Use this handy calculator:
Personal Loan Rates
Type | Interest Rate* | APR** |
---|---|---|
Signature Loan | as low as 11.00%* | 11.40% APR** |
Share Secured Loan | 4.01%* | 4.76% APR** |
Emergency Loan | as low as 14.50%* | 21.59% APR** |
*Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. **APR = Annual Percentage Rate. Signature loan APR based on $10,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Share secured loan APR based on $5,000 financed for 48 months with qualifying credit, including loan processing fee of $75. Emergency loan APR based on $2,000 financed for 12 months with qualifying credit, including loan processing fee of $75. Other terms & conditions may apply. |