Personal Loans
Sometimes You Need a Bit of Extra Cash for Something Personal.
That’s why we offer Personal Loans! Maybe you’re trying to pay down debt, or need help with tuition. Maybe you’d like to finance a special purchase like an engagement ring. Well, whatever personal lending need you have, FFCCU can help find the right loan for you.
Signature Loan
Get a signature loan with a fixed interest rate that is repaid in equal monthly payments. You can borrow based on your monthly income and credit worthiness for almost any purpose. The maximum term is 60 months
Share Secured Loan
Great for first time borrowers or those trying to reestablish their credit, a share secured loan uses your savings account as collateral. Share secured loan rates are also typically very competitive, and allow you to borrow while earning competitive dividends.
Emergency Loan
If you ever find yourself in a bind, you can rely on our Emergency loans to help you see through it. Borrow for emergency situations based on monthly income and credit worthiness. The maximum term is 12 months.
KUDOS!
A big thank you to Karen B…. you went over and above my expectations to resolve my issue. Thank you for listening to my situation and being an advocate to further protect my accounts!
-Michele K.
I called about a car loan for my daughter, who is a student, and Sumintra helped determine the best option. I have been a member for 25+ years, and always get great answers and help with our financial...
Sandy
I cannot thank Tilisha Champ at the Willoughby branch enough for going above and beyond to get my auto loan approved. She was a pleasure to work with her. Words can’t express how appreciative I am. I...
-Percaker G.
I’ve been a long-time member but have never used the chat feature until today. Karen B was so nice and helpful- answered all my questions and was very personable. I’ve always received great service at...
-Erin S.
I cannot say enough good things about the individuals I have worked with – especially when my card number was stolen. The service I have had is why I have moved all my accounts to FFCCU. KUDOS!
-David H.
I would like to thank Meghan T., for taking her time with a loan we needed. We were nervous about coming in, but she was very thorough and helpful. Words can’t express how appreciated we felt!
-Alice & James D.
I needed a new vehicle loan, and FFCCU beat other interest rates so dramatically it was a no “brainer.” I was so happy with the service I am switching all of my checking and savings over. Kudos...
-Amy B.
I work with banks and credit unions on a daily basis, and FFCCU goes above and beyond to help its members. Thank you all for making the process easy to understand and treating me like a person.
-Jennifer
Our Financial Service Rep spoke with the travel agency directly to ensure payment for our dream vacation made the deadline. The process reaffirmed that FFCCU is the best credit union for us!
-The Freeborns
I give Kudos to the entire awesome credit union staff – especially to Karen, LeeAnn, Jashira, and Beverly. Excellent service! I am so glad to be a member.
-Maxine J.
Margaret at the West Side branch was great. We had a good time finishing up my new motorcycle loan. I appreciate her reminding me to make sure I adjust my direct deposit for the new loan.
-John & Cindi
Jashira was very nice and courteous! She resolved my issue immediately and asked if she could assist me further. I appreciated the great service and the desire to do more in addressing my concerns!
-Cynthia O.
Estimate Your Loan Payment
Want to estimate your payment for a personal loan? Use this handy calculator:
Personal Loan Rates
Type | Interest Rate* | APR** |
---|---|---|
Signature Loan | as low as 11.00%* | 11.40% APR** |
Share Secured Loan | 4.01%* | 4.76% APR** |
Emergency Loan | as low as 14.50%* | 21.59% APR** |
*Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. |
*APR = Annual Percentage Rate. Rates based on credit history, number of years the loan is financed and the amount financed. Higher rate may be offered upon approval. Members must be 18 years of age or older. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. Click here to view full rate disclosures and policies.