Routing #: 241075726


1st mortgage

You’re One Step Closer to Becoming a Painter, Landscaper, and Interior Decorator

Ah, buying a new home – it’s an exciting time! So, we want to make sure the mortgage process doesn’t spoil the moment for you. Our home finance experts are here to guide you and advise you and make sure you have a lending solution that meets your needs. From conventional loans to FHA, USDA and VA loans, we have a mortgage option that’s right for you.

Mortgage Types

Explore the different types of mortgages below!

+ Conventional

Have good credit, a steady income and can afford the down payment? Then this may be the best mortgage option for you. A conventional loan often offers lower closing costs and a variety of terms from 10, 15, 20, even 30-year fixed rates.
+ Government-Backed Loans

We offer several types of government-based mortgage loans, providing more flexible credit guidelines, while still offering attractive rates.
  • FHA: These loans are insured by the government. They have easier credit qualifying guidelines, as well as relatively low closing costs and down payment requirements. Your down payment can be a gift from a family member or can even be borrowed.*
  • VA: Financing available to eligible veterans to help purchase properties with no down payment and no private mortgage insurance (PMI).
  • USDA: A mortgage loan for rural families and individuals with low and moderate-income, assisting in qualifying the borrower for mortgages even without a down payment.

Mortgage Refinancing

With mortgage rates at historic lows, now is a great time to consider refinancing your home. Additionally, with home values on the rise, this may be the perfect combination for lowering your payments or shortening the term on your mortgage. Who doesn’t want to pay their home off faster?

See Our RatesApply Now

Let Us Help You with Your Mortgage, Refinance, or Preapproval

To speak with one of our mortgage loan originators, fill out the fields below. We’ll get back to you in 1-3 business days.

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Our Mortgage Team

Mike McNally, FFCCU Mortgage Loan Originator
Mike McNally
Mortgage Loan Originator
Beth Meyer
Mortgage Loan Originator
2033 Emerald Parkway, Cleveland, Ohio 441352300 St. Clair Ave., Cleveland, Ohio 44114
Phone: 216.621.4644 Ext. 1431Phone: 216.621.4644 Ext. 1523
NMLS MLO# 697505NMLS MLO# 769380
NMLS Co.# 761666NMLS Co. # 761666


If you currently have a mortgage through Woodside Mortgage Services Inc. and need support, please contact Bill Keller at 216.591.2202.

If you currently have a mortgage through MyCU Mortgage and need support, please call 937.912.8184.

*Must be a secured loan i.e car, furniture, or savings account loan. We will need the terms and promissory note from the loan and the payments must be included in their debt ratio calculations.

Your savings insured up to $250,000 per account. Not Federally insured.

Firefighters Community Credit Union (FFCCU) is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 216.621.4644. All products and services available on this website are available at all FFCCU branches.

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