You’re One Step Closer to Becoming a Painter, Landscaper, and Interior Decorator
Ah, buying a new home – it’s an exciting time! So, we want to make sure the mortgage process doesn’t spoil the moment for you. Our home finance experts are here to guide you and advise you and make sure you have a lending solution that meets your needs. From conventional loans to FHA, USDA and VA loans, we have a mortgage option that’s right for you.
Explore the different types of mortgages below!
Have good credit, a steady income and can afford the down payment? Then this may be the best mortgage option for you. A conventional loan often offers lower closing costs and a variety of terms from 10, 15, 20, even 30-year fixed rates.
We offer several types of government-based mortgage loans, providing more flexible credit guidelines, while still offering attractive rates.
- FHA: These loans are insured by the government. They have easier credit qualifying guidelines, as well as relatively low closing costs and down payment requirements. Your down payment can be a gift from a family member or can even be borrowed.*
- VA: Financing available to eligible veterans to help purchase properties with no down payment and no private mortgage insurance (PMI).
- USDA: A mortgage loan for rural families and individuals with low and moderate-income, assisting in qualifying the borrower for mortgages even without a down payment.
With mortgage rates at historic lows, now is a great time to consider refinancing your home. Additionally, with home values on the rise, this may be the perfect combination for lowering your payments or shortening the term on your mortgage. Who doesn’t want to pay their home off faster?
To speak with one of our mortgage loan originators, fill out the fields below. We’ll get back to you in 1-3 business days.
Our Mortgage Team
If you currently have a mortgage through Woodside Mortgage Services Inc. and need support, please contact Bill Keller at 216.591.2202.
If you currently have a mortgage through MyCU Mortgage and need support, please call 937.912.8184.