Category Archives: Uncategorized
What Can a Home Equity Loan Be Used For?
If you hear about “home equity loans” and have no idea what that even is – you aren’t alone! Though a very common financial option that opens up a world of possibilities to borrowers, these kinds of loans aren’t always explained in schools. Plenty of high school students wander into adulthood with no idea what… (read more)
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Best Savings Account for a Newborn? – Smart Money Moves to Consider for Your Infant
Welcoming a new baby into the world comes with a lot of emotions—joy, excitement, and, let’s be honest, a little bit of financial anxiety. Fortunately, guest blogger and CERTIFIED FINANCIAL PLANNER™, Nichole Coyle, joins us to shed some light on how best lay the groundwork for your child’s financial future: Diapers and daycare costs add… (read more)
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State of the Scam 2025: Be Ready for the Latest Scams
New digital technologies make managing money and buying the things you need easier. But the ubiquity of apps, digital wallets, and online shopping also is a thief’s paradise. Consumers lose billions to fraud each year. Scammers and spoofers are becoming smarter at hacking into company systems, stealing sensitive data, and using it to defraud innocent… (read more)
Posted In: Guest Blog, Uncategorized
‘Love My Credit Union Rewards’ TurboTax Discount, Sweepstakes, and More
We’ve touched on those not-so-well-known benefits of your FFCCU membership in a previous blog post, and starting this month (January 2024), one of those benefits is getting even sweeter – with the help of Love My Credit Union’s TurboTax Sweepstakes! Take some of the tension out of tax season with the following member perks –… (read more)
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Common Home Buying Myths
Thinking about buying a home, but feeling unsure about all the particulars? This is likely one of the largest purchases you’ll make in your lifetime. There is a lot of information floating around out there so it’s important to differentiate home buying facts from home buying myths. Today, guest blogger Nichole Coyle, Certified Financial PlannerTM… (read more)
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Five Conservative Investment Options for Unusual Economic Times
Confused about certificates? Lamenting over loans? Today, guest blogger, Nichole Coyle, Certified Financial PlannerTM, discusses conservative investment options to help ride the current economic rollercoaster. Generally, more conservative investment options tend to work best for those who need shorter terms or need to diversify their portfolio and reduce overall risk exposure. These include your emergency… (read more)
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Seven Ways to Organize Your Finances for 2023
January is a great time to create a checklist for yourself and set a plan for how you can better prepare your finances for the year ahead. This checklist will help you create a better plan of realistic goals for the short-term and long-term. Consumer Reports encourages you to be SMART about your finances. That… (read more)
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6 Money-Spending Habits That You Need to Ditch
Let’s get real; we all sometimes spend money unnecessarily. However, in certain cases, we overlook spending habits that may do more harm than good. Here are 6 common habits you may have gotten into and how to break them: 1. You Follow “Emotional Spending.” Have you succumbed to “emotional spending”? According to clinical psychologist Sheila Forman,… (read more)
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Is Your Beginner Financial Journey Making You Feel Flustered? Use These Tips to Gain Confidence
Finances impact every aspect of our lives, but it’s not always easy to know how to manage bills, emergencies, groceries, and fun money every month. If the words dividend, compounding, or APY feel like a foreign language; you’re not alone. A FINRA study found a 75% decrease in financial literacy among adults from 2009 to 2021. In… (read more)
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