Category Archives: FFCCU News and Info

Student Loan Repayments Resume – What Borrowers Should Know

October is approaching – much to the delight of spooky season supporters. Young ones are gearing up for trick or treat. Film fans look forward to a month of movies featuring menacing monsters. But for college graduates with outstanding student loans, this October may feel a lot like a horror movie than in years past:… (read more)

Using A Mobile Wallet: a quick user guide

Have you ever used your phone to pay at your local pharmacy or grocery store? If not, you’re missing out on the convenience of your mobile wallet. A global study has predicted that around 60% of people worldwide will use digital wallets in 2023. And why not? A simple tap, and you’re good to go!… (read more)

2021 Taxes: 8 Things You Need to Know About

Last year’s tax season was complicated, thanks to the pandemic. Now, 2021 tax filings may be shaping up to be the same. Covid-19 continues to create challenges, and stimulus money, unemployment benefits, and the child tax credit can make it more complicated. With all the shifts, it’s essential to keep on top of changes and… (read more)

Why should You Vote in FFCCU’s Board of Directors Election?

What do you imagine a board of directors looks like? You may picture starched-suit business people, far removed from the community and business they manage. However, at FFCCU we’re different. It’s why we give our members the option to vote for the board of directors each year. Our board of directors is made up of… (read more)

6 Reasons to Get Your Mortgage with a Credit Union

If you are on the house hunt, chances are you’ll need a mortgage to go along with it. While you might be inclined to head to a bank or mortgage-specific lender, a credit union may be your best option. Here are six reasons why choosing a credit union for your home mortgage is a win… (read more)

Credit Unions and Banks: What’s the Difference?

What’s the difference between credit unions and banks? It’s a question we get a lot – especially from individuals who are looking for a financial institution for the first time. If you have regular banking needs, chances are you’ll find what you need at both credit unions and banks. These include checking and savings accounts, money… (read more)

Get to know FFCCU’s digital banking tools

Digital technology is deeply transforming how we conduct our everyday banking activities. New tools give us the flexibility to make transactions whenever and wherever we want. They allow us to pay bills, transfer funds and make deposits with a few taps of our smartphone. And they give us added security, protecting our identity and finances… (read more)

How to Create Safe and Exciting Summer Memories

Summer vacations may look a bit different this year. We’ve got a few safe alternative ways to create lasting memories this summer! Stay local: Pack a lunch and take a day trip to explore your local area and enjoy nature again. Go on a long hike through the Cleveland Metroparks, explore the trails at Cuyahoga… (read more)

Roth vs. Traditional IRA – What’s the Difference?

One of the most common questions I am asked when discussing retirement planning is, “What is the difference between a Roth and a Traditional IRA?” Both Individual Retirement Account (IRA) options are great ways to save for retirement. You can contribute to one or both types in any given year. However, there is a maximum… (read more)

Voting is CLOSED – Cast Your Vote for the 2021 Board of Directors

VOTING HAS CLOSED FOR THE 2021 BOARED ELECTIONS. WINNERS WILL BE ANNOUNCED AT OUR ANNUAL MEETING 4/10/21   Voting has opened to elect four (4) members to the FFCCU Board of Directors. The Board of Directors is essential to the credit union because they serve as the members’ voice and make important decisions on matters… (read more)