Routing #: 241075726

Recreational Vehicle Loans

​Venture out with a new RV, boat, motorcycle, or jet ski! Whether it’s got 2 wheels, 8 wheels, or no wheels–we got you covered. FFCCU offers financing and refinance options on new or used boats and vehicles. With recreational loan rates like ours, where will you go for your next adventure?

 Rec Vehicle Loans - RV  Rec Vehicle Loans - Boat  Rec Vehicle Loans - Motorcycle

RV, Motorhome and Camper Loans

Boat/Jet Ski Loans

ATV/Motorcycle Loans

You can also visit any FFCCU Branch or apply over the phone by calling 216.621.4644, then select option 3.

Already have a loan?

Talk to us about refinancing! Depending on your credit qualifications, we may be able to get you a lower rate than what you already have.

Recreational Vehicle Loan Rates

As of May 15, 2023

Motorcycle, ATV, Boat, Jet Ski, Camper, Trailer/MotorhomeInterest RateAPR**
as low as 8.06%*as low as 8.16%**
newer than seven model years
as low as 8.56%*as low as 8.66%**
seven model years or older
as low as 9.56%*as low as 9.66%**
**APR based on $40,000 financed for 48 months, with qualifying credit, including loan processing fee of $75. Other terms & conditions may apply.

Not sure where to start? Estimate your payment using our calculator!

How Do Recreational Loans Work?

Step 1: Choose Your Loan Type

We offer you flexible financing options to buy your boat, motorcycle, ATV, camper, RV, or motorhome. Whether you dream of spending a day on the water or exploring the open road, we can finance your vehicle purchase so you can get out there and have fun.

Step 2: Complete Our Online Application

Complete our online application and get approved quickly for your recreational loan. Answer a few basic questions about the amount you need and the desired term length of your loan. Apply Today!

Step 3: Loan Approval

Starting the process and getting approved for a recreational loan couldn’t be easier. Once we receive your application, we’ll go through your information to see if you qualify. We’ll analyze your credit history to determine your interest rate. We’ll get back to you soon with important updates!

Step 4: Begin Making Payments

After you’re approved, we will cover the loan amount and set you up with monthly payments. We also offer automatic payments through EasyPay, which will lower your interest rate by 0.25%. Interest rates are subject to change.

What is a recreational vehicle loan?

Recreational loans can finance several items that involve outdoor and leisure activities. If you’re in the market for a motorcycle, camper, motorhome, RV, boat, or ATV, a Rec loan can help alleviate the costly upfront purchase price. Recreational loans include:

RV & Motorhome Loans
As motorhome prices continue to soar, we have financing available to help you travel the country without breaking the bank.

Camper Loans
Are you looking for a camper to bring more family time to your summer? From Travel Trailers to Pop-ups, we can finance all types of campers so you can enjoy your weekend getaways.

Boat Loans
Owning a boat in Northeast Ohio has its rewards, but the initial costs can be daunting. A boat loan can make boat ownership possible so you can enjoy the open water.

Motorcycle Loans
Northeast Ohio has plenty of scenic motorcycle routes, from the Lake Erie shoreline to the Emerald Necklace. Harley, Yamaha, or Suzuki, we can fund your dream bike!

Jet Ski Loans
Tour the Lake Erie coast or see what small Ohio lakes have to offer. Jet Skis and other personal watercraft can deliver endless summer fun! Whether you’re buying new or used, FFCCU can provide financing for your new favorite water toy.

ATV Loans
Explore Ohio’s outdoors with an ATV or UTV! Whether you’re ready to buy a used or new ATV, we have financing options available for you! Hit the trails today!

Not a member? No problem!

Remember, we’re not just for Firefighters! Joining FFCCU is easy and offers you all kinds of perks including the opportunity to earn interest on a checking account! We also offer online banking and have our own mobile app! You can learn more about becoming a member here.

Questions or Concerns? Click here  for branch locations and ways to speak with  a friendly FFCCU Teammate!


*Approval and rates based on credit worthiness, number of years the loan is financed and the amount financed. Members must be 18 years of age or older. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, sign up for Auto Pay for loan payments). Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. Click here to view full rate disclosures and policies. This institution is not federally insured by member choice. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY. 

Your savings insured up to $250,000 per account. Not Federally insured.

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