RECREATIONAL VEHICLE LOANS
Choose Your Own Adventure
Venture out with a new RV, boat, motorcycle, or jet ski! Whether it’s got 2 wheels, 8 wheels, or no wheels–we got you covered. FFCCU offers financing and refinance options on new or used boats and vehicles. With recreational loan rates like ours, where will you go for your next adventure?
What is a Recreational Vehicle Loan?
Recreational vehicle loans can finance several items that involve outdoor and leisure activities. If you’re in the market for a motorcycle, camper, motorhome, RV, boat, or ATV, a Rec Vehicle loan can help alleviate the costly upfront purchase price. Recreational loans include:
RV Loans
As RV prices continue to soar, we have financing available to help you travel the country without breaking the bank.
Camper Loans
Are you looking for a camper to bring more family time to your summer? From Travel Trailers to Pop-ups, we can finance all types of campers so you can enjoy your weekend getaways.
Boat Loans
Owning a boat in Northeast Ohio has its rewards, but the initial costs can be daunting. A boat loan can make boat ownership possible so you can enjoy the open water.
Motorcycle Loans
Northeast Ohio has plenty of scenic motorcycle routes, from the Lake Erie shoreline to the Emerald Necklace. Harley, Yamaha, or Suzuki, we can fund your dream bike!
Jet Ski Loans
Tour the Lake Erie coast or see what small Ohio lakes have to offer. Jet Skis and other personal watercraft can deliver endless summer fun! Whether you’re buying new or used, FFCCU can provide financing for your new favorite water toy.
ATV Loans
Explore Ohio’s outdoors with an ATV or UTV! Whether you’re ready to buy a used or new ATV, we have financing options available for you! Hit the trails today!
KUDOS!
Big kudos to the West Side CLE branch. I secured my new car loan with a rate better than what the dealer was offering. FFCCU has always been my go-to for car loans for this very reason!
-Bridget E.
The quick response was A-1. The respect was apparent, and the knowledge? –muah!– [chef’s kiss] Thanks to the North Ridgeville Branch team!
-Kim M.
I feel good using a credit union instead of a regular bank. Having the interactions with FFCCU teammates has been a gamechanger. It’s completely changed the way I see myself interacting with my financ...
William W.
My experience with FFCCU’s Parma branch has been nothing but positive. Obtaining an auto loan was really easy, even though I came to the establishment as a nonmember.
-Star B.
Our Financial Service Rep spoke with the travel agency directly to ensure payment for our dream vacation made the deadline. The process reaffirmed that FFCCU is the best credit union for us!
-The Freeborns
KUDOS to Laura Z. Thank you for all your time and help. All my issues were resolved. You are greatly appreciated!
-Donna H.
Faith Thomas is the absolute best! She made sure everything was perfectly done – even staying late! She even went above and beyond the next day by reaching out to me to confirm all was well. Faith wil...
Cayla V.
Whenever I have questions and start a chat I always receive a quick response with all my questions thoroughly answered. Just wanted to say THANK YOU!
-Jerry T.
The FFCCU team went above and beyond to help my 16-year-old get onto her mobile app. They were very helpful and kind. Definitely #peoplehelpingpeople and #CUDifference!
-Donna P.
Beth and Kathy were excellent to work with. They answered every question I had and every phone call I made. I loved those two.
-Alan S.
I called about a car loan for my daughter, who is a student, and Sumintra helped determine the best option. I have been a member for 25+ years, and always get great answers and help with our financial...
-Sandy
Once again, great service here! My membership goes back almost 40 years with Firefighters Community Credit Union. Never a disappointment.
-Dave
Not Sure Where to Start? Estimate Your Payments Using our Loan Payment Calculator
How Do Recreational Vehicle Loans Work?
STEP 1:
Choose Your Vehicle
We offer you flexible financing options to buy your boat, motorcycle, ATV, camper, RV, or motorhome. Whether you dream of spending a day on the water or exploring the open road, we can finance your vehicle purchase so you can get out there and have fun.
STEP 2:
Complete An Application
Complete our online application and get approved quickly for your recreational loan. Answer a few basic questions about the amount you need and the desired term length of your loan.
APPLY TODAY!
APPLY TODAY!
STEP 3:
Loan Approval
Starting the process and getting approved for a recreational loan couldn’t be easier. Once we receive your application, we’ll go through your information to see if you qualify. We’ll analyze your credit history to determine your interest rate. We’ll get back to you soon with important updates!
STEP 4:
Begin Making Payments
After you’re approved, we will cover the loan amount and set you up with monthly payments. We also offer automatic payments through EasyPay, which will lower your interest rate by 0.25%. Interest rates are subject to change.
Our Rates
As of October 4, 2025
Motorcycle, ATV, Boat, Jet Ski, Camper, Trailer/Motorhome | Interest Rate | APR** |
---|---|---|
New | as low as 7.87%* | as low as 8.22%** |
Pre-Owned/Usednewer than seven model years | as low as 8.37%* | as low as 8.72%** |
Pre-Owned/Usedseven model years or older | as low as 9.37%* | as low as 9.72%** |
*Approval and rates based on credit worthiness, number of years the loan is financed, amount financed, age of collateral and other qualifying criteria. Members must be 18 years of age or older. New rec vehicle definition: Current and previous model year, never titled and has less than 500 miles on it. FFCCU may consider a rec vehicle loan refinance as a “new” auto loan if the vehicle being refinanced is within one year of original purchase date and member is the original owner. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, sign up for Auto Pay for loan payments). Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. |