RECREATIONAL VEHICLE LOANS
Choose Your Own Adventure
Venture out with a new RV, boat, motorcycle, or jet ski! Whether it’s got 2 wheels, 8 wheels, or no wheels–we got you covered. FFCCU offers financing and refinance options on new or used boats and vehicles. With recreational loan rates like ours, where will you go for your next adventure?
What is a Recreational Vehicle Loan?
Recreational vehicle loans can finance several items that involve outdoor and leisure activities. If you’re in the market for a motorcycle, camper, motorhome, RV, boat, or ATV, a Rec Vehicle loan can help alleviate the costly upfront purchase price. Recreational loans include:
As RV prices continue to soar, we have financing available to help you travel the country without breaking the bank.
Are you looking for a camper to bring more family time to your summer? From Travel Trailers to Pop-ups, we can finance all types of campers so you can enjoy your weekend getaways.
Owning a boat in Northeast Ohio has its rewards, but the initial costs can be daunting. A boat loan can make boat ownership possible so you can enjoy the open water.
Northeast Ohio has plenty of scenic motorcycle routes, from the Lake Erie shoreline to the Emerald Necklace. Harley, Yamaha, or Suzuki, we can fund your dream bike!
Jet Ski Loans
Tour the Lake Erie coast or see what small Ohio lakes have to offer. Jet Skis and other personal watercraft can deliver endless summer fun! Whether you’re buying new or used, FFCCU can provide financing for your new favorite water toy.
Explore Ohio’s outdoors with an ATV or UTV! Whether you’re ready to buy a used or new ATV, we have financing options available for you! Hit the trails today!
Melissa G. is the BESSSSSSSSTTTTTTT!! She helped me beyond the call of duty AND was super pleasant about it. My experiences at FFCCU are always good, and Melissa is great!!
Thanks to Sumintra! She’s professional, detail-oriented, treats everyone with respect – and can laugh at puns! We’ve done extended business with FFCCU because I love working with her...
I’ve been a long-time member but have never used the chat feature until today. Karen B was so nice and helpful- answered all my questions and was very personable. I’ve always received great service at...
I cannot say enough good things about the individuals I have worked with – especially when my card number was stolen. The service I have had is why I have moved all my accounts to FFCCU. KUDOS!
I needed a new vehicle loan, and FFCCU beat other interest rates so dramatically it was a no “brainer.” I was so happy with the service I am switching all of my checking and savings over. Kudos...
The FFCCU team went above and beyond to help my 16-year-old get onto her mobile app. They were very helpful and kind. Definitely #peoplehelpingpeople and #CUDifference!
I would like to thank Meghan T., for taking her time with a loan we needed. We were nervous about coming in, but she was very thorough and helpful. Words can’t express how appreciated we felt!
-Alice & James D.
A big thank you to Karen B…. you went over and above my expectations to resolve my issue. Thank you for listening to my situation and being an advocate to further protect my accounts!
Every one of my questions about the Ignite checking account were answered! This credit union is one of my favorites; there is such a calming environment when you enter. Staff is so helpful!!
Thank you to LeeAnn, for the prompt response to my online question. Our family has benefited from over 30 years of outstanding service with Firefighters Community Credit Union.
I’d like to give Kudos to Sue Whitt!! She always made herself available to answer phone calls, was prompt in providing documents in a way convenient to my work schedule, and found an expedited resolut...
Jashira got me all set up with opening a new account and linking it to the old one – all over live chat. Super knowledgeable and took less than 10 minutes! Thanks so much for your help!
Not Sure Where to Start? Estimate Your Payments Using our Loan Payment Calculator
How Do Recreational Vehicle Loans Work?
Choose Your Vehicle
We offer you flexible financing options to buy your boat, motorcycle, ATV, camper, RV, or motorhome. Whether you dream of spending a day on the water or exploring the open road, we can finance your vehicle purchase so you can get out there and have fun.
Complete An Application
Complete our online application and get approved quickly for your recreational loan. Answer a few basic questions about the amount you need and the desired term length of your loan.
Starting the process and getting approved for a recreational loan couldn’t be easier. Once we receive your application, we’ll go through your information to see if you qualify. We’ll analyze your credit history to determine your interest rate. We’ll get back to you soon with important updates!
Begin Making Payments
After you’re approved, we will cover the loan amount and set you up with monthly payments. We also offer automatic payments through EasyPay, which will lower your interest rate by 0.25%. Interest rates are subject to change.
|Motorcycle, ATV, Boat, Jet Ski, Camper, Trailer/Motorhome||Interest Rate||APR**|
|New||as low as 8.19%*||as low as 8.287%**|
newer than seven model years
|as low as 8.69%*||as low as 8.788%**|
seven model years or older
|as low as 9.69%*||as low as 9.789%**|
*Approval and rates based on credit worthiness, number of years the loan is financed, amount financed, age of collateral and other qualifying criteria. Members must be 18 years of age or older. New rec vehicle definition: Current and previous model year, never titled and has less than 500 miles on it. FFCCU may consider a rec vehicle loan refinance as a “new” auto loan if the vehicle being refinanced is within one year of original purchase date and member is the original owner. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, sign up for Auto Pay for loan payments). Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice.
*Approval and rates based on credit worthiness, number of years the loan is financed and the amount financed. Members must be 18 years of age or older. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, sign up for Auto Pay for loan payments). Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice. Click here to view full rate disclosures and policies.