Category Archives: Guest Blog

Saving For Your Child’s Future

Saving for your child’s future is a crucial priority for families, and one we work hard to support. From Sparky’s Kids Club to our Club Ignite program for teens, FFCCU offers many of the tools to suit your family savings needs. Guest blogger, Nichole Coyle, CFP® CSLP®, details 8 key steps in preparing your child for financial… (read more)

American Credit Unions: 90 Years of “People Helping People”

American credit unions are celebrating International Credit Union Day (October 17, 2024). When it comes to managing your hard-earned money, it’s important to choose a financial services provider that makes your needs their top priority. Credit unions are uniquely focused on helping people reach their financial goals, whether that is saving for the future, buying… (read more)

Small Business IRAs: Why Small Biz Owners Need to Think About Retirement Now

With an abundance of challenges to juggle—managing employees, satisfying customers, keeping the lights on—small business IRAs might have slipped your mind! Amid this chaos, it’s easy to push retirement planning to the back burner. However, helping secure your financial future is not just a good idea; it’s essential. Some IRAs are available to individuals, and… (read more)

Pain-Free Car Buying Tips

Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If… (read more)

How to Brace for Increasing Housing Prices: A Guide for Homeowners and Renters

Have you noticed your insurance bills skyrocketing lately? If so, you’re in good company. According to Policygenius, the average home insurance premium rose by 21% between May 2022 and May 2023. Combine this with increasing housing prices, property taxes, and high interest rate debt, and it’s no wonder why so many Americans are struggling in… (read more)

Empower Your Kids with a Student Savings Account

Learning how to manage money wisely is an important skill that can set children up for financial success in life. But it’s harder to explain the value of money in a society that is increasingly cashless. When children don’t see real money being exchanged, it’s harder for them to grasp the basic concepts around how… (read more)

Financial Planning and Divorce

Divorce can be one of the most challenging life events. It is an emotional time and can bring about significant changes. Among the many adjustments that follow divorce, achieving financial independence can be intimidating. However, with careful planning, customized strategies, and a positive mindset, it is possible to regain financial stability and independence post-divorce. Here… (read more)

What is a Certified Financial Planner?

Managing your personal finances can be stressful. Are you saving enough for retirement? Will you have enough set aside to help your kids with college expenses? Are you dealing with any debt? Are you confident about your current savings and investment decisions? There are subtleties, legalities, best practices, and changing rules that influence all of… (read more)

Six ways to use a 529 Savings Plan

May 29th is National 529 savings plan Day. What better time is there to showcase 529 savings plans, their tax benefits, and their many uses? Guest blogger, Nichole Coyle, CFP® CSLP®, breaks down what to know about a 529 savings plan and it’s uses.   What is a 529 savings plan? It’s a state-sponsored savings… (read more)

Tips for Your Student Loan Payment

College graduation can bring both excitement and anxiety for students gearing up for the next stage of life. Many are starting their professional careers with an overwhelming amount of debt and a burdensome monthly student loan payment. In this guest blog post from our friends at Ohio Credit Union League, you’ll get a picture of what some… (read more)