Category Archives: Guest Blog
Comprehensive Financial Management With a Financial Planner Located at Your Credit Union
If you’ve ever typed “financial advisor near me” into a search bar, you know how overwhelming the results can be. Big banks, robo-advisors, insurance salespeople wearing a planner’s hat, national wirehouses, etc. Everyone claims to have your best interest at heart. So when a new client finds me through the credit union, it usually means… (read more)
Posted In: FFCCU Services, Guest Blog, Saving
Credit Card or Debit Card?
In 2025, consumers used cash for only about 14% of all payment transactions. With more and more Americans utilizing credit and debit cards for payments – both in plastic form and through payment apps – it’s important to understand the difference between the two and which payment method is right for you. This defining article… (read more)
Posted In: Guest Blog, Lending, Lending, Saving
You Have the Power! What is a HELOC
Understanding a HELOC For Ohio homeowners, a Home Equity Line of Credit (HELOC) can provide a flexible way to borrow funds for major expenses without taking out a traditional loan. While commonly used for home improvement projects, HELOCs can be used for a variety of expenses, including education expenses, unexpected medical bills, or to launch… (read more)
Posted In: Guest Blog, Lending, Lending
Am I On Track for Retirement?
Am I On Track for Retirement: How to Know by Age 30, 40, 50, and 60 One of the most common questions I hear as a financial planner is: “Am I on track for retirement?” The honest answer is: it depends. Your lifestyle, savings rate, career path, and retirement goals all matter more than any… (read more)
Posted In: Guest Blog, Saving
Avoiding Sweetheart Scams
With Valentine’s Day approaching, love is in the air. And while getting hit by Cupid’s arrow can often feel new and exciting, it’s important to be wary of a fairy tale romance that turns out to be too good to be true. Sweetheart or romance scams are on the rise, which involve scammers pursuing romantic… (read more)
Posted In: Guest Blog
Retirement Rollover: What to Know When Starting a New Job
Starting a new job is exciting with new opportunities, new coworkers, and often, new benefits. But one piece that often gets overlooked in the transition is your old retirement account. Whether you have a 401(k), 403(b), 457(b), or pension, it’s important to understand your options before deciding what to do next. Today, Certified Financial Planner™, and… (read more)
Posted In: Guest Blog, Saving
Building Your “Retirement Paycheck”: How Do You Continue to Get Paid When You Retire?
This article from guest blogger Nichole Coyle, CFP® CSLP® When we think about retirement, we often imagine more freedom, more time and, ideally, less stress. But there’s one question that can keep even the most prepared individuals up at night: “How do I get paid when I’m no longer working?” It’s a smart question, because… (read more)
Posted In: Guest Blog, Saving
How to Protect Yourself from Identity Fraud
Fraud Cost Americans $12.5 Billion in 2024. So you must be wondering how to protect yourself from identity fraud. According to the Federal Trade Commission, that $12.5 billion is an increase of 25% since 2023. Scammers, spoofers, fraudsters, and various other crooks are constantly changing up their tactics, targeting the most vulnerable, and pushing… (read more)
Posted In: FFCCU News and Info, Guest Blog
You’re Receiving Inherited Money – Now What?
By Nichole Coyle, CFP® So you’ve inherited money – what to do next? Receiving an inheritance can stir up a mix of emotions. Whether it’s expected or comes as a surprise, it’s common to feel overwhelmed by the possibilities, responsibilities, and even guilt. What should you do with the money? Should you pay off debt,… (read more)
Posted In: Guest Blog, Saving
Investment Cheat Sheet: Choosing an Investment That Fits You
As a Certified Financial Planner™, one of the most common questions I get is: “What’s the best investment for me?” The truth? Choosing an investment has no one-size-fits-all answer. The “right” investment depends heavily on your goals, time horizon, risk tolerance, and even tax situation. But if you’ve ever felt overwhelmed by all the investment… (read more)
Posted In: Guest Blog, Saving
