Category Archives: Guest Blog
BNPL – Buy Now/Pay Later Risks & Alternatives
Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans that some retailers – often online merchants – may offer at the time of purchase. They are increasingly popular in the travel and leisure… (read more)
Posted In: Guest Blog
2024 Tax Changes – Tips for Filing
For many people, filing a tax return each year is a dreaded chore. You acclimated to the previous year’s expectations – but what will 2024 tax changes bring? Filing needn’t be so stressful. A little preparation and knowledge can ensure you submit on time and take advantage of any credits and deductions that will lower… (read more)
Posted In: Guest Blog, Tips For Managing Finances
10 Tips to Protect Seniors from Elder Financial Abuse
Preventing Elder Financial Abuse and Exploitation… In today’s guest blog, our friends from Ohio Credit Union League will break down 10 great tips to try and prevent elder financial abuse: The rise in elder financial abuse – defined by any sort of theft or scam that exploits vulnerabilities in a senior’s trust or capacity –… (read more)
Posted In: Guest Blog, Tips For Managing Finances
Money Saving Tips for 2024
The new year can bring the promise of a fresh start. Many people make resolutions to eat healthier, work out more, or spend more time enjoying a hobby. Resolutions are promises we make to ourselves that will help improve our lives in some way. So, why not resolve to be more financially prepared in 2024?… (read more)
Posted In: Guest Blog, Saving
College Savings: Money Tips for College Students and their Parents
High School Seniors: Whether you are waiting to hear back from early decision entries or are still sending out applications, in less than a year, you’ll be arriving on campus for the first time. There’s a lot to plan for: class selection, dorm life needs, social clubs – and, of course, all of the particulars… (read more)
Posted In: Guest Blog, Ignite
The Procrastinator’s Guide to Holiday Savings
Every year you promise to be better about holiday savings as November and December kick off a season. That means celebrating, family, feasting, and contrary to your plans…a lot of spending. The holidays are a chance to make memories, but this can also be a time of financial stress—especially if you wait until the last… (read more)
Posted In: Guest Blog, Saving
The Art of Giving: Charitable Donation Tax Deductions & Lessons for Future Generations
We contribute to charities for various reasons. While the potential for charitable donation tax deductions are a valuable benefit, there are more sincere motivations for giving. Some individuals give simply to experience the pure joy of helping others. Others do so out of a strong sense of social responsibility or to drive the changes they… (read more)
Posted In: Guest Blog
Credit Score Range – Higher Score Benefits
High Score Benefits Where do you fall on the credit score range? Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and… (read more)
Posted In: Guest Blog
Learning About Money – 4 Tips for Your Kids
Tips to Teach Children How to Save and Spend Learning about money is an essential step in a child’s education. Early comprehension empowers kids to develop good spending habits from an early age. Then, as they get older, they will utilize those tips and make smart financial choices for their own families. The complexities of… (read more)
Posted In: Guest Blog, Ignite, Sparky's Kids Club
Retirement Planning: Roth IRA Conversion
The Roth IRA Conversion Conversation When it comes to retirement planning, you may have heard of a Roth IRA. Roth IRAs are an after-tax account designed for retirement savings. This means that no tax deduction is given for contributions to a Roth IRA. Instead, when funds are withdrawn after age 59 1/2, there are no… (read more)
Posted In: Guest Blog, Saving
