Category Archives: Lending

Is Now the Time to Get a Home Equity Loan?

What Exactly is a Home Equity Loan? Every single home is worth some amount of money. We might call that its market value. That market value is reflective of a number of different factors, but the single biggest is generally the comparable sales in the area. An appraiser, when assessing the value of a home,… (read more)

Is This a Good Time to Buy a House?

Is this a good time to buy a house? You might be worried about interest rates that are still high, or maybe you heard that housing inventory is low. While those are factors, a lot more goes into determining if you’re ready than just the current housing market. Purchasing a house is a significant milestone… (read more)

6 Ways a Most Rewards Credit Card Gives You the Upper Hand

If you think credit cards are scary, you’re part of the 26% of Americans that share the same opinion, according to the latest NerdWallet survey. However, when you get the right credit card for your needs and know how to use it, it can quickly become a valuable financial tool. And if you use it… (read more)

5 Ways to Live Your Best #Van Life

After two years in a global pandemic, many people have made a shift to make life on the road a permanent way of life. In fact, the 2019 census saw a 38% increase for people living full-time in their van, RV, or boat, and why not when they can travel, work, and play from their very own… (read more)

Outdoor Toys: How you Can use a Recreational Vehicle Loan for so Much more Than a Motorhome

Have you had your eye on a motorcycle or been itching to buy a jet ski? Maybe you’d love to go off-roading in an ATV, but you wonder how you’ll pay for it. The answer: a recreational vehicle loan. You may have thought these loans were just for big motorhomes or RVs. If so, think… (read more)

Build Equity In Your Home With These Five Home Improvements

Owning a house is a long-term investment, and the goal is to have your property appreciate while you enjoy living in it. Upgrades and updates can help you increase your home’s value more quickly. When thinking about remodeling your home to increase its value, consider these five projects: Landscaping From buying a few new plants… (read more)

How to Create Safe and Exciting Summer Memories

Summer vacations may look a bit different this year. We’ve got a few safe alternative ways to create lasting memories this summer! Stay local: Pack a lunch and take a day trip to explore your local area and enjoy nature again. Go on a long hike through the Cleveland Metroparks, explore the trails at Cuyahoga… (read more)

Why You Should Consider Refinancing Your Car Loan

Refinancing your car loan can be extremely helpful in certain situations. If you need to start saving more money, free up cash for a large emergency expense, or deal with a sudden drop in income – lowering your monthly auto loan payment can help you tap into the extra funds you need. Plus, if your… (read more)

Advantages of Buying a Used Car: What’s the Deal?

A lesson in the advantages of buying a used car. You’re sitting on the couch watching Netflix when your phone chimes. Your friend sent you a text. “Hey! I just bought a slick new car. It has a killer technology package and a wicked sound system. Dude! You have to see it. Hit me back… (read more)

What You ‘Auto’ Know about Buying a Used Car: You Should Ask These 11 Questions

You may be ready to get a new car, but you may not spend the money. Who can blame you? After all, you may be saving for a dream vacation and don’t want to use the money on a brand new vehicle. However, you may consider buying a used car, but you may have a… (read more)