Home Financing

Turn your dreams into a reality

Whether you’re shopping for your first home or you’re doing some renovating, FFCCU offers home loans that can help. And because we’re a not-for-profit financial co-op, we’re able to offer great rates and low fees on these home financing options.

Our team provides customized lending solutions that are right for you. For years, we’ve provided mortgages that have financed or help to refinance, members’ homes.

Home Equity Loans have been given to not only make home improvements but also help members consolidate debt, finance education or allow them to take a well-deserved vacation.

Let FFCCU find the home financing solution that’s right for you. You can apply online here or contact a friendly teammate to learn more.

Click the button to APPLY NOW	FFCCU Home Financing Options:
APPLY NOW for Mortgages	From first-time home buying to refinancing, we have many mortgage solutions to meet your needs. Types of first mortgages available include: Conventional, Government-backed Loans (VA,FHA, USDA).
APPLY NOW for Home Equity (Fixed)	Borrow up to 80% of your home’s equity and have a choice of repayment terms up to 180 month at a fixed rate. We'll cover up to $500 in closing costs when you borrow a minimum of $10,000, and up to $800 in closing costs when you borrow $50,000 or more.
APPLY NOW for Home Equity (Variable)	With a HELOC (Home Equity Line of Credit) the rates vary and are determined by your credit history and the Loan to Value (LTV) ratio. We'll cover up to $500 in closing costs when you borrow a minimum of $10,000, and up to $800 in closing costs when you borrow $50,000 or more, and you can borrow up to 80% of your home’s equity. Minimum payments are as low as $100 per month.

Schedule an Account Review to meet with a friendly FFCCU Teammate to discuss any of our home financing options.

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Not sure where to begin? Try one of these calculators or contact us.