Routing #: 241075726

Home Financing

Home FinancingTurn your dreams into a reality

Whether you’re shopping for your first home or you’re doing some renovating, FFCCU offers home loans that can help. And because we’re a not-for-profit financial co-op, we’re able to offer great rates and low fees on these home financing options.

Our team provides customized lending solutions that are right for you. For years, we’ve provided mortgages that have financed or help to refinance, members’ homes.

Home Equity Loans have been given to not only make home improvements but also help members consolidate debt, finance education or allow them to take a well-deserved vacation.

Let FFCCU find the home financing solution that’s right for you. You can apply online here or contact a friendly teammate to learn more.

Click the button to APPLY NOWFFCCU Home Financing Options:
APPLY NOW for MortgagesApply for a mortgageFrom first-time home buying to refinancing, we have many mortgage solutions to meet your needs. Types of first mortgages available include: Conventional, Government-backed Loans (VA, USDA, FHA).
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APPLY NOW for Home Equity (Fixed)Apply for a Home Equity (fixed) LoanBorrow up to 90% of your home’s equity and have a choice of repayment terms up to 180 month at a fixed rate. To make this even more affordable, we’ll waive up to $500 in closing costs when you borrow $10,000 or more!
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APPLY NOW for Home Equity (Variable)Apply for a Home Equity (Variable) LoanWith a HELOC (Home Equity Line of Credit) the rates vary and are determined by your credit history and the Loan to Value (LTV) ratio. We'll waive up to $500 in closing costs when you advance $10,000 or more and you can borrow up to 90% of your home’s equity. Minimum payments are as low as $100 per month.
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Schedule an Account Review to meet with a friendly FFCCU Teammate to discuss any of our home financing options.

Schedule an account review OR Call us

Not sure where to begin? Try one of these calculators or contact us.


Your savings insured up to $250,000 per account. Not Federally insured.

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