Checking Accounts
Checking Accounts at FFCCU Offer Ease and Accessibility with These Features:
- e-Alerts
- ATM and VISA®Debit Cards
- e-Statements
- No minimum balance
- FREE bill pay
- FREE online banking
- FREE Mobile App
- More than 36,000 ATMs
KUDOS!
I’d had a poor experience with a previous lender, but took a chance and reached out to FFCCU. I am so happy I went with them and got locked in on a rate I was flabbergasted by. I’m switchi...
-Brian W.
I was connected to this credit union through my employer back in 1989. I don’t know where to begin on how life changing my membership has been. The entire staff is wonderful regardless of branch...
-Drew M.
Beth and Kathy were excellent to work with. They answered every question I had and every phone call I made. I loved those two.
-Alan S.
Whenever I have questions and start a chat I always receive a quick response with all my questions thoroughly answered. Just wanted to say THANK YOU!
-Jerry T.
KUDOS to Laura Z. Thank you for all your time and help. All my issues were resolved. You are greatly appreciated!
-Donna H.
Big kudos to the West Side CLE branch. I secured my new car loan with a rate better than what the dealer was offering. FFCCU has always been my go-to for car loans for this very reason!
-Bridget E.
Kay Cruz from the downtown Cleveland branch is amazing! Kay and FFCCU helped us when no one else could. Thank you SO MUCH for helping us move forward after our father’s passing.
Missye P.
The FFCCU team went above and beyond to help my 16-year-old get onto her mobile app. They were very helpful and kind. Definitely #peoplehelpingpeople and #CUDifference!
-Donna P.
Jovan, Bev, Jenny, and the other personnel at the Wellington branch are absolutely Rock Stars. They have always been so helpful, they are the greatest 😊
-Sue S.
I had the pleasure of working with Tiffany Zifcak as I was selling one of my cars being financed by FFCCU. She stayed on top of all the details and parties involved. Tiffany is terrific: likable, trus...
-John G.
Anytime I have to call, I always end up speaking with the most friendly folks. They always help me and I feel like I’m truly being taken care of.
-Alexandra
Our Financial Service Rep spoke with the travel agency directly to ensure payment for our dream vacation made the deadline. The process reaffirmed that FFCCU is the best credit union for us!
-The Freeborns
Protect Yourself with Overdraft Privilege
We know life can be hectic, and people make honest mistakes—that’s why we offer Overdraft Privilege on our Checking Accounts! This way you don’t have to worry about the embarrassment and hassle of postponing transactions and you can move on with the more important things. So what exactly is Overdraft Privilege? This coverage will allow transactions to process even when funds from your primary checking account are short.* This includes automatic bill pay deductions, checks and/or other ACH transactions.
Here are two example scenarios:
You have automatic bill pay set up, however; funds in your checking account were short. Because you have Overdraft Privilege, we would process that auto payment up to $500 including the $30 fee. This way you’re not late on making your payment and you don’t incur any additional fees from the payee.
You wrote three checks, each exceeded the available balance in your checking account. With Overdraft Privilege protection, we would still process and pay those three checks up to $500 including the three $30 fees to do so. This way you aren’t charged any bounced check fees from the payee or their institution.
Want Overdraft Protection on Your Visa® Debit Card, too?
Getting Overdraft Protection on your Visa® Debit Card allows transactions to process even when funds from your primary checking account are short. You can elect this coverage through Online Banking by logging in and clicking on the “Other Services” tab, or contact a friendly FFCCU Teammate for assistance!
*For each transaction short of funds, FFCCU will assess a $30 fee. The Overdraft Privilege will cover up to $500 total, including the fees. There are no daily limits on the number of overdraft fees or charges. You have 30 days from initial overdraft to bring your account to a positive balance. FFCCU reserves the right to revoke this service at any time. We may refuse to pay an overdraft at any time, even though an account is in good standing and even though we may have previously paid overdrafts for an account. You may contact FFCCU at any time to revoke your consent for this service.