Checking Accounts
Checking Accounts at FFCCU Offer Ease and Accessibility with These Features:
- e-Alerts
- ATM and VISA®Debit Cards
- e-Statements
- No minimum balance
- FREE bill pay
- FREE online banking
- FREE Mobile App
- More than 36,000 ATMs
KUDOS!
MARGARET GILBRIDE went way above and beyond to help me with a bill pay issue. I would like to acknowledge her with a great big THANK YOU!
-Lori C.
Jashira was very nice and courteous! She resolved my issue immediately and asked if she could assist me further. I appreciated the great service and the desire to do more in addressing my concerns!
-Cynthia O.
I cannot thank Tilisha Champ at the Willoughby branch enough for going above and beyond to get my auto loan approved. She was a pleasure to work with her. Words can’t express how appreciative I am. I...
-Percaker G.
Thanks to Karen for helping me via Live Chat. She noticed I wasn’t using my account to my advantage and offered me a suggestion to do so. You rock! Appreciate the chat feature and have used it often.
-Gigi
I’d like to give Kudos to Sue Whitt!! She always made herself available to answer phone calls, was prompt in providing documents in a way convenient to my work schedule, and found an expedited resolut...
-Frank D.
Emily answered my text quickly (on a Saturday morning!) and helped me promptly with my request. I love the text feature at FFCCU!!
Amanda J.
Thanks to LeeAnn for walking me through a fraud case on our debit cards. She is a perfect example of the fine member experience at FFCCU – always so helpful. Folks like her make me glad I’m a me...
-Chris S.
I called about a car loan for my daughter, who is a student, and Sumintra helped determine the best option. I have been a member for 25+ years, and always get great answers and help with our financial...
Sandy
The entire team answering the electronic messages is outstanding. I’m hearing impaired and have trouble with voice calls. Jashira, LeeAnn, Jessica, and Karen have been wonderful in helping me through...
-Denny J.
Every one of my questions about the Ignite checking account were answered! This credit union is one of my favorites; there is such a calming environment when you enter. Staff is so helpful!!
-Jacob O.
Margaret at the West Side branch was great. We had a good time finishing up my new motorcycle loan. I appreciate her reminding me to make sure I adjust my direct deposit for the new loan.
-John & Cindi
A big thank you to Karen B…. you went over and above my expectations to resolve my issue. Thank you for listening to my situation and being an advocate to further protect my accounts!
-Michele K.
Protect Yourself with Overdraft Privilege
We know life can be hectic, and people make honest mistakes—that’s why we offer Overdraft Privilege on our Checking Accounts! This way you don’t have to worry about the embarrassment and hassle of postponing transactions and you can move on with the more important things. So what exactly is Overdraft Privilege? This coverage will allow transactions to process even when funds from your primary checking account are short.* This includes automatic bill pay deductions, checks and/or other ACH transactions.
Here are two example scenarios:
You have automatic bill pay set up, however; funds in your checking account were short. Because you have Overdraft Privilege, we would process that auto payment up to $500 including the $30 fee. This way you’re not late on making your payment and you don’t incur any additional fees from the payee.
You wrote three checks, each exceeded the available balance in your checking account. With Overdraft Privilege protection, we would still process and pay those three checks up to $500 including the three $30 fees to do so. This way you aren’t charged any bounced check fees from the payee or their institution.
Want Overdraft Protection on Your Visa® Debit Card, too?
Getting Overdraft Protection on your Visa® Debit Card allows transactions to process even when funds from your primary checking account are short. You can elect this coverage through Online Banking by logging in and clicking on the “Other Services” tab, or contact a friendly FFCCU Teammate for assistance!
*For each transaction short of funds, FFCCU will assess a $30 fee. The Overdraft Privilege will cover up to $500 total, including the fees. There are no daily limits on the number of overdraft fees or charges. You have 30 days from initial overdraft to bring your account to a positive balance. FFCCU reserves the right to revoke this service at any time. We may refuse to pay an overdraft at any time, even though an account is in good standing and even though we may have previously paid overdrafts for an account. You may contact FFCCU at any time to revoke your consent for this service.