SKIP-A-PAY
Summer ‘Tis the Season to Skip!
Skipping a loan payment in the summer feels like Christmas in July (or June).
Qualified* FFCCU members have the opportunity to skip a loan payment during two periods each year: June-July or December-January. If you choose to skip a payment, your current due date will be advanced one month forward, just as if you paid. Interest will continue to accrue on your loan and all terms and conditions will remain the same. A $30 processing fee applies.
Eligibility for Summer Skip-A-Pay is May 20 – July 28, 2026.
- Log in to your online banking
- Click on “Payments” (menu on the left), and click on “Skip a loan payment.”
- Any qualified loans will appear, and you simply follow the instructions on that page to enroll.
Please note: If you use our loan payment center, you will need to login and pause your loan payment there as well.
- Log into our mobile app. Don’t have it? download it now
- Tap the hamburger (3 lines) menu on the top left
- tap “Payments” and then tap “Skip a loan payment.”
- Any qualified loans will appear, and you simply follow the instructions on that page to enroll.
Please note: If you use our loan payment center, you will need to login and pause your loan payment there as well.
- Click to fill out our DocuSign registration form.
- Once your form has been processed you will receive a confirmation email.
Please note: If you use our loan payment center, you will need to login and pause your loan payment there as well.
- Chat with us by clicking the “Live Chat” button on bottom right corner of this page
Please note: If you use our loan payment center, you will need to login and pause your loan payment there as well.
- Visit any of our branches and we’ll look up your account and help you complete your Skip-A-Pay!
Please note: Automatic payments set-up through our loan payment center must ALSO be paused in the loan payment center, in addition to completing one of the actions listed above. FFCCU cannot process your loan pause for you. Failure to pause automatic payment setup through the Loan Payment Center may result in your payment being taken despite your enrollment in Skip-A-Pay.
*Terms and conditions apply: Skip-a-Pay is available to qualified members from May 20, 2026 – July 28, 2026. By enrolling in Skip-a-Pay, you agree to the skip payment terms and conditions. There is a $30 processing fee for this service and this fee does not reduce the principal balance of your loan(s). This Skip-a-Pay program will defer your FFCCU loan payment by 30 days and will result in an extension in the original loan term. Interest will continue to accrue at the rate disclosed in your original loan agreement and will result in a larger final payment due. FFCCU will update the due date and repayment schedule accordingly. This is an amendment only, credit insurance premiums (if applicable) and all other terms and conditions of the original loan agreement remain in full force. If you use payroll deduction or automatic payment transfer for your loan payment from an FFCCU account, the funds will remain in your account and will be available for withdrawal. Member is responsible for any payment changes by other financial institutions that make payment to your FFCCU loan. Member must sign up for Skip-a-Pay promotion at least one week prior to the due date of the loan payment to be skipped. The following FFCCU loan types are not eligible for the Skip-a-Pay (SAP) promotion: mortgage loans, credit cards, emergency loans, fresh start payment plans, overdrafts, any loan that previously exercised this option (SAP) within the past 12 months, any loan that has exercised a COVID-19 related deferment. Loan payments over $1000 do not qualify. All member’s loans and accounts must be current and in good-standing to qualify.
