FFCCU Blog
American Credit Unions: 90+ Years of “People Helping People”
American credit unions are celebrating International Credit Union Day (October 15, 2026). When it comes to managing your hard-earned money, it’s important to choose a financial services provider that makes your needs their top priority. Credit unions are uniquely focused on helping people reach their financial goals, whether that is saving for the future, buying… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Guest Blog, Member Perks, Membership: Info to Know
Introducing: Spending By Category
Budgeting with the FFCCU App and Digital Banking just got a lot easier. If you prefer a brief read, continue on with this blog post. Otherwise, see our short digital tutorial. If you’re one of those “visual learners,” keeping your financial picture clear can be a chore. Charts and numbers don’t make every brain happy!… (read more)
Posted In: Checking, FFCCU News and Info, Membership: Info to Know
Why You Should Consider Auto Loan Refinancing
Car payments can be a real nightmare, but car loan refinancing can help! If you need to save money, free up cash for an emergency expense, or have a sudden drop in income, lowering your monthly auto loan payment can help you tap into the extra funds you need. If your credit score has improved… (read more)
Comprehensive Financial Management With a Financial Planner Located at Your Credit Union
If you’ve ever typed “financial advisor near me” into a search bar, you know how overwhelming the results can be. Big banks, robo-advisors, insurance salespeople wearing a planner’s hat, national wirehouses, etc. Everyone claims to have your best interest at heart. So when a new client finds me through the credit union, it usually means… (read more)
Posted In: FFCCU Services, Guest Blog, Saving
Credit Card or Debit Card?
In 2025, consumers used cash for only about 14% of all payment transactions. With more and more Americans utilizing credit and debit cards for payments – both in plastic form and through payment apps – it’s important to understand the difference between the two and which payment method is right for you. This defining article… (read more)
Posted In: Guest Blog, Lending, Lending, Saving
You Have the Power! What is a HELOC
Understanding a HELOC For Ohio homeowners, a Home Equity Line of Credit (HELOC) can provide a flexible way to borrow funds for major expenses without taking out a traditional loan. While commonly used for home improvement projects, HELOCs can be used for a variety of expenses, including education expenses, unexpected medical bills, or to launch… (read more)
Posted In: Guest Blog, Lending, Lending
Ohio Unclaimed Funds
Unclaimed Funds have been in the news in northeast Ohio quite a bit over the last few months, but what are they? Financial institutions, including credit unions, and other businesses are required to send the funds from accounts that have not had any account holder activity or from uncashed cashier’s checks to the state of… (read more)
Posted In: FFCCU News and Info, FFCCU Services
FFCCU in the Community: Food Strong
What is Food Strong? Food Strong is a Northeast Ohio organization dedicated to fostering food justice and establishing enduring, sustainable, local food systems. Their goal is to empower under-resourced neighborhoods with the expertise and resources to become thriving, self-sustaining communities. Food Strong doesn’t just sweep in to provide support, but to work with communities to… (read more)
Posted In: Local Events
Benefits of a Credit Union Credit Card
Benefits of a Credit Union Credit Card While more and more Americans rely on credit cards as their primary method of payment, not all credit cards are created equal. With credit card rates skyrocketing in recent years, you need to be discerning about what card you choose. Securing a credit union credit card can help… (read more)
Posted In: Lending
What is a Trump Account? About the New Federal Children’s Savings Account
Towards the end of 2025 we started hearing about the early workings of a corporate-sponsored, federal savings account geared for children under the age of 18. So is that really going to happen? What exactly is a “Trump Account” and why does it sound so much like the 529 Plans we’re accustomed to? Is it… (read more)
Posted In: Saving
