FFCCU Blog

FFCCU in the Community: Food Strong

What is Food Strong? Food Strong is a Northeast Ohio organization dedicated to fostering food justice and establishing enduring, sustainable, local food systems.  Their goal is to empower under-resourced neighborhoods with the expertise and resources to become thriving, self-sustaining communities. Food Strong doesn’t just sweep in to provide support, but to work with communities to… (read more)

Benefits of a Credit Union Credit Card

Benefits of a Credit Union Credit Card While more and more Americans rely on credit cards as their primary method of payment, not all credit cards are created equal. With credit card rates skyrocketing in recent years, you need to be discerning about what card you choose. Securing a credit union credit card can help… (read more)

What is a Trump Account? About the New Federal Children’s Savings Account

Towards the end of 2025 we started hearing about the early workings of a corporate-sponsored, federal savings account geared for children under the age of 18. So is that really going to happen? What exactly is a “Trump Account” and why does it sound so much like the 529 Plans we’re accustomed to? Is it… (read more)

Credit Union Guide to Applying for an Auto Loan

While there’s nothing quite like that new car smell, the car-buying process can often stink if you don’t have the tools and resources you need to get the best option when applying for an auto loan. If it’s your first time getting a car loan, you might be confused about where to even start. Add… (read more)

Is Now the Time to Get a Home Equity Loan?

Updated for Summer 2026 What Exactly is a Home Equity Loan? Every single home is worth some amount of money. We might call that its market value. That market value is reflective of a number of different factors, but the single biggest is generally the comparable sales in the area. An appraiser, when assessing the… (read more)

Co Op Credit Unions: What’s the Deal with Shared Branching?

You CAN Take Us With You If you travel for work you may need access to your FFCCU accounts. And if you can’t find a surcharge-free ATM, you may end up paying fees (and no one likes to do pay fees to get to their own money!) Shared Branching between co op credit unions gives… (read more)

Steer Clear: Car Buying Traps

It’s a hard time to be in the market for a car, but for some of us it’s unavoidable. The post tax-time season is historically one of the busiest times for auto sales and financing, driven largely by shoppers using tax refunds for down payments. That surge in activity and desperation around inflation and outrageous… (read more)

Holiday & Vacation Savings – Seasonal Satisfaction with Club Accounts

Endless inflation, airport dysfunction, high gas prices, and our overworked lifestyles are making vacations infinitely harder to take. Saving money by acting as your own travel agent can help, but to really make a difference, you need preparation. That’s where travel and holiday savings club accounts come in!   HOW VACATION SAVINGS WITH A CLUB… (read more)

Payday Loan Risks – Read This First

It often starts with a moment of panic: a bill you didn’t plan for and not enough money to cover it before payday. In that stress, payday loans can feel like a lifeline—fast, simple, and there when you need it. But payday loan risks can be substantial. Before you move forward, it helps to understand… (read more)

Summer Jobs for Teens in Cleveland & Northeast Ohio: Ultimate Guide

Looking for Summer Jobs for Teens in Northeast Ohio? Start Here! Finding the right summer job as a teen can be a game-changer—it helps you gain real-world experience, build skills, fill out your resume, and earn extra cash. Whether you’re looking for amusement park jobs, retail positions, or even paid internships, there are plenty of… (read more)