FFCCU Blog
Avoiding Sweetheart Scams
With Valentine’s Day approaching, love is in the air. And while getting hit by Cupid’s arrow can often feel new and exciting, it’s important to be wary of a fairy tale romance that turns out to be too good to be true. Sweetheart or romance scams are on the rise, which involve scammers pursuing romantic… (read more)
Posted In: Guest Blog
What is a Trump Account? About the New Federal Children’s Savings Account
Towards the end of 2025 we started hearing about the early workings of a corporate-sponsored, federal savings account geared for children under the age of 18. So is that really going to happen? What exactly is a “Trump Account” and why does it sound so much like the 529 Plans we’re accustomed to? Is it… (read more)
Posted In: Saving
RIP: Rest In Pennies – No More Penny and the Pennypocalypse
Dearly beloved members, we are gathered on this day to mourn the loss of our courageous copper companion, the penny. As you may well have heard, 2026 marks the first year in which no more penny production will occur. Fading are the days when we can see a penny, pick it up, and all day… (read more)
Posted In: FFCCU News and Info
Your Guide to the 2026 Ignite My Future Scholarship
If you’ve spent time giving back to your community, you know how powerful it is to make a difference. Helping your neighbors, volunteering, or supporting a cause you care about are all important ways to give back. But did you know that your commitment to others could help support your own future too? Every year,… (read more)
Posted In: Ignite
Credit Score Changes: Your 2026 Playbook
If you have been hearing that about credit score changes, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit stay healthy are not changing. The following guidebook from our financial wellness partners at… (read more)
Posted In: FFCCU News and Info, Lending, Lending
Retirement Rollover: What to Know When Starting a New Job
Starting a new job is exciting with new opportunities, new coworkers, and often, new benefits. But one piece that often gets overlooked in the transition is your old retirement account. Whether you have a 401(k), 403(b), 457(b), or pension, it’s important to understand your options before deciding what to do next. Today, Certified Financial Planner™, and… (read more)
Posted In: Guest Blog, Saving
Your Paycheck-to-Paycheck Holiday Survival Guide
The holidays should bring joy. However, when every trip to the grocery store or gas station feels more expensive than the last, the season can also bring a heavy dose of stress. In 2025, 67% of Americans report living paycheck to paycheck. Even households with steady incomes are struggling to keep up with recent tariff… (read more)
Posted In: Saving
What is Rapid Transfer and How Do I Use It?
These days its completely normal to have money spread across a number of financial institutions (yes, we know you probably have a bank or a PayPal account too, we forgive you). But transferring funds from one institution to another has never been convenient. Especially with increased fraud prevention methods, the time between sending your money… (read more)
Posted In: FFCCU News and Info, Uncategorized
Why You Should Consider Refinancing Your Car Loan
Car payments can be a real nightmare – refinancing your auto loan can help. If you need to save money, free up cash for an emergency expense, or have sudden drop in income – lowering your monthly auto loan payment can help you tap into the extra funds you need. If your credit score has… (read more)
