Category Archives: FFCCU Services
Credit Union Guide to Applying for an Auto Loan
While there’s nothing quite like that new car smell, the car-buying process can often stink if you don’t have the tools and resources you need to get the best option when applying for an auto loan. If it’s your first time getting a car loan, you might be confused about where to even start. Add… (read more)
Posted In: auto loans
Is Now the Time to Get a Home Equity Loan?
Updated for Summer 2026 What Exactly is a Home Equity Loan? Every single home is worth some amount of money. We might call that its market value. That market value is reflective of a number of different factors, but the single biggest is generally the comparable sales in the area. An appraiser, when assessing the… (read more)
Co Op Credit Unions: What’s the Deal with Shared Branching?
You CAN Take Us With You If you travel for work you may need access to your FFCCU accounts. And if you can’t find a surcharge-free ATM, you may end up paying fees (and no one likes to do pay fees to get to their own money!) Shared Branching between co op credit unions gives… (read more)
Posted In: Checking, FFCCU Services
Credit Score Range – Higher Score Benefits
High Score Benefits Where do you fall on the credit score range? Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and… (read more)
Posted In: Lending, Lending, Tips For Managing Finances
Credit Score Changes: Your 2026 Playbook
If you have been hearing that about credit score changes, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit stay healthy are not changing. The following guidebook from our financial wellness partners at… (read more)
Posted In: FFCCU News and Info, Lending, Lending
Why You Should Consider Refinancing Your Car Loan
Car payments can be a real nightmare – refinancing your auto loan can help. If you need to save money, free up cash for an emergency expense, or have sudden drop in income – lowering your monthly auto loan payment can help you tap into the extra funds you need. If your credit score has… (read more)
Spring Clean Your Finances with FFCCU
Spring is in the air here in Northeast Ohio! And while that mostly means mud, potholes, and 40 degree grey days, it also means time for a bit of spring cleaning! Decluttering closets and scrubbing stovetops is all well and good, but don’t forget about an area that could use just as much attention—your credit… (read more)
Posted In: FFCCU Services
New Card Controls From FFCCU
You’re used to friends, family, (and maybe even yourself) making resolutions to change for the better in the new year. But you might not have expected your debit card to jump on the bandwagon too! For 2025, FFCCU is adding some features to your debit card controls that can give you big benefits going forward…. (read more)
Posted In: Checking
The Adopt-A-Family Program and the Power of Giving
With the gift giving season right at the doorstep, we’re getting the lists ready. If you haven’t already started shopping, you might be eyeing deals and setting your budget. There’s excitement and anticipation in bringing that perfect present to someone whose eyes will light up with appreciation. And while we all focus on our families… (read more)
Posted In: FFCCU Services
5 Reasons a Holiday Loan May be Right for You
Some financial institutions offer loans specifically intended to help borrowers cover holiday expenses. Between gifts, meals, travel, decorations, and more, the holidays can be a stressful and expensive time. Depending on your circumstances, it can sometimes help to take a small loan, typically to be repaid in a year or less. How can you know… (read more)
