Category Archives: FFCCU Services
American Credit Unions: 90+ Years of “People Helping People”
American credit unions are celebrating International Credit Union Day (October 15, 2026). When it comes to managing your hard-earned money, it’s important to choose a financial services provider that makes your needs their top priority. Credit unions are uniquely focused on helping people reach their financial goals, whether that is saving for the future, buying… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Guest Blog, Member Perks, Membership: Info to Know
Introducing: Spending By Category
Budgeting with the FFCCU App and Digital Banking just got a lot easier. If you prefer a brief read, continue on with this blog post. Otherwise, see our short digital tutorial. If you’re one of those “visual learners,” keeping your financial picture clear can be a chore. Charts and numbers don’t make every brain happy!… (read more)
Posted In: Checking, FFCCU News and Info, Membership: Info to Know
Why You Should Consider Auto Loan Refinancing
Car payments can be a real nightmare, but car loan refinancing can help! If you need to save money, free up cash for an emergency expense, or have a sudden drop in income, lowering your monthly auto loan payment can help you tap into the extra funds you need. If your credit score has improved… (read more)
Comprehensive Financial Management With a Financial Planner Located at Your Credit Union
If you’ve ever typed “financial advisor near me” into a search bar, you know how overwhelming the results can be. Big banks, robo-advisors, insurance salespeople wearing a planner’s hat, national wirehouses, etc. Everyone claims to have your best interest at heart. So when a new client finds me through the credit union, it usually means… (read more)
Posted In: FFCCU Services, Guest Blog, Saving
Credit Card or Debit Card?
In 2025, consumers used cash for only about 14% of all payment transactions. With more and more Americans utilizing credit and debit cards for payments – both in plastic form and through payment apps – it’s important to understand the difference between the two and which payment method is right for you. This defining article… (read more)
Posted In: Guest Blog, Lending, Lending, Saving
You Have the Power! What is a HELOC
Understanding a HELOC For Ohio homeowners, a Home Equity Line of Credit (HELOC) can provide a flexible way to borrow funds for major expenses without taking out a traditional loan. While commonly used for home improvement projects, HELOCs can be used for a variety of expenses, including education expenses, unexpected medical bills, or to launch… (read more)
Posted In: Guest Blog, Lending, Lending
Ohio Unclaimed Funds
Unclaimed Funds have been in the news in northeast Ohio quite a bit over the last few months, but what are they? Financial institutions, including credit unions, and other businesses are required to send the funds from accounts that have not had any account holder activity or from uncashed cashier’s checks to the state of… (read more)
Posted In: FFCCU News and Info, FFCCU Services
Credit Union Guide to Applying for an Auto Loan
While there’s nothing quite like that new car smell, the car-buying process can often stink if you don’t have the tools and resources you need to get the best option when applying for an auto loan. If it’s your first time getting a car loan, you might be confused about where to even start. Add… (read more)
Posted In: auto loans
Is Now the Time to Get a Home Equity Loan?
Updated for Summer 2026 What Exactly is a Home Equity Loan? Every single home is worth some amount of money. We might call that its market value. That market value is reflective of a number of different factors, but the single biggest is generally the comparable sales in the area. An appraiser, when assessing the… (read more)
Co Op Credit Unions: What’s the Deal with Shared Branching?
You CAN Take Us With You If you travel for work you may need access to your FFCCU accounts. And if you can’t find a surcharge-free ATM, you may end up paying fees (and no one likes to do pay fees to get to their own money!) Shared Branching between co op credit unions gives… (read more)
Posted In: Checking, FFCCU Services
