Tag Archives: lending
Credit Union Guide to Applying for an Auto Loan
While there’s nothing quite like that new car smell, the car-buying process can often stink if you don’t have the tools and resources you need to get the best option when applying for an auto loan. If it’s your first time getting a car loan, you might be confused about where to even start. Add… (read more)
Posted In: auto loans
Is Now the Time to Get a Home Equity Loan?
Updated for Summer 2026 What Exactly is a Home Equity Loan? Every single home is worth some amount of money. We might call that its market value. That market value is reflective of a number of different factors, but the single biggest is generally the comparable sales in the area. An appraiser, when assessing the… (read more)
Payday Loan Risks – Read This First
It often starts with a moment of panic: a bill you didn’t plan for and not enough money to cover it before payday. In that stress, payday loans can feel like a lifeline—fast, simple, and there when you need it. But payday loan risks can be substantial. Before you move forward, it helps to understand… (read more)
Posted In: Lending
Credit Score Range – Higher Score Benefits
High Score Benefits Where do you fall on the credit score range? Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and… (read more)
Posted In: Lending, Lending, Tips For Managing Finances
Credit Score Changes: Your 2026 Playbook
If you have been hearing that about credit score changes, you are not imagining it. 2026 is shaping up to be a transition year for how lenders evaluate borrowers, especially for mortgages. Fortunately, most of the habits that help your credit stay healthy are not changing. The following guidebook from our financial wellness partners at… (read more)
Posted In: FFCCU News and Info, Lending, Lending
Motorcycle Shopping Checklist: Ride Confidently into Your First Purchase
Buying your first motorcycle is a thrilling milestone, but it’s also a serious financial and lifestyle commitment. Whether you’re eyeing a sleek sport bike or a cruiser for weekend rides, following a smart motorcycle shopping checklist can help you ride off with confidence—and no regrets. Having gone through the process myself, there’s a few tips… (read more)
Posted In: Lending
5 Reasons a Holiday Loan May be Right for You
Some financial institutions offer loans specifically intended to help borrowers cover holiday expenses. Between gifts, meals, travel, decorations, and more, the holidays can be a stressful and expensive time. Depending on your circumstances, it can sometimes help to take a small loan, typically to be repaid in a year or less. How can you know… (read more)
Pain-Free Car Buying Tips
Many consumers have waited to buy a car in recent years as prices and interest rates have soared. Interest rates remain high, but car prices are starting to come down in 2024. On average, new cars are being sold at 97 percent of list price compared to 102 percent in 2022, according to Kiplinger.com. If… (read more)
Posted In: auto loans, Guest Blog
Taking Control of Credit Card Interest Rates
Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead. WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)
How to Get the Best Used Auto Rate
For most of us, having a car to get around is a necessity. Unless you live in a large city and have access to a robust public transportation system, car ownership is a critical component of functioning in the modern world. Automobiles, generally speaking, also represent the second largest purchase(s) we make in our lives,… (read more)
Posted In: auto loans, Lending
