Tag Archives: lending
Taking Control of Credit Card Interest Rates
Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead. WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)
How to Get the Best Used Auto Rate
For most of us, having a car to get around is a necessity. Unless you live in a large city and have access to a robust public transportation system, car ownership is a critical component of functioning in the modern world. Automobiles, generally speaking, also represent the second largest purchase(s) we make in our lives,… (read more)
Posted In: auto loans, Lending
HELOAN Terms & Tips
A HELOAN (Home Equity Loan) is a form of second mortgage that provides you with a strong and reliable option to meet your financial goals. HELOANs may be used for home renovations, or really any significant expense like travel, education, medical needs, etc. As a borrower, you always want to approach a loan as informed… (read more)
Posted In: Lending
Rev & Ride: Getting a Credit Union Motorcycle Loan
Embarking on the exhilarating journey of purchasing your dream motorcycle involves more than just picking out the perfect ride. Before delving into the benefits of a credit union motorcycle loan, it’s crucial to conduct thorough research upfront. Whether you’re an experienced rider or a newbie exploring the world of motorcycles, this initial phase sets the… (read more)
Is Now the Time to Get a Home Equity Loan?
What Exactly is a Home Equity Loan? Every single home is worth some amount of money. We might call that its market value. That market value is reflective of a number of different factors, but the single biggest is generally the comparable sales in the area. An appraiser, when assessing the value of a home,… (read more)
BNPL – Buy Now/Pay Later Risks & Alternatives
Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans that some retailers – often online merchants – may offer at the time of purchase. They are increasingly popular in the travel and leisure… (read more)
Posted In: Guest Blog
What you “auto” know about getting an auto loan
Buying a car can be exciting, fun, and scary, all at the same time. This is particularly true if money is tight and you are trying to get the best deal or if you’ve never done it before. Many buyers focus their efforts on negotiating the best purchase price with a dealer, but fail to research… (read more)
Posted In: auto loans, Lending
To Refi or Not to Refi? That is the Question
There are a lot of determining factors when it comes to whether or not you should refinance your home. Before moving forward, you should ask yourself some questions to better understand if refinancing is right for you. Here are some things to consider: Why are you interested in refinancing? Lower rates, smaller monthly payments, and… (read more)
Posted In: Lending
