FFCCU Blog

Five Tips On How To Cut The Stress Out Of Your Holiday Season Shopping

While the holiday season can be a magical time of year, it usually comes with a plethora of additional expenses during the last two months of the year. Whether it’s gifts, food, decorations, the perfect outfit for that holiday party, or airfare to visit family – there’s no denying the holidays can put a dent… (read more)

Considering Retiring Early Due To The Covid-19 Pandemic? Here’s What You Need To Know!

Guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, talks about the different options you have if you are retiring early due to the Covid-19 pandemic. Whether you were laid off, furloughed, owned a business, your company downsized or shut down, or you decided it wasn’t worth risking your health, millions of Americans have had significant changes… (read more)

Protect Yourself From Identity Theft During The Upcoming Holiday Season With These 8 Tips

As the holiday season approaches, it’s a good idea to be on high alert for any fraudulent attacks and phishing attempts. Being scammed isn’t fun. And when fraud is committed, it can wreak havoc on your life and personal finances, especially when credit cards are involved. If you fall victim to identity theft, you are not alone, and help is available… (read more)

Different Student Loans & How They Affect Your Credit Score

Today, guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, discusses different student loans and your credit score. Learn the different types and the effect they have on your credit. If you plan on going to college, make sure to research the type of student loans that are available. Figure out whip options might work best for… (read more)

What You ‘Auto’ Know about Buying a Used Car: You Should Ask These 11 Questions

You may be ready to get a new car, but you may not spend the money. Who can blame you? After all, you may be saving for a dream vacation and don’t want to use the money on a brand new vehicle. However, you may consider buying a used car, but you may have a… (read more)

*CLOSED* Call for Nominees: Join Our Board of Directors

The Credit Union Experience We are currently seeking candidates to fulfill four (4) volunteer Board of Directors positions. Our Board of Directors is very important at FFCCU because they help advance our member-owned cooperative by establishing and reviewing policies. We are all about members helping members – it’s at the core of how we approach… (read more)

Biggest Mortgage Mistakes to Avoid – What Not To Do!

Taking out a mortgage to purchase a home is a big decision; it is likely you’ll be borrowing a significant amount of money that will take several decades to repay. Because this is a significant milestone, it’s crucial to avoid common mortgage mistakes that could cause you to pay too much or miss out on… (read more)

Hey Parents, Stop Rewarding Your Children for Good Grades with just Money: Add These Four Things to the Mix

Your child spends an average of 180 days in school during the academic year. It’s super easy to reward your child(ren) for getting good grades and their academic success. Rewarding your children for their academic success can boost their self-confidence and morale. The most common way parents reward their children is with money. Reward Your… (read more)

Understanding Credit Card Do’s and Don’ts: How to Build Your Credit

Healthy credit history is an important part of significant milestones in life. You’ll need good credit to qualify for mortgages, auto loans, and sometimes even a new job. Plus, when you use your credit wisely, it can help save you money, secure better interest rates and more. If you’re just starting out with a credit… (read more)

Safely Buying a Home During the Coronavirus Pandemic: What You Need to Know!