FFCCU Blog
Roth vs. Traditional IRA – What’s the Difference?
One of the most common questions I am asked when discussing retirement planning is, “What is the difference between a Roth and a Traditional IRA?” Both Individual Retirement Account (IRA) options are great ways to save for retirement. You can contribute to one or both types in any given year. However, there is a maximum… (read more)
Posted In: FFCCU News and Info, Tips For Managing Finances
How to Prepare for a Long Road Trip in your RV or Motorhome
With summer approaching, you may be thinking about cruising down America’s highways, camping in national parks, and enjoying the great outdoors! What better way to do that than in an RV or Motorhome! If this is your first time traveling with your rec vehicle, there four tips to help your adventures run smoother! Get Familiar… (read more)
Posted In: FFCCU Services, Lending
Announcing the 2021 Ignite My Future Scholarship Winners
Thank you to all of the impressive students who applied to our first- Ignite My Future Scholarship. We are pleased to announce the winners of the 2021 scholarship. Summer Hamilton Summer is a senior at Wellington High School. Her community engagement includes volunteering for Kiwanis Pancake Breakfasts and as a coach for Special Olympics. “I… (read more)
Posted In: Ignite
Thinking About Buying a New or Used Motorcycle? Here’s What You Need to Know!
Do you picture yourself cruising the open road on a motorcycle? The adrenaline coursing throughout your veins while cruising through rural backroads or open highways? Maybe you’ve dreamt of driving across the country or just going out for an afternoon ride? Whichever motorcycle you’ve had your eye on, it’s a good idea to know a… (read more)
Posted In: FFCCU Services, Lending
Six Questions Your Auto Dealer Hopes You Can’t Answer
Navigating auto loan financing can be quite a headache. But, unless you want to walk everywhere, it’s something that has to be dealt with. One of the biggest hurdles is figuring out the right approach and understanding who will be profiting from the transaction. To help you feel more prepared about the challenging parts of… (read more)
Posted In: FFCCU Services, Lending
Buying Your First Car? What You Need to Know for a Smooth Process
You have your driver’s license, and now it’s time to think about buying your first car. Maybe you’ve been saving for a few years or planning on taking out a loan. Getting your first car can seem intimidating, but we’ve got a few tips on minimizing the stress and making it more enjoyable. Set Your… (read more)
Posted In: Ignite
Just Got Your Tax Refund? Here’s Four Tips on What You Should Do with It!
It’s tax refund season! For those who are lucky enough to receive one, now is the time to think about where it fits in your financial plan. Preparing for costs of living in advance lessens the burden you’ll feel by being caught off guard for things that may come your way this year. Prepping now… (read more)
Posted In: Tips For Managing Finances
What You Need to Know About Club Savings Accounts!
Are you thinking about a summer getaway? Do you want to get a jump start on saving for the next holiday season? Opening a club account could help you achieve those savings goals! You may be wondering what a club account is and how to use it? Continue reading because we answer some common questions… (read more)
Posted In: Saving
Why You Should Consider Refinancing Your Car Loan
Refinancing your car loan can be extremely helpful in certain situations. If you need to start saving more money, free up cash for a large emergency expense, or deal with a sudden drop in income – lowering your monthly auto loan payment can help you tap into the extra funds you need. Plus, if your… (read more)
How to Have a Great Valentine’s Day, Even If You’re on a Budget
As Valentine’s Day approaches, it may be the perfect time to do something nice for someone special. But, what happens when you are on a budget or didn’t plan ahead but still want to make it memorable? Read on for some fun and affordable ideas to make the day enjoyable. Stay In If you are… (read more)
Posted In: FFCCU Services, Tips For Managing Finances
