FFCCU Blog
How to Get Your Credit Back on Track
“How do I get my credit back on track?” According to data from the second quarter of 2019 from Experian, the average FICO® Score* in the U.S. is 703, which is considered “good” by most lenders. If your credit was damaged in the past because of divorce, missed payments, or bankruptcy, but you’ve taken steps… (read more)
Posted In: Tips For Managing Finances
How to Protect Yourself from Scamming and Fraud
Gotcha! If you shop online, keep one eye on your shopping cart because the holidays bring out false shipping notifications, payment fraud, and other scams. Because of scamming and fraud, identity theft protection has increased over the years. Being scammed isn’t fun. And when fraud is committed, it can wreak havoc on your life and… (read more)
Posted In: Local Events, Tips For Managing Finances
Holiday Tips: Get the Top Four Ways to Cut Costs
While the excitement of the holidays and gift-giving season can be a magical time for children, you may face many additional expenses during the last two months of the year. Whether its gifts, food, decorations, the perfect outfit for that holiday party, or airfare to visit family – there’s no denying the holidays can put… (read more)
Posted In: Local Events, Tips For Managing Finances
Do you know the credit union difference?
Did you know there’s an International Credit Union Day? There is! Annually, the third Thursday of October celebrates how credit unions across the nation help members reach their financial dreams through a “member first” philosophy. But why celebrate this? Because credit unions ARE different. And members have a stake in what happens, as part owners…. (read more)
Posted In: FFCCU News and Info
How to Choose the Right Credit Card for You
Choosing the best credit card for your lifestyle can have a considerable impact on your overall financial health. In an Ohio Credit Union League 2018 consumer survey, 73 percent of respondents stated they use at least one or two credit cards every month. Of those who regularly utilized credit cards, 39 percent carried up to… (read more)
Posted In: FFCCU Services, Tips For Managing Finances
3 Tips When Shopping For A Used Car
Buying a new car is a big deal. There’s a lot to think about: financing, gas mileage, warranty, number of passengers it can fit, and so on. But things get even more complicated when, instead of a new car, it’s a used car you’re shopping for. Going the used car route can be tricky, but… (read more)
Posted In: Lending, Tips For Managing Finances
Our Parma Branch Is Now Open
Posted In: FFCCU News and Info
