An FFCCU Round Up Account “rounds up” the remaining change from every purchase you make with your Advantage Checking Debit Card to the next dollar. That change is teleported to a special 3.00% APY* savings account.
Are you game to round up? Getting started is easy! Just fill out the form below.
Round Up Accounts are linked to an existing Advantage Checking Account. Round Up is available even if you don’t qualify for the usual Advantage Checking bonus benefits. An Advantage Checking account IS required – so plug in and get started today.
Yes. It’s easy to open one. Get started today.
Your purchase will not round up. In that case, let’s say you paid $81.00 to dry-clean the Sparky costume. Only $81.00 would be deducted from your Advantage Checking account – Since there is no change in the transaction, there is nothing to round up.
Yes, at the end of the day. If you make six purchases and they all post on the same day. Each of those will round up and then the total round up amounts will happen as one transfer at the end of the day that the debit card transactions post.
No, the round up happens on our end and you won’t see the round up amount in-store or when making an online purchase. It will be reflected in your digital banking (app/mobile/desktop).
Any time you want!
No, round up only applies to purchases made with your Advantage Checking Account debit card.
No, the only way to deposit into the Round Up Account is from a debit card purchase round up.
No way! There is no fee to establish a Round Up account and no ongoing maintenance fees.
No. The round up is associated with your Advantage Checking Account. You can always transfer amounts later, though!
Round Up Accounts are tied to Advantage Checking Accounts, so if your Advantage Checking has two debit cards, both Player 1 and Player 2 will round up. If a second debit card holder does NOT want to round up, they would need to have their own Advantage Checking Account.
No. The Round Up Account is only available with Advantage Checking.
No, the round up deposit amount remains in your Round Up Account in the event of a refund.
If your mobile wallet is tied to your Advantage Checking Account debit card, yes!
No. In the case that you would not have sufficient funds the round up will fail to deposit altogether.
*Annual Percentage Yield. No minimum deposit to open. Earn up to 3.00% Annual Percentage Yield (APY) on the first $1,000 in your account. If your balance exceeds $1,000, you will earn our current personal savings rate on balances in excess of $1,000. Only one Round Up Savings Account may be opened per individual Tax Identification Number (TIN).
