FFCCU Blog
Is Your Beginner Financial Journey Making You Feel Flustered? Use These Tips to Gain Confidence
Finances impact every aspect of our lives, but it’s not always easy to know how to manage bills, emergencies, groceries, and fun money every month. If the words dividend, compounding, or APY feel like a foreign language; you’re not alone. A FINRA study found a 75% decrease in financial literacy among adults from 2009 to 2021. In… (read more)
Posted In: Uncategorized
Wondering how to Fortify Your Investment Portfolio? Read These Great Tips!
Understanding yourself (your needs, wants, and emotional impulses) is one of the most effective ways to start your investing journey. After all, it was Aristotle who said, “Knowing yourself is the beginning of all wisdom.” Whether you are just beginning your investment journey or have been down that road for some time, it’s valuable to… (read more)
Posted In: Guest Blog, Tips For Managing Finances
7 Great Tips to Model Healthy Cash Management for Kids
This post is from our partners at GreenPath Financial wellness. If you need help managing your finances, GreenPath’s certified experts can advise you on budgeting, debt repayment options, and more. As adults, how we handle finances sends a powerful message to children. That’s why it’s essential to model the healthy cash management behaviors that we want… (read more)
Posted In: Saving, Sparky's Kids Club, Tips For Managing Finances
9 Ways to Fight Inflation and Secure Your Retirement
According to the Bureau of Labor Statistics, we are experiencing record inflation: 9.1% as of June 2022. We haven’t seen inflation this high since the early 1980s. The higher inflation goes, the less each dollar you have and earn is worth. If that sounds scary or confusing, check out what our guest blogger, Nichole Coyle… (read more)
Posted In: Guest Blog, Saving
Ways to Avoid a Cash Downturn with a Money Market Account
With this crazy economy, it’s more important than ever to stash some emergency cash. Thankfully, there are lots of great options for those looking to save. One fantastic choice is a money market account. What’s a Money Market Account? Think of a money market account as a combination of a savings and checking account. Remember,… (read more)
Posted In: FFCCU Services, Saving
5 Ways to Live Your Best #Van Life
After two years in a global pandemic, many people have made a shift to make life on the road a permanent way of life. In fact, the 2019 census saw a 38% increase for people living full-time in their van, RV, or boat, and why not when they can travel, work, and play from their very own… (read more)
Posted In: auto loans, Lending
6 Things You May Not Know about Certificates
You may have heard of a CD, certificate of deposit, or share certificate – it’s called many things, but no matter the name, a certificate is a great tool to have in your financial toolkit. But what are certificates anyway? And how do they work? 1. What is a Certificate? A certificate is a type… (read more)
Posted In: Saving
How to Save Money for Wedding Financing in 2022
If you are planning your wedding financing this year, you may be in for a challenge. After more than a year of postponements due to Covid-19, the industry has seen a huge increase in demand for weddings and large events. As a result, the demand for every aspect of the industry is higher than ever… (read more)
Posted In: Saving
