FFCCU Blog
Get your Holiday Budget Ready Now with These 4 Tips
It’s never too early to start budgeting for your holiday shopping! When you plan ahead, you’ll be able to enjoy the season without racking up a ton of debt. To get started, check out these helpful tips. Open A Club Account Consider opening a Holiday Club saving account for your holiday shopping’s expenses. What’s a Club… (read more)
Posted In: Tips For Managing Finances
Credit Unions and Banks: What’s the Difference?
What’s the difference between credit unions and banks? It’s a question we get a lot – especially from individuals who are looking for a financial institution for the first time. If you have regular banking needs, chances are you’ll find what you need at both credit unions and banks. These include checking and savings accounts, money… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Member Perks
Tips and Tricks to Combat Inflation.
You hear the term mentioned frequently these days: Inflation. But it makes you wonder, what is inflation? The Bureau of Labor Statistics defines inflation as “the overall general upward price movement of goods and services in an economy.” For the rest of us, it just means we’re all paying more for just about everything. While inflation… (read more)
Posted In: Tips For Managing Finances
How to Stay Financially Confident in Retirement
In todays’ age, retirees are living longer and experiencing retirement in new ways. In general, people no longer work for the same employer for 50 years, retire on a predictable pension, and settle into a quiet lifestyle. Instead, today’s retirees are more active—with baby boomers controlling 70% of the country’s disposable income. They’re traveling the world,… (read more)
Posted In: Guest Blog, Tips For Managing Finances
Get to know FFCCU’s digital banking tools
Digital technology is deeply transforming how we conduct our everyday banking activities. New tools give us the flexibility to make transactions whenever and wherever we want. They allow us to pay bills, transfer funds and make deposits with a few taps of our smartphone. And they give us added security, protecting our identity and finances… (read more)
Posted In: FFCCU News and Info, Member Perks
Understanding the 2021 Child Tax Credit
Taxes and deductions can be complicated, especially when eligibility is always changing. For families with children, understanding the new child tax credit is key to planning for the future. Recent changes to the Child Tax Credit have expanded its reach to help more families for the 2021 tax year. Advance payments, which are based on… (read more)
Posted In: Tips For Managing Finances
What you “auto” know about getting an auto loan
Buying a car can be exciting, fun, and scary, all at the same time. This is particularly true if money is tight and you are trying to get the best deal or if you’ve never done it before. Many buyers focus their efforts on negotiating the best purchase price with a dealer, but fail to research… (read more)
Posted In: auto loans, Lending
Should you Pay Down Debt Or Save For Retirement? What to Know
There are many aspects of financial planning to consider when deciding whether to pay down debt or save for retirement. We all know that both are important, but how do you know which one you should be focusing on? Guest blogger Nichole Coyle, Certified Financial Planner™, discusses what factors you consider. Emergency Funds Come First… (read more)
Posted In: Guest Blog, Tips For Managing Finances
Are You Planning on Traveling? Here’s How to Safely Travel in 2021
After months of restrictions, Americans are ready to take that long-awaited vacation. Though traveling is on the rise, permanent changes stemming from the pandemic are likely to affect how we travel now and in the future. While vacations might look a bit different in a post-pandemic world, travel is making a strong comeback. According to… (read more)
Posted In: Local Events
Three Tried and True Facts About Personal Finances
?By GreenPath Financial Wellness No matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future. Here are three tried and true facts to know about personal finance to get on the right… (read more)
Posted In: Tips For Managing Finances
