FFCCU Blog
Avoid Teenage Money Problems with These Top Financial Tips for Teens
Hey, teens! Your parents may give you some cash toward the things you want to buy, but you may feel better if you could earn and save money to put towards your goals. This is why it’s important to know how to handle personal finances and why we’re giving you financial tips for teens. These are… (read more)
Posted In: Ignite, Saving, Tips For Managing Finances
In a Cash Crunch Due to the Coronavirus? Use These Tips! (#3 May Surprise You)
As COVID-19 continues to spread in the U.S., many are starting to feel in a cash crunch. Businesses, schools, and other institutions are canceling events, closing offices, or allowing employees to work remotely to protect the health and safety of others. It’s crucial now more than ever to stay as financially healthy as possible due… (read more)
Posted In: Tips For Managing Finances
Saving for Retirement: How Millennials Can Save Money
Retirement might not be at the top of your list in your 20s and 30s for several reasons, but did you know that right now is the best time to start saving for retirement? Among other reasons, which I’ll get to, don’t worry! Starting now rather than waiting a year or two to take advantage… (read more)
Posted In: Saving, Tips For Managing Finances
Tax Refund: Top 3 Ways to Use Your Money Wisely
So you’re thinking about using your tax refund to book that spectacular 14-night Alaskan cruise you’ve always wanted to take. Or perhaps you want to use the money to buy that awesome entertainment system you’ve had your eye on for months so that you can watch Netflix in style. Errr! Whoa! Slow down. Before you… (read more)
Posted In: Saving, Tips For Managing Finances
Certified Financial Planner, Nichole Coyle, Helps You with Your Financial Planning
When it comes to financial planning, you may stumble around in the dark. Don’t do that because you can really hurt yourself! Instead, take advantage of FFCCU member benefits such as financial planning services offered through Cetera Advisor Networks. In fact, we’d like to introduce you to Nichole Coyle, a CERTIFIED FINANCIAL PLANNER™, who works… (read more)
Posted In: FFCCU News and Info, Member Perks, Tips For Managing Finances
How to Understand Credit Scores
Credit scores. Why does a three-digit number cause many people anxiety and stress? After all, it’s just a number. Right? Well, your credit score indicates how likely you’ll repay your debt. Credit unions, banks, and lenders use scores to decide if they’ll approve you for loans or credit cards. The tricky part is that you… (read more)
Posted In: Dare2Compare, Tips For Managing Finances
Money Management: Your Guide to Getting a Fresh Start in the New Year
Ah, the new year: time to toss that stale fruitcake and begin anew on that resolution to lose 20 pounds. It’s also the perfect time to review your personal finances and money management goals. We’re here to help you reach those goals, whether they are to spend less, create an emergency savings fund, or something else…. (read more)
Posted In: Dare2Compare, Saving, Tips For Managing Finances
How to Get Your Credit Back on Track
“How do I get my credit back on track?” According to data from the second quarter of 2019 from Experian, the average FICO® Score* in the U.S. is 703, which is considered “good” by most lenders. If your credit was damaged in the past because of divorce, missed payments, or bankruptcy, but you’ve taken steps… (read more)
Posted In: Tips For Managing Finances
