Category Archives: Saving

Money Management: Your Guide to Getting a Fresh Start in the New Year

Ah, the new year: time to toss that stale fruitcake and begin anew on that resolution to lose 20 pounds. It’s also the perfect time to review your personal finances and money management goals. We’re here to help you reach those goals, whether they are to spend less, create an emergency savings fund, or something else…. (read more)

Is It Always Best to Pay Off Credit Cards Before Saving for Retirement?

Which is Better: Paying Off Credit Cards or Saving for Retirement? Benefits of Paying Off Credit Cards First Credit cards usually mean high-interest debt, and the longer you take to clear it, the more you’ll pay in interest. Here are some key reasons why you should pay off credit cards first: High-interest credit card debt… (read more)

Five Ways to Turbo-Charge Your Car Shopping Process

According to a consumer survey conducted by the Ohio Credit Union League, more than 23% of Ohio consumers are considering purchasing a vehicle this year. And rather than pay cash, 83% are more likely to finance that vehicle. When asked what factors respondents considered when vehicle shopping: 67 percent said monthly payment is the biggest… (read more)

How Can Sticking to a Budget be Less Problematic?

While many Ohio consumers plan to start 2017 off with a household budget, sticking to that budget may pose a problem. Data from a consumer survey conducted by the Ohio Credit Union League reveals 75 percent of respondents plan to start the new year off with a household budget, but 45 percent of those respondents… (read more)