Category Archives: Saving
How Covid-19 Has Affected Women’s Financial Health
Over the past two years, we have seen many things shift and change as a result of the COVID-19 pandemic. One of the more dramatic effects of all these changes has been the impact on women’s financial health. Since the early phase of the pandemic, women were more likely than men to lose or leave… (read more)
Posted In: FFCCU News and Info, Saving, Tips For Managing Finances
Sinking Funds, A New Way to Save
Most people have never heard of a sinking fund. Typically you start with a savings account. Next, you add a checking account which is typically used to pay bills and other expenses. Savings accounts often serve as an emergency fund that is rarely touched. Others use it as a revolving account where money is often… (read more)
Posted In: Saving, Tips For Managing Finances
Why It’s a Good Idea to Have Vacation and Holiday Club Accounts
When’s the last time you went on vacation. Go ahead. Think about it for a minute. We’ll wait. If you can’t remember, (thanks COVID!) then you probably need to get away. Of course, if the funds in your savings account are low, perhaps due to Christmas shopping, you may want to open vacation and holiday… (read more)
Posted In: Saving, Tips For Managing Finances
The Best Way to Prepare if Financial Disaster Hits
No one likes to think about catastrophes and emergencies. Still, preparing for financial disaster is important. If you don’t, it could cause irreparable harm to your current and future finances. Guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNERTM, shows you how to prepare if an unexpected financial disaster occurs. 1. Create an Emergency Fund If you… (read more)
Posted In: Guest Blog, Saving
6 Money Apps for Teens to Save Cash
It’s 2022, and it’s time to save more! Whether you are saving for college or trying to make some extra cash for something special, check out these 6 apps that can help you pinch some pennies. 1. Bigwords Price: Free Available: iPhone Bigwords is an app that scans multiple online retailers and finds the cheapest textbooks…. (read more)
6 Tips on How to Help Pay for College
Do you dream of attending a certain college or university? There is more to consider than SAT or ACT scores. You also need to consider cost. Since the 1980s, university prices have doubled and continue to exceed a standard cost of living. It is time to hunker down and crunch some numbers more than ever…. (read more)
Alternatives to Spending that Holiday Cash: Best Savings Account Ideas for 2022
If you have been gifted money this holiday season, consider how you can save it rather than spending it all as soon as you receive it. Check out these six ideas on where to put your money. 1. Start or Add to an Emergency Fund for a Rainy Day Sometimes, extraordinary situations occur out… (read more)
Posted In: Saving, Tips For Managing Finances
Scoring FREEBIES This Summer! Free Activities to Keep Your Kids Entertained
There’s nothing better than scoring a good deal or getting something for free! We’ve got several different FREE items and printable activities to keep your child busy and engaged for the rest of the summer. Lego Magazine Subscription If your kid loves Legos, they can receive a free subscription to Lego Magazine. The subscription includes… (read more)
Posted In: Saving, Sparky's Kids Club
What You Need to Know About Club Savings Accounts!
Are you thinking about a summer getaway? Do you want to get a jump start on saving for the next holiday season? Opening a club account could help you achieve those savings goals! You may be wondering what a club account is and how to use it? Continue reading because we answer some common questions… (read more)
Posted In: Saving
Five Tips to Reduce College Costs: What Parents of Future Students Should Know
Posted In: FFCCU Services, Ignite, Saving, Tips For Managing Finances