FFCCU Blog

Safely Buying a Home During the Coronavirus Pandemic: What You Need to Know!

 

 

The Benefits of Refinancing Your Mortgage

The Benefits of Refinancing Your Mortgage If you’re a homeowner, refinancing your home may have crossed your mind. With interest rates at historic lows, many people are taking advantage of locking in a lower rate for the duration of their mortgage loan. What is Refinancing? Refinancing your mortgage typically involves paying off your current mortgage… (read more)

High Interest Balances Got You Down? Learn How to Manage Credit Card Debt.

Almost 50% of Americans are carrying credit card balances, and nearly ¼ have incurred additional credit card debt as a result of the COVID-19 pandemic. Getting rid of card debt may seem overwhelming, but we’ve got a five-step plan to help.

Whoa, Baby! Getting a Mortgage Loan While on Maternity Leave

Congratulations on starting your family! It’s exciting, but you may need more room to grow. Being a first-time homeowner is also thrilling, but a mortgage loan and maternity leave may not be what you have in mind. You may hope that your baby will arrive once you’ve settled into your new place. But life doesn’t… (read more)

Five Tips to Reduce College Costs: What Parents of Future Students Should Know

 

 

How to Tackle Your Next Home Renovation Project: Get the 411 on What Needs to be Done

Whether you are refreshing a paint color, completely upgrading an existing space to make it more functional and inviting, or creating a brand new space, don’t let the thought of starting a home renovation project overwhelm you. We’ve laid out six essential renovation tips to think about before you begin. Define the Scope of Work … (read more)

How to Involve Your Teens in Financial Planning and Money: What You Should Be Talking About

Last week guest blogger Nichole Coyle shared some ideas on how to help your younger children (age 3-12) understand money, financial responsibility, savings, and more. This week, she’s sharing some ideas on how teaching your teen about money can help them succeed as they become an adult. If you read last week’s blog post, you… (read more)

How to Talk to Younger Kids (Ages 3-12) About Money

Today guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, explores the importance of teaching younger children about financial planning and money to set them up for success as they become more independent. Learn the Value of Money Do your children ever receive money for their birthdays or other holidays? Or have you started some monetary reward… (read more)

Debit Card for Kids: Is Your Child Set Up for Financial Responsibility?

“Should I let my 13-year-old get a debit card?” The question can be a source of conflict for parents of young teens. You want to let your kids start to spread their financial wings, but a debit card is a huge responsibility. What happens if they lose their card? Or what if they spend all… (read more)

Recreational Vehicle Toys: Motorcycle, Boat, ATV or Personal Watercraft (Which One Do You Want?)-Part Two

Welcome to Part Two of our recreational vehicle toys blog post. Maybe you’ve dreamt of cruising around Lake Erie on a jet ski. Or perhaps you prefer to stay on land and imagine yourself riding an ATV (all-terrain vehicle). Whichever grown-up recreational vehicle toys you’ve had your eye on, it’s a good idea to know… (read more)