Search Results for: account review
Money Management: Your Guide to Getting a Fresh Start in the New Year
Ah, the new year: time to toss that stale fruitcake and begin anew on that resolution to lose 20 pounds. It’s also the perfect time to review your personal finances and money management goals. We’re here to help you reach those goals, whether they are to spend less, create an emergency savings fund, or something else…. (read more)
Posted In: Dare2Compare, Saving, Tips For Managing Finances
How to Get Your Credit Back on Track
“How do I get my credit back on track?” According to data from the second quarter of 2019 from Experian, the average FICO® Score* in the U.S. is 703, which is considered “good” by most lenders. If your credit was damaged in the past because of divorce, missed payments, or bankruptcy, but you’ve taken steps… (read more)
Posted In: Tips For Managing Finances
9 Tips for Newlyweds: Marriage & Finances
Getting married and looking for money advice? Ready or ‘knot,’ guest blogger, Nichole Coyle, joins us today to discuss marriage and finances. Transitioning from handling finances individually to merging two different financial systems, spending patterns, savings approaches, and financial goals can be challenging. Talking about these topics prior to your wedding day or in the… (read more)
Posted In: Tips For Managing Finances
Dare 2 Compare
Meet with a friendly FFCCU Teammate to see how you may improve your finances. Take the Dare2Compare Financial Health Challenge and Save Money! Take our “Dare 2 Compare” challenge to see how much money FFCCU could potentially save you. You have nothing to lose but everything to gain, in a good way. Just take… (read more)
Navigating the Mortgage Maze: A Guide for Self-Employed and Non-Traditional Income Borrowers
You did it! You went out on your own with a great idea and built your business – and now you’re making a living doing what you love most: working for yourself. From one-person-shop plumbing businesses to freelance writers to personal trainers to small business owners of all shapes and sizes, the U.S. Bureau of… (read more)
Posted In: Mortgage
How to Understand Credit Scores
Credit scores. Why does a three-digit number cause many people anxiety and stress? After all, it’s just a number. Right? Well, your credit score indicates how likely you’ll repay your debt. Credit unions, banks, and lenders use scores to decide if they’ll approve you for loans or credit cards. The tricky part is that you… (read more)
Posted In: Dare2Compare, Tips For Managing Finances
Everything Needs a Good Spring Cleaning, Even Your Finances
Here at FFCCU, we have lots of different ways to help you “tidy up” your finances. Taking a few minutes now to access your plan (or create one) can save you hours of stress and worry later. After all, a periodic check-up of your personal finances is always a great idea. How to Clean Up… (read more)
Posted In: FFCCU Services
5 High-Speed Tips to Boost Your Savings Goals
Do you struggle to save? If so, you’re not alone. According to a survey from GoBankingRates, only 5% of Americans have $10,000 – $20,000 in their savings account. Add in inflation and student debt, and sticking to a savings goal is becoming harder. However, even setting aside a minimal amount each month can go further than… (read more)
Posted In: Saving
Preventing Identity Theft
If you’ve been a victim of identity theft, you’re not alone. Thirty-three percent of Ohioans reported that they’d been victimized by fraud and/or identity theft in a year-end 2016 survey conducted by the Ohio Credit Union League. More could have suffered at the hands of fraudsters without knowing it yet. In 2015, Ohio had the… (read more)
Posted In: FFCCU News and Info
