FFCCU Blog
Retirement Planning: Roth IRA Conversion
The Roth IRA Conversion Conversation When it comes to retirement planning, you may have heard of a Roth IRA. Roth IRAs are an after-tax account designed for retirement savings. This means that no tax deduction is given for contributions to a Roth IRA. Instead, when funds are withdrawn after age 59 1/2, there are no… (read more)
Posted In: Guest Blog, Saving
Fall Vacation Ideas – Travel on a Budget
At the first dip in the temperature, out come the plastic ghosts and pumpkin drinks! Like it or not, autumn vibes are upon us, and for those still scrambling for fall vacation ideas, that’s putting the pressure on! This week, we feature an article from our friends at the Ohio Credit Union League with some… (read more)
Posted In: Guest Blog, Tips For Managing Finances
Shopping on Facebook & Beyond: Tips for Safe Social Media Shopping
Shopping on Facebook (and its sister platform Instagram) is on the rise. Whether it’s buying locally through the adventure that is using Facebook Marketplace or going from trend to transaction over Instagram’s “Shop on Instagram” feature, social shopping might soon be a prevalent part of our lives. When it comes to advertising and sales,… (read more)
Posted In: Ignite, Tips For Managing Finances
Student Loan Repayments Resume – What Borrowers Should Know
October is approaching – much to the delight of spooky season supporters. Young ones are gearing up for trick or treat. Film fans look forward to a month of movies featuring menacing monsters. But for college graduates with outstanding student loans, this October may feel a lot like a horror movie than in years past:… (read more)
Posted In: FFCCU News and Info, Tips For Managing Finances
The Difference Between Credit and Debit and Cash
What is the real difference between credit and debit and cash? When should you use one over another? While they’re equally convenient these days (with the prevalence of mobile pay options), each has many advantages and disadvantages for your spending needs. This week’s blog post comes from the Ohio Credit Union League and explores the… (read more)
Posted In: Checking, Guest Blog
What Is Spoofing?
Scammers are an ever-present threat to our digitally connected lifestyle. They’re inventive and adaptable (not a compliment!) – forcing all of us to learn their latest tricks and traps to stay safe. With an increase in the number of scam contacts that have been going around, we want to prepare you for some of the… (read more)
Posted In: Tips For Managing Finances
Firefighters Community Credit Union Mobile App & Digital Banking – What You Need to Know
Fresh and futuristic features await! Whether you are upgrading from the previous Firefighters Community Credit Union mobile app, or diving into our digital banking experience for the first time, here are some essential tips to get you started on your digital banking journey. Keep in mind: all of the following applies to both online banking… (read more)
Posted In: FFCCU Services
Share Certificate vs. CD? What’s the Difference?
CERTIFICATES. You’ve seen the term a lot recently in promos for FFCCU and other financial institutions. At a credit union, you may have heard about ‘share certificates.’ Elsewhere you’ve probably seen mention of ‘certificates of deposit,’ more often abbreviated as ‘CDs. Share certificate vs CD vs certificate of deposit…what’s the difference? Spoiler Alert: functionally, there… (read more)
Posted In: Saving
6 Financial Tips for Life After Graduating College
When you’re graduating college, there are a lot of financial decisions to make. Many you are quickly aware of, while some you may take some time to learn. Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, is here to give you a shortcut to information that can help you be a step ahead! 1. Student Loans Most people… (read more)
Posted In: Guest Blog, Ignite, Tips For Managing Finances
