FFCCU Blog

Unlock Bonus Benefits with This Credit Union Checking Account

A checking account is so essential that it may not be something you think about often. As the main place where many of us keep our money, we use checking accounts every day. It is the hub of our financial life. Even if you have written off writing checks, this account is still the “home”… (read more)

What is a Certified Financial Planner?

Managing your personal finances can be stressful. Are you saving enough for retirement? Will you have enough set aside to help your kids with college expenses? Are you dealing with any debt? Are you confident about your current savings and investment decisions? There are subtleties, legalities, best practices, and changing rules that influence all of… (read more)

Rev & Ride: Getting a Credit Union Motorcycle Loan

Embarking on the exhilarating journey of purchasing your dream motorcycle involves more than just picking out the perfect ride. Before delving into the benefits of a credit union motorcycle loan, it’s crucial to conduct thorough research upfront. Whether you’re an experienced rider or a newbie exploring the world of motorcycles, this initial phase sets the… (read more)

What’s So Cool About FedNow Payments?

You may have heard about making “FedNow® payments” within the past year. If so, you may be confused about what exactly it is. While the purpose of the service is easy to grasp, the particulars can sound complicated. The rollout of the FedNow payments service poses an exciting new benefit to our members. I’d love… (read more)

Six ways to use a 529 Savings Plan

May 29th is National 529 savings plan Day. What better time is there to showcase 529 savings plans, their tax benefits, and their many uses? Guest blogger, Nichole Coyle, CFP® CSLP®, breaks down what to know about a 529 savings plan and it’s uses.   What is a 529 savings plan? It’s a state-sponsored savings… (read more)

Tips for Your Student Loan Payment

College graduation can bring both excitement and anxiety for students gearing up for the next stage of life. Many are starting their professional careers with an overwhelming amount of debt and a burdensome monthly student loan payment. In this guest blog post from our friends at Ohio Credit Union League, you’ll get a picture of what some… (read more)

Stay or Go? – Home Equity vs Mortgage

Flashy new homes decked out with the latest design trends. You’re spotting them as you cruise through your city. You’re seeing them while idly scrolling Zillow. And they are definitely making an appearance on your favorite HGTV shows. It’s easy to feel like you’re missing out when you see a slick new construction. Could a… (read more)

Is Now the Time to Get a Home Equity Loan?

What Exactly is a Home Equity Loan? Every single home is worth some amount of money. We might call that its market value. That market value is reflective of a number of different factors, but the single biggest is generally the comparable sales in the area. An appraiser, when assessing the value of a home,… (read more)

Summer Jobs for Teens: What to Know

Summers for high school students are no longer lazy days. Mandatory summer reading lists, the option to earn college credits through summer courses, driver’s ed requirements to start. Then add in making a little money, and it’s all competing for your limited time. With everything going on, finding a summer job can be more challenging… (read more)

Is This a Good Time to Buy a House?

Is this a good time to buy a house? You might be worried about interest rates that are still high, or maybe you heard that housing inventory is low. While those are factors, a lot more goes into determining if you’re ready than just the current housing market. Purchasing a house is a significant milestone… (read more)