FFCCU Blog
Ways to Avoid a Cash Downturn with a Money Market Account
With this crazy economy, it’s more important than ever to stash some emergency cash. Thankfully, there are lots of great options for those looking to save. One fantastic choice is a money market account. What’s a Money Market Account? Think of a money market account as a combination of a savings and checking account. Remember,… (read more)
Posted In: Uncategorized
5 Ways to Live Your Best #Van Life
After two years in a global pandemic, many people have made a shift to make life on the road a permanent way of life. In fact, the 2019 census saw a 38% increase for people living full-time in their van, RV, or boat, and why not when they can travel, work, and play from their very own… (read more)
Posted In: auto loans, Lending
6 Things You May Not Know about Certificates
You may have heard of a CD, certificate of deposit, or share certificate – it’s called many things, but no matter the name, a certificate is a great tool to have in your financial toolkit. But what are certificates anyway? And how do they work? 1. What is a Certificate? A certificate is a type… (read more)
Posted In: Saving
How to Save Money for Wedding Financing in 2022
If you are planning your wedding financing this year, you may be in for a challenge. After more than a year of postponements due to Covid-19, the industry has seen a huge increase in demand for weddings and large events. As a result, the demand for every aspect of the industry is higher than ever… (read more)
Posted In: Saving
6 Easy Ways to Teach Your Kids Financial Literacy
Ready to talk with your kids about money? It’s usually not the first thing on a parent’s mind with school, extracurriculars, and the hustle of everyday life. However, the earlier you start teaching your kids about smart money management, the better off they’ll be to handle their finances as an adult. Not convinced? Learn why… (read more)
Posted In: Saving, Sparky's Kids Club
4 Reasons it’s Important for Kids to Learn Financial Literacy
Think childhood is too early to learn financial literacy? Think again! Do you remember learning how to tie your shoe? Do you still tie your shoe the same way? Simple skills learned while young stick and can help them throughout their lives. A FINRA Investor Education Foundation study found that four in five young adults… (read more)
Posted In: Saving, Sparky's Kids Club
Compounding: The Power of Saving Now
You know how important it is to save, but did you know it’s also critical to start saving now? Starting to save today, and not in two days, two weeks or two months can make a huge difference. Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, talks about compound interest, its benefits, and why you should start saving… (read more)
Posted In: Uncategorized
5 High-Speed Tips to Boost Your Savings Goals
Do you struggle to save? If so, you’re not alone. According to a survey from GoBankingRates, only 5% of Americans have $10,000 – $20,000 in their savings account. Add in inflation and student debt, and sticking to a savings goal is becoming harder. However, even setting aside a minimal amount each month can go further than… (read more)
Posted In: Saving
Five Easy Tips to Make the Most of your Summer Vacation
Travel is finally back in full swing; something we can all be thankful for this year. While staycations and remote-working vacations have been all the rage since 2020, pre-pandemic vacationing is making a comeback in 2022. According to Booking.com, 60 percent of travelers from a 24,000-person survey claimed they are looking to meet new people… (read more)
Posted In: Tips For Managing Finances
