FFCCU Blog

Get to know FFCCU’s digital banking tools

Digital technology is deeply transforming how we conduct our everyday banking activities. New tools give us the flexibility to make transactions whenever and wherever we want. They allow us to pay bills, transfer funds and make deposits with a few taps of our smartphone. And they give us added security, protecting our identity and finances… (read more)

Understanding the 2021 Child Tax Credit

Taxes and deductions can be complicated, especially when eligibility is always changing. For families with children, understanding the new child tax credit is key to planning for the future. Recent changes to the Child Tax Credit have expanded its reach to help more families for the 2021 tax year. Advance payments, which are based on… (read more)

What you “auto” know about getting an auto loan

Buying a car can be exciting, fun, and scary, all at the same time. This is particularly true if money is tight and you are trying to get the best deal or if you’ve never done it before. Many buyers focus their efforts on negotiating the best purchase price with a dealer, but fail to research… (read more)

Should you Pay Down Debt Or Save For Retirement? What to Know

There are many aspects of financial planning to consider when deciding whether to pay down debt or save for retirement. We all know that both are important, but how do you know which one you should be focusing on? Guest blogger Nichole Coyle, Certified Financial Planner™, discusses what factors you consider. Emergency Funds Come First… (read more)

Are You Planning on Traveling? Here’s How to Safely Travel in 2021

After months of  restrictions, Americans are ready to take that long-awaited vacation. Though traveling is on the rise, permanent changes stemming from the pandemic are likely to affect how we travel now and in the future. While vacations might look a bit different in a post-pandemic world, travel is making a strong comeback. According to… (read more)

Three Tried and True Facts About Personal Finances

?By GreenPath Financial Wellness No matter your age or stage in life, it pays to know the facts about personal finances. When you understand the basics, you can set yourself up for success and build a healthy financial future. Here are three tried and true facts to know about personal finance to get on the right… (read more)

Seven Things to Consider During a Market Decline

You’re feeling like a grown up – with a savings account, a checking account and you’ve even started investing. But all of a sudden the market seems to be going south, and you’re getting nervous about whether you’ve made the right financial planning decisions. Today, guest blogger Nichole Coyle, Certified Financial Planner™, talks about what… (read more)

Are You Saving for Your First Home? You’ll Want to Make Sure You Do These Five Things!

Are you saving for your first home? It’s an exciting event, but it’s also a big financial investment. To be able to make a purchase, you’ll need to have a down payment saved. It’s prudent to devote 20% of your home’s cost as the down payment. But that’s $40,000 on a $200,000 home – which… (read more)

Four Reasons To Refinance Your Mortgage

If you’re a homeowner, refinancing your home may have crossed your mind. With interest rates at historic lows, many people are taking advantage of locking in a lower rate for the duration of their mortgage loan. What is Refinancing? Refinancing your mortgage typically involves paying off your current mortgage with a new loan, typically at… (read more)

Seven Money Tips You Need to Know Before You Start College

As you prepare to head off to college this fall, guest blogger, Nichole Coyle, Certified Financial Planner™, has seven money saving tips to help you adjust to this new phase in your life. Get a Part Time Job There are plenty of part-time work opportunities right now, whether at the local retail store, serving or… (read more)