FFCCU Blog
Adopt-A-Family & More: Charities We Love
We’re entering the “season of giving,” which typically gets us thinking about holiday shopping for friends and family. But in more recent years, we’ve seen the advent of Giving Tuesday (a National Day of Giving celebrated on the Tuesday after Thanksgiving) balancing out the more consumerist frenzy of Black Friday. Giving Tuesday is a celebration… (read more)
Posted In: Local Events
The Art of Giving: Charitable Donation Tax Deductions & Lessons for Future Generations
We contribute to charities for various reasons. While the potential for charitable donation tax deductions are a valuable benefit, there are more sincere motivations for giving. Some individuals give simply to experience the pure joy of helping others. Others do so out of a strong sense of social responsibility or to drive the changes they… (read more)
Posted In: Guest Blog
Credit Score Range – Higher Score Benefits
High Score Benefits Where do you fall on the credit score range? Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and… (read more)
Posted In: Guest Blog
4 Money Fears for Halloween
Your 2023 money fears are here! Crawl under the covers for this week’s blog post. We’re planting a flashlight beneath our chin and turning out the lights to share a few financial fears that are lurking at the end of 2023. But before you board the windows and bar the doors, rest assured that these… (read more)
Posted In: FFCCU News and Info, Tips For Managing Finances
Credit Union vs Bank: See the #CUDIFFERENCE
Credit Union vs. Bank: what are the differences? We’re posting today’s blog during the 24-hour stretch of our Member Appreciation Day (Celebrated October 13 at our Downtown Cleveland Branch and October 14 at all other FFCCU branches). So, while our valued members enjoy freebies and sweet treats, we want to address those folks who have… (read more)
Posted In: FFCCU News and Info, FFCCU Services, Member Perks
Flavors of Fraud: Who Pays for an Internet Scam?
Here’s a major bummer: just about everyone with a computer has been the target of an internet scam at some point. Fraudsters are just a regular part of our day. You might get more calls from “Scam Likely” than you do from your loved ones! We’re used to seeing fraud everywhere. So, after a while,… (read more)
Posted In: Tips For Managing Finances
Learning About Money – 4 Tips for Your Kids
Tips to Teach Children How to Save and Spend Learning about money is an essential step in a child’s education. Early comprehension empowers kids to develop good spending habits from an early age. Then, as they get older, they will utilize those tips and make smart financial choices for their own families. The complexities of… (read more)
Posted In: Guest Blog, Ignite, Sparky's Kids Club
Retirement Planning: Roth IRA Conversion
The Roth IRA Conversion Conversation When it comes to retirement planning, you may have heard of a Roth IRA. Roth IRAs are an after-tax account designed for retirement savings. This means that no tax deduction is given for contributions to a Roth IRA. Instead, when funds are withdrawn after age 59 1/2, there are no… (read more)
Posted In: Guest Blog, Saving
Fall Vacation Ideas – Travel on a Budget
At the first dip in the temperature, out come the plastic ghosts and pumpkin drinks! Like it or not, autumn vibes are upon us, and for those still scrambling for fall vacation ideas, that’s putting the pressure on! This week, we feature an article from our friends at the Ohio Credit Union League with some… (read more)
Posted In: Guest Blog, Tips For Managing Finances
