Search Results for: account review

Protect Yourself From Identity Theft During The Upcoming Holiday Season With These 8 Tips

As the holiday season approaches, it’s a good idea to be on high alert for any fraudulent attacks and phishing attempts. Being scammed isn’t fun. And when fraud is committed, it can wreak havoc on your life and personal finances, especially when credit cards are involved. If you fall victim to identity theft, you are not alone, and help is available… (read more)

Holiday Tips: Get the Top Four Ways to Cut Costs

While the excitement of the holidays and gift-giving season can be a magical time for children, you may face many additional expenses during the last two months of the year. Whether its gifts, food, decorations, the perfect outfit for that holiday party, or airfare to visit family – there’s no denying the holidays can put… (read more)

Credit Score Range – Higher Score Benefits

High Score Benefits Where do you fall on the credit score range? Closely managing your credit score is important, especially since consumers are reporting access to credit is harder to achieve right now. Your credit score is one of the key factors that lenders, like credit unions, use to approve a mortgage, auto loan, and… (read more)

Buying a New Home This Month? Read these 10 Tips!

Are you buying a new home this year? Since the beginning of the pandemic, the housing market has exploded, bringing both low-interest rates and low housing inventory. Whether you’re a first-time homebuyer or already own a home, it’s a good idea to be prepared.   Keep reading to learn more about buying a new home this spring.  Top… (read more)

Five Ways to Turbo-Charge Your Car Shopping Process

According to a consumer survey conducted by the Ohio Credit Union League, more than 23% of Ohio consumers are considering purchasing a vehicle this year. And rather than pay cash, 83% are more likely to finance that vehicle. When asked what factors respondents considered when vehicle shopping: 67 percent said monthly payment is the biggest… (read more)

Buying a New Home in the New Year? Use This Home Buying Checklist

Are you buying a new home in the new year? Whether you’re a first-time homebuyer or already own a home and need a smaller or larger space, it’s a good idea to be prepared. After all, interest rates fluctuate from year-to-year, properties increase with value, new home developments seem to be everywhere, and much more…. (read more)

Financial Planning and Divorce

Divorce can be one of the most challenging life events. It is an emotional time and can bring about significant changes. Among the many adjustments that follow divorce, achieving financial independence can be intimidating. However, with careful planning, customized strategies, and a positive mindset, it is possible to regain financial stability and independence post-divorce. Here… (read more)

Boat Loans and Jet Ski Financing

Boat Loans and Jet Ski Financing Get Out On The Water Whether you’re dreaming about owning your first boat – or looking to upgrade your current watercraft to something a little bigger – how to finance your purchase can be a major consideration. FFCCU offers advice, experience, and competitive rates on boat financing and jet ski… (read more)

Understanding Credit Card Do’s and Don’ts: How to Build Your Credit

Healthy credit history is an important part of significant milestones in life. You’ll need good credit to qualify for mortgages, auto loans, and sometimes even a new job. Plus, when you use your credit wisely, it can help save you money, secure better interest rates and more. If you’re just starting out with a credit… (read more)

Saving For Your Child’s Future

Saving for your child’s future is a crucial priority for families, and one we work hard to support. From Sparky’s Kids Club to our Club Ignite program for teens, FFCCU offers many of the tools to suit your family savings needs. Guest blogger, Nichole Coyle, CFP® CSLP®, details 8 key steps in preparing your child for financial… (read more)