Search Results for: account review
To Refi or Not to Refi? That is the Question
There are a lot of determining factors when it comes to whether or not you should refinance your home. Before moving forward, you should ask yourself some questions to better understand if refinancing is right for you. Here are some things to consider: Why are you interested in refinancing? Lower rates, smaller monthly payments, and… (read more)
Posted In: Lending
3 Tips When Shopping For A Used Car
Buying a new car is a big deal. There’s a lot to think about: financing, gas mileage, warranty, number of passengers it can fit, and so on. But things get even more complicated when, instead of a new car, it’s a used car you’re shopping for. Going the used car route can be tricky, but… (read more)
Posted In: Lending, Tips For Managing Finances
How to Be Budget Friendly During Inflationary Times
If you’ve been to a store lately, you know the cost of everything has increased. This is due to inflation, which is the rate of increase in prices over a given period. Inflation occurs when the supply of money grows too large relative to the size of an economy. When this happens, the unit value… (read more)
Posted In: Tips For Managing Finances
The Realities of Paying Off Student Loans
College graduates in Ohio are entering the workforce with high hopes, bright futures, and plenty of student loans. The average annual cost of tuition in Ohio was $14,804 for the 2016-2017 academic year, according to CollegeCalc. That’s $1,218 higher than the U.S. average and ranks Ohio as the 20th most-expensive state or district in which… (read more)
Posted In: Tips For Managing Finances
2025 Summer Jobs for Teens in Cleveland & Northeast Ohio: Ultimate Guide
Looking for Summer Jobs for Teens in Northeast Ohio? Start Here! Finding the right summer job as a teen can be a game-changer—it helps you gain real-world experience, build skills, fill out your resume, and earn extra cash. Whether you’re looking for amusement park jobs, retail positions, or even paid internships, there are plenty of… (read more)
Posted In: Ignite
Hey, Millennials! Are You Making These Credit Card Mistakes?
Credit cards are a nice thing to have. After all, if you want to travel, spend a little extra during the holidays, or buy a large-ticket item like a Smart TV, you can use a card. But if you misuse your credit, you may damage your financial health. And if you don’t know what… (read more)
Posted In: Lending, Tips For Managing Finances
Cut the Holiday Spending and Make Memories
If holiday gift giving is part of your culture and traditions, there are many ways to show your fondness for friends and loved ones without major holiday spending. With a little planning, you can reduce the added pressure that comes with holiday gifting, and make sure you start 2025 without more debt. NerdWallet’s 2024 Holiday… (read more)
Posted In: Guest Blog, Saving
Taking Control of Credit Card Interest Rates
Let’s start with the bummer news: credit card interest rates have hit all-time highs. Add high balances to that, and it’s no surprise that a Financial Health Network study found 42% of households reporting their debt as “unmanageable.” Thankfully, there’s good news ahead. WHAT THE FEDERAL FUNDS RATE MEANS FOR CREDIT CARD INTEREST RATES… (read more)
Do you know the credit union difference?
Did you know there’s an International Credit Union Day? There is! Annually, the third Thursday of October celebrates how credit unions across the nation help members reach their financial dreams through a “member first” philosophy. But why celebrate this? Because credit unions ARE different. And members have a stake in what happens, as part owners…. (read more)
Posted In: Membership: Info to Know
The Art of Giving: Charitable Donation Tax Deductions & Lessons for Future Generations
We contribute to charities for various reasons. While the potential for charitable donation tax deductions are a valuable benefit, there are more sincere motivations for giving. Some individuals give simply to experience the pure joy of helping others. Others do so out of a strong sense of social responsibility or to drive the changes they… (read more)
Posted In: Guest Blog
