FFCCU Blog

Shopping on Facebook & Beyond: Tips for Safe Social Media Shopping

Shopping on Facebook (and its sister platform Instagram) is on the rise. Whether it’s buying locally through the adventure that is using Facebook Marketplace or going from trend to transaction over Instagram’s “Shop on Instagram” feature, social shopping might soon be a prevalent part of our lives.   When it comes to advertising and sales,… (read more)

Student Loan Repayments Resume – What Borrowers Should Know

October is approaching – much to the delight of spooky season supporters. Young ones are gearing up for trick or treat. Film fans look forward to a month of movies featuring menacing monsters. But for college graduates with outstanding student loans, this October may feel a lot like a horror movie than in years past:… (read more)

The Difference Between Credit and Debit and Cash

What is the real difference between credit and debit and cash? When should you use one over another? While they’re equally convenient these days (with the prevalence of mobile pay options), each has many advantages and disadvantages for your spending needs. This week’s blog post comes from the Ohio Credit Union League and explores the… (read more)

What Is Spoofing?

Scammers are an ever-present threat to our digitally connected lifestyle. They’re inventive and adaptable (not a compliment!) – forcing all of us to learn their latest tricks and traps to stay safe. With an increase in the number of scam contacts that have been going around, we want to prepare you for some of the… (read more)

Firefighters Community Credit Union Mobile App & Digital Banking – What You Need to Know

Fresh and futuristic features await! Whether you are upgrading from the previous Firefighters Community Credit Union mobile app, or diving into our digital banking experience for the first time, here are some essential tips to get you started on your digital banking journey. Keep in mind: all of the following applies to both online banking… (read more)

Share Certificate vs. CD? What’s the Difference?

CERTIFICATES. You’ve seen the term a lot recently in promos for FFCCU and other financial institutions. At a credit union, you may have heard about ‘share certificates.’ Elsewhere you’ve probably seen mention of ‘certificates of deposit,’ more often abbreviated as ‘CDs. Share certificate vs CD vs certificate of deposit…what’s the difference? Spoiler Alert: functionally, there… (read more)

Hidden Costs of a DIY Home Remodel

Gloves? Check. Safety goggles? Check. Hammer hanging off of your carpenter jeans? Check. You’re ready to fulfill your HGTV dreams and dive into a much-needed DIY home remodel project. You’re going DIY with this because A) it will save on the cost, and B) you’ll have fun doing it. You’ve carefully budgeted for your project,… (read more)

6 Financial Tips for Life After Graduating College

When you’re graduating college, there are a lot of financial decisions to make. Many you are quickly aware of, while some you may take some time to learn. Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, is here to give you a shortcut to information that can help you be a step ahead! 1. Student Loans Most people… (read more)

Mobile Wallets & Payment Apps: is Mobile Pay Really Safe?

Still reticent to dive into the world of mobile payments? It’s easy to understand why. You’ve undoubtedly come across intimidating terms like ‘ransomware,’ heard horror stories about identity theft, or even had to scrub your own device after infestation from a virus (the days of LimeWire aren’t that far behind us). The idea of trusting… (read more)

High Interest Homerun: How Interest Hikes Benefit Certificate Rates

Making a financial investment can be like lining up a grand slam: swing too early or too late, and you miss your best opportunity! Soaring interest rates have been throwing a curveball at many financial plans as new loans become a pricey proposition. But there is a way you can benefit from rising rates and… (read more)