Category Archives: Tips For Managing Finances

Different Student Loans & How They Affect Your Credit Score

Today, guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, discusses different student loans and your credit score. Learn the different types and the effect they have on your credit. If you plan on going to college, make sure to research the type of student loans that are available. Figure out whip options might work best for… (read more)

Hey Parents, Stop Rewarding Your Children for Good Grades with just Money: Add These Four Things to the Mix

Your child spends an average of 180 days in school during the academic year. It’s super easy to reward your child(ren) for getting good grades and their academic success. Rewarding your children for their academic success can boost their self-confidence and morale. The most common way parents reward their children is with money. Reward Your… (read more)

Understanding Credit Card Do’s and Don’ts: How to Build Your Credit

Healthy credit history is an important part of significant milestones in life. You’ll need good credit to qualify for mortgages, auto loans, and sometimes even a new job. Plus, when you use your credit wisely, it can help save you money, secure better interest rates and more. If you’re just starting out with a credit… (read more)

High Interest Balances Got You Down? Learn How to Manage Credit Card Debt.

Almost 50% of Americans are carrying credit card balances, and nearly ¼ have incurred additional credit card debt as a result of the COVID-19 pandemic. Getting rid of card debt may seem overwhelming, but we’ve got a five-step plan to help.

Five Tips to Reduce College Costs: What Parents of Future Students Should Know

 

 

How to Involve Your Teens in Financial Planning and Money: What You Should Be Talking About

Last week guest blogger Nichole Coyle shared some ideas on how to help your younger children (age 3-12) understand money, financial responsibility, savings, and more. This week, she’s sharing some ideas on how teaching your teen about money can help them succeed as they become an adult. If you read last week’s blog post, you… (read more)

How to Talk to Younger Kids (Ages 3-12) About Money

Today guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, explores the importance of teaching younger children about financial planning and money to set them up for success as they become more independent. Learn the Value of Money Do your children ever receive money for their birthdays or other holidays? Or have you started some monetary reward… (read more)

Debit Card for Kids: Is Your Child Set Up for Financial Responsibility?

“Should I let my 13-year-old get a debit card?” The question can be a source of conflict for parents of young teens. You want to let your kids start to spread their financial wings, but a debit card is a huge responsibility. What happens if they lose their card? Or what if they spend all… (read more)

Recreational Vehicle Toys: Motorcycle, Boat, ATV or Personal Watercraft (Which One Do You Want?) – Part One

Vroom! Do you picture yourself cruising the open road on a motorcycle? Maybe you’ve dreamt of sailing around Lake Erie in a boat. Whichever grown-up recreational vehicle toys you’ve had your eye on, it’s a good idea to know something about them before buying one that’s new or pre-owned. What You Need to Know About… (read more)

7 Steps to Financial Freedom

In this blog post from guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, she discusses how to pursue financial freedom. Read on to learn more. Finding Your Financial Freedom Financial freedom can mean something different to everyone.  For some, it may mean they are debt-free.  For another person, it could mean having enough set aside so… (read more)