Category Archives: Tips For Managing Finances
Five Steps to Prepare for a Big Purchase
By GreenPath Financial Wellness A financial journey typically includes several twists and turns – such as understanding how to manage spending, build savings and control debt. There might be “speed bumps” in the form of unexpected changes in income. Along the way, you might also navigate milestone purchases such as financing a home or car. When considering a significant purchase, the destination is within reach when you steer through the following five financial steps. Look at your financial picture Start by considering what you can afford given your current income,… (read more)
Posted In: Member Perks, Tips For Managing Finances
Roth vs. Traditional IRA – What’s the Difference?
One of the most common questions I am asked when discussing retirement planning is, “What is the difference between a Roth and a Traditional IRA?” Both Individual Retirement Account (IRA) options are great ways to save for retirement. You can contribute to one or both types in any given year. However, there is a maximum… (read more)
Posted In: FFCCU News and Info, Tips For Managing Finances
Just Got Your Tax Refund? Here’s Four Tips on What You Should Do with It!
It’s tax refund season! For those who are lucky enough to receive one, now is the time to think about where it fits in your financial plan. Preparing for costs of living in advance lessens the burden you’ll feel by being caught off guard for things that may come your way this year. Prepping now… (read more)
Posted In: Tips For Managing Finances
How to Have a Great Valentine’s Day, Even If You’re on a Budget
As Valentine’s Day approaches, it may be the perfect time to do something nice for someone special. But, what happens when you are on a budget or didn’t plan ahead but still want to make it memorable? Read on for some fun and affordable ideas to make the day enjoyable. Stay In If you are… (read more)
Posted In: FFCCU Services, Tips For Managing Finances
Get Your Financial Goals On Track For 2021
Guest blogger Nichole Coyle, Certified Financial Planner™, talks about sticking to a budget, setting financial goals for the new year, and when to meet with a financial advisor. The start of the new year can bring the promise of a fresh start. Many of you will make resolutions to eat healthier, work out more, or… (read more)
Posted In: Tips For Managing Finances
Six Ways to Get Your Personal Finances in Tip-Top Shape for the New Year
It’s finally a new year! 2020 was undoubtedly a different/challenging year for many, with the coronavirus pandemic impacting many people in different ways. The new year is an excellent opportunity to get your personal finances into shape and take a look at your money management goals. We’re here to help you reach those goals, whether… (read more)
Posted In: Dare2Compare, Tips For Managing Finances
Three Ways to Gift Funds to Family Members or Loved Ones
Today, guest Blogger, Nichole Coyle, Certified Financial Planner™, talks about three options for gifting funds to the people you love. Gifting to Family There are many ways to give gifts to those that you love. Gifts and donations come in many forms, both big and small. When we think of giving gifts, we often think… (read more)
Posted In: Tips For Managing Finances
Five Tips On How To Cut The Stress Out Of Your Holiday Season Shopping
While the holiday season can be a magical time of year, it usually comes with a plethora of additional expenses during the last two months of the year. Whether it’s gifts, food, decorations, the perfect outfit for that holiday party, or airfare to visit family – there’s no denying the holidays can put a dent… (read more)
Posted In: Tips For Managing Finances
Considering Retiring Early Due To The Covid-19 Pandemic? Here’s What You Need To Know!
Guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, talks about the different options you have if you are retiring early due to the Covid-19 pandemic. Whether you were laid off, furloughed, owned a business, your company downsized or shut down, or you decided it wasn’t worth risking your health, millions of Americans have had significant changes… (read more)
Posted In: FFCCU Services, Tips For Managing Finances
Protect Yourself From Identity Theft During The Upcoming Holiday Season With These 8 Tips
As the holiday season approaches, it’s a good idea to be on high alert for any fraudulent attacks and phishing attempts. Being scammed isn’t fun. And when fraud is committed, it can wreak havoc on your life and personal finances, especially when credit cards are involved. If you fall victim to identity theft, you are not alone, and help is available… (read more)
Posted In: FFCCU Services, Tips For Managing Finances
