Category Archives: FFCCU Services

Is This a Good Time to Buy a House?

April 26, 2024 | By Nichole Coyle

Is this a good time to buy a house? You might be worried about interest rates that are still high, or maybe you heard that housing inventory is low. While those are factors, a lot more goes into determining if you’re ready than just the current housing market. Purchasing a house is a significant milestone… (read more)

Posted In: Home Buying, Lending, Lending

Buying a House in 2024 – How to Make the Most of Your Mortgage

April 12, 2024 | By Beth Meyer

If you’re already searching, you probably know that buying a house in 2024 is a stressful prospect. Interest rates are still high at the moment as the Federal Reserve continues efforts to minimize inflation. And while we’ve heard that rates are likely to drop during the year, the question of when and how much is… (read more)

Posted In: Home Buying, Lending

5 Benefits for When You Go Paperless

February 2, 2024 | By Alyssa Garcia Evanoff

Why go paperless? If you’re still receiving your monthly account statement through the mail, you might wonder what all the fuss is about. After all, it’s probably a complicated process to switch over to e-statements – and you already have a way to receive your account info, right? …Right? Well, it might not be quite… (read more)

Posted In: FFCCU Services, Membership: Info to Know

Your Ohio Scholarship Application Guide 2024

January 5, 2024 | By Alyssa Garcia Evanoff

All the questions you have – and a few you didn’t even know you needed to ask! Education costs are higher than ever – and as a money-savvy teen, you’ve probably given some thought to how you’ll pay for school. Whether that means college, another year of high school expenses, or any other specialized post-grad… (read more)

Posted In: FFCCU Services, Ignite

Handling Holiday Stress: Family & Finances

December 8, 2023 | By FFCCU

Hustle and bustle and holiday lights. Much as the season is about cheer, time with friends and family, giving, and good feelings – there are also a lot of expectations. Holiday stress, seasonal affective disorder (did they have to name it S.A.D.?), and the fact that time moves much faster when you are busy.  Add… (read more)

Posted In: FFCCU Services, Saving, Tips For Managing Finances

Credit Union vs Bank: See the #CUDIFFERENCE

October 13, 2023 | By Alyssa Garcia Evanoff

Credit Union vs. Bank: what are the differences? We’re posting today’s blog during the 24-hour stretch of our Member Appreciation Day (Celebrated October 13 at our Downtown Cleveland Branch and October 14 at all other FFCCU branches). So, while our valued members enjoy freebies and sweet treats, we want to address those folks who have… (read more)

Posted In: FFCCU News and Info, FFCCU Services, Member Perks

The Difference Between Credit and Debit and Cash

August 25, 2023 | By Ohio Credit Union League

What is the real difference between credit and debit and cash? When should you use one over another? While they’re equally convenient these days (with the prevalence of mobile pay options), each has many advantages and disadvantages for your spending needs. This week’s blog post comes from the Ohio Credit Union League and explores the… (read more)

Posted In: Checking, Guest Blog

Firefighters Community Credit Union Mobile App & Digital Banking – What You Need to Know

August 4, 2023 | By FFCCU

Fresh and futuristic features await! Whether you are upgrading from the previous Firefighters Community Credit Union mobile app, or diving into our digital banking experience for the first time, here are some essential tips to get you started on your digital banking journey. Keep in mind: all of the following applies to both online banking… (read more)

Posted In: FFCCU Services

Hidden Costs of a DIY Home Remodel

July 21, 2023 | By FFCCU

Gloves? Check. Safety goggles? Check. Hammer hanging off of your carpenter jeans? Check. You’re ready to fulfill your HGTV dreams and dive into a much-needed DIY home remodel project. You’re going DIY with this because A) it will save on the cost, and B) you’ll have fun doing it. You’ve carefully budgeted for your project,… (read more)

Posted In: Home Buying, Lending, Tips For Managing Finances

Mobile Wallets & Payment Apps: is Mobile Pay Really Safe?

July 10, 2023 | By FFCCU

Still reticent to dive into the world of mobile payments? It’s easy to understand why. You’ve undoubtedly come across intimidating terms like ‘ransomware,’ heard horror stories about identity theft, or even had to scrub your own device after infestation from a virus (the days of LimeWire aren’t that far behind us). The idea of trusting… (read more)

Posted In: Checking