Search Results for: account review
BNPL – Buy Now/Pay Later Risks & Alternatives
Buy now, pay later (BNPL) programs can be enticing for people who are short on cash and ready to make a purchase. These programs are low- or no-interest installment payment plans that some retailers – often online merchants – may offer at the time of purchase. They are increasingly popular in the travel and leisure… (read more)
Posted In: Guest Blog
Financial Planning for the Family: Expanding the Nest
Bringing a new family member into your home—whether it’s a baby, an adopted child, or even a parent moving in—is one of life’s most rewarding journeys. But, let’s face it, growing your family also brings a hefty dose of financial reality. From diapers to college savings, and everything in between, financial planning for the family… (read more)
Posted In: Guest Blog
Five Tips On How To Cut The Stress Out Of Your Holiday Season Shopping
While the holiday season can be a magical time of year, it usually comes with a plethora of additional expenses during the last two months of the year. Whether it’s gifts, food, decorations, the perfect outfit for that holiday party, or airfare to visit family – there’s no denying the holidays can put a dent… (read more)
Posted In: Tips For Managing Finances
Investment Cheat Sheet: Choosing an Investment That Fits You
As a Certified Financial Planner™, one of the most common questions I get is: “What’s the best investment for me?” The truth? Choosing an investment has no one-size-fits-all answer. The “right” investment depends heavily on your goals, time horizon, risk tolerance, and even tax situation. But if you’ve ever felt overwhelmed by all the investment… (read more)
Posted In: Guest Blog, Saving
In a Cash Crunch Due to the Coronavirus? Use These Tips! (#3 May Surprise You)
As COVID-19 continues to spread in the U.S., many are starting to feel in a cash crunch. Businesses, schools, and other institutions are canceling events, closing offices, or allowing employees to work remotely to protect the health and safety of others. It’s crucial now more than ever to stay as financially healthy as possible due… (read more)
Posted In: Tips For Managing Finances
Why it’s Critical to get a Home Mortgage Pre-approval
Homes are selling fast in today’s market thanks to the rising demand. So, it’s crucial to have a competitive edge compared to other buyers. One way to stand out: get preapproved. If you are on the hunt for your dream home, here are four reasons it’s vital to get a home mortgage pre-approval before… (read more)
Posted In: FFCCU Services, Mortgage
Personal Loans
Serving Northeast Ohio with competitive personal loan interest rates and stellar personal service. Life happens – sometimes when you least expect it. Personal loans can help you fund important milestones, like a wedding or college, or help you get you the money you need for an emergency. FFCCU is dedicated to serving the financial needs… (read more)
What is a Certified Financial Planner?
Managing your personal finances can be stressful. Are you saving enough for retirement? Will you have enough set aside to help your kids with college expenses? Are you dealing with any debt? Are you confident about your current savings and investment decisions? There are subtleties, legalities, best practices, and changing rules that influence all of… (read more)
Posted In: Guest Blog, Tips For Managing Finances