Get Your Vote On!
Voting has opened to elect three (3) members to the FFCCU Board of Directors. The Board of Directors is essential to the credit union because they serve as the members’ voice and make important decisions on matters such as rates, promotions, policies, procedures, and guide the overall direction… (read more)
Posted In: FFCCU News and Info
Government Shutdown Solutions
Over the weekend, the partial government shutdown passed it’s 22nd day, making it the longest shutdown in history. Of the about 800,000 federal employees affected, nearly 380,000 have been furloughed (given a leave of absence) and the remainder continue to work without pay. While most people affected by the shutdown are located in the Washington D.C. area, workers going without pay can be found nationwide.
Posted In: Uncategorized
Six ways to prepare for retirement
Planning for retirement can be daunting, leaving even the most-prepared individuals feeling anxious. In an Ohio Credit Union League 2018 consumer survey, 92 percent of respondents said they had at least one major financial concern about retirement. A majority of the survey’s respondents, about 74.6 percent, don’t plan to retire from full-time employment in the… (read more)
Posted In: Uncategorized
Ready to buy your first home?
Do you ever ask yourself, “What do I have to show for my monthly rent payment?” If you do, it might be time to consider making your living situation more of an investment. Is it the right time for you to stop renting and buy your first home? There are a lot of steps and… (read more)
Posted In: Tips For Managing Finances
Using Science To Break Expensive Habits
We are each a walking collection of habits. The things we do define us, and the things we do often, our habits, truly shape our lives. Some habits cost us money, and when it’s a habit that we perform often, that money tends to add up. So, what makes a habit? A habit is essentially… (read more)
Posted In: Tips For Managing Finances
6 Steps To Adult-Level Financing
It’s a good thing we learned about things like rhombuses, isosceles triangles, and covalent bonds in high school, right? We tend to use this knowledge on a daily basis and it often saves our lives. Without courses that covered this stuff we would have had to learn useless things like how to be financially stable,… (read more)
Posted In: Tips For Managing Finances
Wear Jeans. Help Kids.
Did you know you’ve got the power to save a life? Wednesday, September 12 is Miracle Jeans Day, which means FFCCU teammates will be wearing their favorite jeans to help raise funds for local children who need special medical help. You can participate too! Visit any branch to make a donation! All donations will benefit… (read more)
Posted In: FFCCU News and Info
Why healthy relationships require financial communication
Everyone knows communication is key to a happy marriage. Couples love talking about their future together and exciting vacation plans, but avoid the tough conversations like finances. In fact, 91 percent of Americans said they actively found reasons to avoid discussing money with their partners, according to an American Express Spending and Saving Tracker poll…. (read more)
Posted In: Uncategorized
The realities of paying off student loans
College graduates in Ohio are entering the workforce with high hopes, bright futures, and plenty of student loan debt. The average annual cost of tuition in Ohio was $14,804 for the 2016-2017 academic year, according to CollegeCalc. That’s $1,218 higher than the U.S. average and ranks Ohio as the 20th most-expensive state or district in… (read more)
Posted In: Uncategorized
To Refi or Not to Refi? That is the question.
There are a lot of determining factors when it comes to whether or not you should refinance your home. Before moving forward, you should ask yourself some questions to better understand if refinancing is right for you. Here are some things to consider: Why are you interested in refinancing? Lower rates, smaller monthly payments and… (read more)
Posted In: Lending