To Refi or Not to Refi? That is the question.
There are a lot of determining factors when it comes to whether or not you should refinance your home. Before moving forward, you should ask yourself some questions to better understand if refinancing is right for you. Here are some things to consider: Why are you interested in refinancing? Lower rates, smaller monthly payments and… (read more)
Posted In: Lending
You’re making a difference in the lives of other members. Seriously!
Maybe your intent was only to open up a savings account, or to secure financing for a vehicle, but when you did that – you did A LOT More! You see, what happens at FFCCU stays at FFCCU (like Vegas, but the G rated version). Unlike the big banks, the deposits made here – stay… (read more)
Posted In: FFCCU News and Info
Preventing Identity Theft
If you’ve been a victim of identity theft, you’re not alone. Thirty-three percent of Ohioans reported that they’d been victimized by fraud and/or identity theft in a year-end 2016 survey conducted by the Ohio Credit Union League. More could have suffered at the hands of fraudsters without knowing it yet. In 2015, Ohio had the… (read more)
Posted In: FFCCU News and Info
Home Buyer Checklist
A Checklist for Home Buyers As a home buyer, being prepared can not only lower your stress level, but it can also empower you. Following these five steps you’ll be empowered to make a good decision. You’ll also have more power to negotiate the best deal for yourself. Establish Your Budget: Check out our financial calculator to… (read more)
Posted In: Lending, Tips For Managing Finances
Everything needs a good spring cleaning, even your finances.
As your spring cleaning kicks into high gear, don’t forget to dust off your personal financial plan. Here at FFCCU we have lots of different ways to help you “tidy up” your finances. Taking a few minutes now to access your plan (or create one) can save you hours of stress and worry later and… (read more)
Posted In: FFCCU Services
Five Ways to Turbo-Charge Your Car Shopping Process
Tips to stretch your dollar when car shopping According to a consumer survey conducted by the Ohio Credit Union League, more than 23% of Ohio consumers are considering purchasing a vehicle this year. And rather than pay cash, 83% are more likely to finance that vehicle. When asked what factors respondents considered when vehicle shopping:… (read more)
Posted In: Saving
How can sticking to a budget be less problematic?
While many Ohio consumers plan to start 2017 off with a household budget, sticking to that budget may pose a problem. Data from a consumer survey conducted by the Ohio Credit Union League reveals 75 percent of respondents plan to start the new year off with a household budget, but 45 percent of those respondents… (read more)
Posted In: FFCCU News and Info, Saving
Get Your Vote On!
Voting has opened to elect three (3) members to the FFCCU Board of Directors. The Board of Directors is essential to the credit union because they serve as the members’ voice and make important decisions on matters such as rates, promotions, policies, procedures, and guide the overall direction… (read more)
Posted In: FFCCU News and Info
4 Tips for Choosing Safe Financial Apps
From Candy Crush Saga to Google Translate, consumers have thousands of mobile apps to choose from. While numerous people are quick to download music or movie-streaming apps, not everyone is as confident with financial apps. According to a 2016 Mid-Year Consumer Survey conducted by the Ohio Credit Union League, 52 percent of respondents don’t use… (read more)
Posted In: Tips For Managing Finances
Holiday Car Buying Tips
You may not have thought that the holidays are a good time for car shopping. Heck, you may feel that there’s never a good time to buy a car. But now is one of the best times of the year! Rates at FFCCU are great and we’d love the opportunity to help you get that… (read more)
Posted In: Uncategorized