Today, guest blogger Nichole Coyle, CERTIFIED FINANCIAL PLANNER™, discusses different student loan options and how they can affect your credit score. If you plan on going to college, make sure to research the type of student loans that are available, which might work best for you, and how they affect your credit score. The three most… (read more)
You may be ready to get a new car, but you may not spend the money. Who can blame you? After all, you may be saving for a dream vacation and don’t want to use the money on a brand new vehicle. However, you may consider buying a used car, but you may have a… (read more)
The Credit Union Experience We are currently seeking candidates to fulfill four (4) volunteer Board of Directors positions. Our Board of Directors is very important at FFCCU because they help advance our member-owned cooperative by establishing and reviewing policies. We are all about members helping members – it’s at the core of how we approach… (read more)
Taking out a mortgage to purchase a home is a big decision; it is likely you’ll be borrowing a significant amount of money that will take several decades to repay. Because this is a significant milestone, it’s crucial to avoid common mortgage mistakes that could cause you to pay too much or miss out on… (read more)
Your child spends an average of 180 days in school during the academic year. It’s super easy to reward your child(ren) for getting good grades and their academic success. Rewarding your children for their academic success can boost their self-confidence and morale. The most common way parents reward their children is with money. Reward Your… (read more)
Healthy credit history is an important part of significant milestones in life. You’ll need good credit to qualify for mortgages, auto loans, and sometimes even a new job. Plus, when you use your credit wisely, it can help save you money, secure better interest rates and more. If you’re just starting out with a credit… (read more)
Almost 50% of Americans are carrying credit card balances, and nearly ¼ have incurred additional credit card debt as a result of the COVID-19 pandemic. Getting rid of card debt may seem overwhelming, but we’ve got a five-step plan to help.