All posts by Firefighters
Seven Ways to Organize Your Finances for 2023
January is a great time to create a checklist for yourself and set a plan for how you can better prepare your finances for the year ahead. This checklist will help you create a better plan of realistic goals for the short-term and long-term. Consumer Reports encourages you to be SMART about your finances. That… (read more)
Posted In: Uncategorized
Your Ultimate Guide to Applying for the 2023 Ignite My Future Scholarship
While you may not be thinking about how to pay for school yet, that fall tuition bill (for high school or college!) will be due before you know it. If you are a Club Ignite member, (or eligible to become one), you may be able to help fund your education with FFCCU’s Ignite My Future… (read more)
Posted In: Uncategorized
6 Money-Spending Habits That You Need to Ditch
Let’s get real; we all sometimes spend money unnecessarily. However, in certain cases, we overlook spending habits that may do more harm than good. Here are 6 common habits you may have gotten into and how to break them: 1. You Follow “Emotional Spending.” Have you succumbed to “emotional spending”? According to clinical psychologist Sheila Forman,… (read more)
Posted In: Uncategorized
9 Easy but Extreme Savings Tips That Could Put Money Back in Your Pocket
Are you a super money saver or someone that spends more freely? No matter your money mindset, you may be searching for ways to keep more hard-earned cash in your bank account. If you have almost thought of every possible way to save, here are some more extreme savings tips for those looking to take… (read more)
Posted In: Uncategorized
Six Tips to Keep you Safe this Holiday Season
Due to inflation, global shipping and delivery rates have been affected, so it’s best to get ahead of your holiday shopping. While you might consider doing your last-minute shopping online, Tokenex advises you to keep your eyes open because cybercriminals can be everywhere. In 2021, customers in the United States who utilized online shopping spent… (read more)
Posted In: Tips For Managing Finances
How This Rising-Rate/Low Inventory Housing Market Is Right For You
With the housing market on a proverbial roller coaster, it’s hard to know whether to buy a house now or wait until interest rates decline. In a recent study from Fannie Mae, 79% of those who responded stated that it’s a bad time to buy a house. However, it doesn’t all need to be doom and… (read more)
Posted In: Uncategorized
Easy Money Tips for Teens: Advice from a Club Ignite Member
A member from Club Ignite, Jacob Obloj, recently stopped in at the Parma branch to talk about his journey with FFCCU! While only 13, Jacob has learned the importance of saving and budgeting and has some important insights for our teen Club Ignite members. Here are some key lessons Jacob talked with us about: … (read more)
Posted In: Ignite
6 Ways a Most Rewards Credit Card Gives You the Upper Hand
If you think credit cards are scary, you’re part of the 26% of Americans that share the same opinion, according to the latest NerdWallet survey. However, when you get the right credit card for your needs and know how to use it, it can quickly become a valuable financial tool. And if you use it… (read more)
Posted In: Lending
5 Tips to Jump-Start Your Savings Goals
This post is from our partners at GreenPath Financial wellness. If you need help managing your finances, GreenPath’s certified experts can advise you on budgeting, debt repayment options, and more. It’s human nature. We’re all wired to meet our immediate wants, whether indulging in a tempting bowl of ice cream, spending more time than planned scrolling… (read more)
Posted In: Saving
How A Credit Union Helps You Master Your Financial Future
While you may have a vague idea of what credit unions are, you may be unaware that they could help you master your financial future. But your first question may be, “what is a credit union?” Credit unions are not-for-profit financial institutions. That means the members, or people that open an account, own the financial… (read more)
Posted In: Member Perks
