Club Ignite | Teen Accounts

This Way to Your Bright Financial Future!

Club Ignite is EXCLUSIVELY for members ages 13-18. From opening a savings account to learning basic budgeting skills, the Club shows you how to save and helps you pave the road toward a blazing, red-hot financial future.

If You're A Teen, You'll Get

  • Banking that goes where you go. stay up to date, deposit checks, check balances all with our mobile app.
  • E-statements and other news delivered right to your inbox!
  • No monthly fee! No minimum deposit for checking accounts!
  • The opportunity to apply for our Ignite My Future Scholarship.
  • Earn! You can earn 2.00% APY on your checking account balance!*.
  • Get rewarded with prizes for becoming financially literate, saving money, budgeting and more!
  • A partner for increased financial independence – we’re in this with you for the long haul, and want to help you build your credit with secured credit card opportunities, and more.
  • Our unique Ignite debit card – just for you! Use it at ATMs or to make purchases anywhere Visa cards are accepted.

If You're a Parent, You'll Appreciate:

  • Our Club Ignite checking account and debit card requires a parent or guardian on the account, so you’ll be in the loop.
  • Parental controls: you can set your child’s daily spending limit and receive transaction notifications.
  • You have the ability to transfer money between your accounts.
  • Scholarship opportunities: your teen could be eligible for our Ignite My Future Scholarship!
  • Learning opportunities for your child to become financially literate.
  • A long-term partner: with a successful spending track record, your child may be eligible for other products that can help build financial independence.
  • Our account helps them earn 2.00% APY on checking balances of $25,000 or less.**

KUDOS!

I cannot say enough good things about the individuals I have worked with – especially when my card number was stolen. The service I have had is why I have moved all my accounts to FFCCU. KUDOS!

-David H.

We want to give a shout out to Margaret from the Emerald Branch, she was excellent in helping us with our accounts. She made it easy to understand and to do. She even came in on her day off to help us...

-John D.

Fortunately, we found out about the mortgage program at FFCCU. We had originally applied for a loan through a bank, but they were not interested in helping us. FFCCU put through our loan in a timely m...

-John B.

Wow!!! You give me the best customer service!!! I’m an 8-year Member and can say my Credit Union performs like nothing else. They take such a personal interest in all my issues, great and small.

-David W.

I did not have my loan information and needed to know how, when, and where to make a payment. I was completely frazzled but Megan S. was able to talk me through setting up my user account,  payments,...

-Donna G.

The loan process was quick and easy. One of the FFCCU teammates told me about loan options when I was at the branch – by the time I was home 10 minutes later – they had already checked in.

-John S.

The quick response was A-1. The respect was apparent, and the knowledge? –muah!– [chef’s kiss] Thanks to the North Ridgeville Branch team!

-Kim M.

I cannot thank Tilisha at the Willoughby branch enough for going above and beyond to get my auto loan approved. It was a pleasure to work with her. Words can’t express how appreciative I am.

-Percaker G.

The FFCCU team went above and beyond to help my 16-year-old get onto her mobile app. They were very helpful and kind. Definitely #peoplehelpingpeople and #CUDifference!

-Donna P.

I would like to thank Meghan T., for taking her time with a loan we needed. We were nervous about coming in, but she was very thorough and helpful. Words can’t express how appreciated we felt!

-Alice & James D.

Emily answered my text quickly (on a Saturday morning!) and helped me promptly with my request. I love the text feature at FFCCU!!

-Amanda J.

I was connected to this credit union through my employer back in 1989. I don’t know where to begin on how life changing my membership has been. The entire staff is wonderful regardless of branch...

-Drew M.

More Kudos!

Get Your Own Debit Card!

If you and your family think you’re ready, then the Ignite Card is an awesome tool. With added security features, it securely allows you to make purchases wherever you go and track each one of them.

Because having a debit card is a big responsibility, we encourage parents and teens to visit a branch together to open an Ignite Card.

I Want to Learn More About Club Ignite!

After completing the form, a friendly teammate will follow up to answer any questions you have about Club Ignite and schedule a face-to-face meeting.

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*A parent/guardian must be on the Ignite Card account. For your protection, there are restrictions placed on withdrawal amounts. The Ignite Card is equipped with EMV Chip security. Online Banking allows for total 24-hr. account access for all account holders. All account holders can set up e-Alerts (custom notifications) regarding the account balance, transaction and deposit activity. If parent/guardian and teen are not members, they must meet the FFCCU membership requirements and become members before activating the Club Ignite account and debit card. 

**APY = Annual Percentage Yield. APY accurate as of 5/12/2025. Get unlimited ATM withdrawals and earn 1.00% APY when your average daily balance is between $500-24,999.99 when you meet the following requirements:  12 or more VISA Debit Card signature-based transactions posted  to your account each month, enrolled in e-Statements and have direct deposit totaling $500 or more within the same month. Earn .01% on the remaining portion of your balance over $25,000.00.  ATM fees charged by FFCCU are refunded at the end of the month. Only one Advantage Checking account per member. Account is subject to approval.  Call 800.621.4644 for current rates as they are subject to change at any time and without notice.

Not a Member of Club Ignite? Join Today!

Become an FFCCU member today and enjoy all the benefits Club Ignite has to offer!

Join Today!