rates-for-calcubotsAs of August 15, 2023
Current and previous model year vehicle, never taxed or titled, with less than 500 miles
|as low as 6.08%*||6.18%**|
|Pre-owned / Used |
newer than 7 years.
|as low as 6.58%*||6.68%**|
|Pre-owned / Used |
7 model years and older
|as low as 7.58%*||7.68%**|
*Approval and rates based on credit worthiness, number of years the loan is financed, amount financed, age of collateral and other qualifying criteria. Members must be 18 years of age or older. New car definition: Current and previous model year, never titled and has less than 500 miles on it. FFCCU may consider a car loan refinance as a “new” auto loan if the vehicle being refinanced is within one year of original purchase date and member is the original owner. Rates quoted reflect .25% discount for EasyPAY (to qualify for EasyPAY, enroll in Online Banking with e-Statements, Direct Deposit at least $200 per month, sign up for Auto Pay for loan payments). Higher rate may be offered upon approval. The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Contact FFCCU at 800.621.4644 for details and current rates as they are subject to change at any time and without notice.
Calcubot - New Auto Rates- Table 24
Calcubot - Used Auto Rates- Table 25
Calcubot - New Rec Vehicle Rates - Table 26
Calcubot - Used Rec Vehicle Rates - Table 27
+0.50 to New to calculate which is reflected below....
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Calcubot - Visa Great Rate Card Rates- Table 29
|Great Rate New Purchases, Cash Advances||12.00%|
|Balance Transfers made 60 days after activation||1.99%|
•1.99% introductory APR* on balance transfers made within 60 days of card activation
•$0 balance transfer fee
•Rate good for 12 months after first balance transfer
•After the introductory period ends, the Variable APR applies; currently 10.00%-18.00% APR*
•Offer may be revoked at any time
•No annual fee
*APR= Annual Percentage Rate.