Skip-A-Pay is back to give you relief during the holiday season!
We’re giving qualified* FFCCU members the opportunity to skip their December or January loan payment. Imagine what you could do if you skipped just one loan payment! Use Skip-a-Pay by January 26, 2021 to take advantage!
How do I Skip-A-Pay?
The easiest way is to log in to your online banking and click on “More Services” in the top menu. Then click on “Skip-A-Pay.” Any qualified loans will appear and you simply follow the instructions on that page to enroll. If you’re not currently enrolled in online Banking, make sure you check out all of the FREE, time-saving features it offers.
Not using online banking? Then click here or the button below to use our DocuSign registration form.
Ask our Member Contact Center by calling 216.621.4644 or chat with them on line by clicking the red “Live Chat” button on this page.
Visit any of our seven branches and a teammate will be happy to look up your account.
*Skip-a-Pay is available to qualified members from November 23, 2020 – January 26, 2021. By enrolling in Skip-a-Pay, you agree to the skip payment terms and conditions. There is a $30 processing fee for this service and this fee does not reduce the principal balance of your loan(s). This Skip-a-Pay program will defer your FFCCU loan payment by 30 days and will result in an extension in the original loan term. Interest will continue to accrue at the rate disclosed in your original loan agreement and will result in a larger final payment due. FFCCU will update the due date and repayment schedule accordingly. This is an amendment only, credit insurance premiums (if applicable) and all other terms and condi-tions of the original loan agreement remain in full force. If you use payroll deduction or automatic payment transfer for your loan payment from an FFCCU account, the funds will remain in your account and will be available for withdrawal. Member is responsible for any payment changes by other financial institutions that make payment to your FFCCU loan. Member must sign up for Skip-a-Pay promotion at least one week prior to the due date of the loan payment to be skipped. The following FFCCU loan types are not eligible for the Skip-a-Pay (SAP) promotion: mortgage loans, credit cards, emergency loans, fresh start payment plans, overdrafts, any loan that previously exercised this option (SAP) within the past 12 months, any loan that has exercised a COVID-19 related deferment. Loan payments over $750 do not qualify. All member’s loans and accounts must be current and in good-standing to qualify.