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Skip-a-Pay

Wish you had more money for Summer fun? Skip your loan payment!

Skip a Loan PaymentIt’s that time of year again, Skip-a-Pay is back! We’re giving qualified* FFCCU members the opportunity to skip their June or July loan payments. It’s a wish come true!

How do I Skip-a-Pay?

SAP1The easiest way is to log in to your online banking and click on “other services” at the top right. Then click on “Skip-a-Pay.” Any qualified loans will appear and you simply follow the instructions on that page to enroll.

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Not using Online Banking? Then click here  or the button below to use our DocuSign registration form. If you’re not currently enrolled in Online Banking, make sure you check out all of the FREE, time-saving features it offers.

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SAP3Ask our Member Contact Center by calling 216.621.4644 or chat with them on line by clicking the red “Live Chat” button on this page.


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SAP2Visit any of our seven branches and a teammate will be happy to look up your account.

 

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Not a current online banking user? Enroll now. You can also use this Skip-a-Pay enrollment form. Be sure to check your account eligibility first so you know which account number to note on the form.

 

 

 

*Skip-a-Pay is eligible for the month of June or July 2017. By enrolling in Skip-a-Pay, you agree to the skip payment terms and conditions. There is a $30 processing fee for this service and this fee does not reduce the principle balance of your loan(s). This Skip-a-Pay program will defer your FFCCU loan payment by 30 days and will result in an extension in the original loan term. Interest will continue to accrue at the rate disclosed in your original loan agreement and will result in a larger final payment due. FFCCU will update the due date and repayment schedule accordingly. This is an amendment only, credit insurance premiums (if applicable) and all other terms and conditions of the original loan agreement remain in full force. If you use payroll deduction or automatic payment transfer for your loan payment from an FFCCU account, the funds will remain in your account and will be available for withdrawal. Member is responsible for any payment changes by other financial institutions that make payment to your FFCCU loan. Member must sign up for Skip-a-Pay promotion at least one week prior to the due date of the loan payment to be skipped. The following FFCCU loan types are not eligible for the Skip-a-Pay (SAP) promotion: mortgage loans, credit cards, any loan that previously exercised this option (SAP) within the past 12 months, any loan that was originated within the past 6 months, and any delinquent loan. Loan payments over $750 do not qualify. All member’s loans and accounts must be current and in good-standing to qualify.

 

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