FFCCU and myCUmortgage®, your partners in home financing.
Looking to buy or refinance a home? We can help.
The process of buying a home can seem intimidating to most REAL people, but it doesn’t have to be. Obtaining a mortgage through FFCCU is easy and we’ll customize a home lending solution that’s right for you. With great rates, low fees and a real team of people here to help, together, we’ll make the dream of home ownership a reality!
First time buying a home? Check out our home buying tools or meet with a teammate and we’ll go through the process together. Schedule a free account review and let’s get all your finances in order so you can buy with confidence.
And “gnome” one should pay more for their home than they have to! Now is also a great time to take a look at refinancing your home. Home values are on the rise and rates are still low, which can be the perfect combination for lowering your payments or shortening the term on your mortgage. (Who doesn’t want to pay their home off faster?!) Talk to us or apply online to see if refinancing is right for you.
Take the Gnome Home!
No home is complete without a gnome! Finance your home through FFCCU, we’ll send you a gnome of your very own. (One per household, while supplies last. Talk to an FFCCU Teammate for details.)
Conventional: Have good credit, a steady income and can afford the down payment? Then this may be the best option for you. A conventional loan often offers lower closing costs and a variety of terms from 10, 15, 20, even 30-year fixed rates.
Government-Backed Loans: We offer several types of government-based mortgage loans, providing more flexible credit guidelines, while still offering attractive rates.
FHA: These loans are insured by the government. They have easier credit qualifying guidelines, as well as relatively low closing costs and down payment requirements. Your down payment can be a gift from a family member or can even be borrowed.*
VA: Financing available to eligible veterans to help purchase properties with no down payment and no private mortgage insurance (PMI).
USDA: A loan for rural families and individuals with low and moderate-income, assisting in qualifying the borrower for mortgages even without a down payment.
Since 2001, myCUmortgage® has been a leading Credit Union Service Organization (CUSO) and has made it their mission to help credit unions, like ours, facilitate the programs and processes needed to fulfill members’ home lending needs.