FFCCU and myCUmortgage®, your partners in home financing.
Looking to buy a home? We can help.
The process of buying a home can seem intimidating to most REAL people, but it doesn’t have to be. Obtaining a mortgage through FFCCU is easy and we’ll customize a home lending solution that’s right for you. With great rates, low fees and a real team of people here to help, together, we’ll make the dream of home ownership a reality!
First time buying a home? No worries, we got you. Check out our home buying tools or meet with a teammate and we’ll go through the process together. Schedule a free account review and let’s get all your finances in order so you can buy with confidence.
Take the Gnome Home!
No home is complete without a gnome! Finance your home through FFCCU, we’ll send you a gnome of your very own. (One per household, while supplies last. Talk to an FFCCU Teammate for details.)
Conventional: Have good credit, a steady income and can afford the down payment? Then this may be the best option for you. A conventional loan often offers lower closing costs and a variety of terms from 10, 15, 20, even 30-year fixed rates.
Government-Backed Loans: We offer several types of government-based mortgage loans, providing more flexible credit guidelines, while still offering attractive rates.
FHA: These loans are insured by the government. They have easier credit qualifying guidelines, as well as relatively low closing costs and down payment requirements. Your down payment can be a gift from a family member or can even be borrowed.*
VA: Financing available to eligible veterans to help purchase properties with no down payment and no private mortgage insurance (PMI).
USDA: A loan for rural families and individuals with low and moderate-income, assisting in qualifying the borrower for mortgages even without a down payment.
Since 2001, myCUmortgage® has been a leading Credit Union Service Organization (CUSO) and has made it their mission to help credit unions, like ours, facilitate the programs and processes needed to fulfill members’ home lending needs.