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Home Financing

Home LoansTurn your dreams into a reality

Whether it’s your first home or you’re renovating your home, FFCCU offers home loans that can help. And because we’re a not-for-profit financial co-op, we’re able to offer great rates and low fees on these home financing options.

Our team provides customized lending solutions that are right for you. For years, we’ve provided mortgages that have financed or help to refinance, members’ homes.

Home Equity Loans have been given to not only make home improvements, but members have used this money to consolidate debt, financing education or to enable them to take a well-deserved vacation.

Home Improvement Loans aren’t just for massive renovations. We’ve lent money for smaller projects too.

Let FFCCU find the home financing solution that’s right for you. You can apply online here or contact a friendly teammate to learn more.

Click the button to APPLY NOWFFCCU Home Financing Options:
Apply for a mortgageFFCCU has partnered with myCUmortgage® to provide our members first mortgage financing options. Types of first mortgages available include: Conventional, Government-backed Loans (VA, USDA, FHA). ,
Learn more about our Mortgage options.
Apply for a Home Equity (fixed) LoanBorrow up to 90% of your home’s equity and have a choice of repayment terms up to 180 month at a fixed rate. To make this even more affordable, we’ll waive up to $500 in closing costs when you borrow $10,000 or more!
Learn more about our Home Equity Loan options.
Apply for a Home Equity (Variable) LoanWith a HELOC (Home Equity Line of Credit) the rates vary and are determined by your credit history and the Loan to Value (LTV) ratio. We'll waive up to $500 in closing costs when you advance $10,000 or more and you can borrow up to 90% of your home’s equity. Minimum payments are as low as $100 per month.
Learn more about our HELOC options.
Apply for a Home Improvement LoanLooking to make improvements, renovations or small touch ups to your home? Then consider this option. Plus, it may be tax deductible! (Consult your tax adviser.)
Learn more about Home Improvement Loan options.

Not sure where to begin? Try one of these calculators or contact us.


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