Skip-A-Pay
Skip-A-Pay, and Skip the Worry!
Skip-A-Pay is back to give you relief, and we’re waving the application fee!
Qualified* FFCCU members have the opportunity to skip their June and July loan payment. Go ahead and take a moment to imagine what you could do if you skipped just one payment. Feels good, right? You bet it does! Use Skip-a-Pay by July 31, 2020 to take advantage!
How do I Skip-A-Pay?
The easiest way is to log in to your online banking and click on “More Services” in the top menu. Then click on “Skip-A-Pay.” Any qualified loans will appear and you simply follow the instructions on that page to enroll. If you’re not currently enrolled in Online Banking, make sure you check out all of the FREE, time-saving features it offers.
Not using Online Banking? Then click here or the button below to use our DocuSign registration form.
Ask our Member Contact Center by calling 216.621.4644 or chat with them on line by clicking the red “Live Chat” button on this page.
Visit any of our seven branches and a teammate will be happy to look up your account.
Not a current online banking user? Enroll now. You can also use this Skip-A-Pay enrollment form. Be sure to check your account eligibility first so you know which account number to note on the form.
*Yes, I want to “skip” my payment(s) for the month of June or July 2020 and I agree to the skip payment terms and conditions. One time waiver of $30 application fee for Skip a Pay will be given for deferred payments in June-July 2020. This Skip-a-Pay program will defer my FFCCU loan payment by 30 days and will result in an extension in the original loan term. Interest will continue to accrue at the rate disclosed in my original loan agreement and will result in a larger final payment due. FFCCU will update the due date and repayment schedule accordingly. This is an amendment only, credit insurance premiums (if applicable) and all other terms and conditions of the original loan agreement remain in full force. If you use payroll deduction or automatic payment transfer for your loan payment from an FFCCU account, the funds will remain in your account and will be available for withdrawal. Member is responsible for any payment changes by other financial institutions that make payment to your FFCCU loan. Member must sign up for Skip-a-Pay promotion at least one week prior to the due date of the loan payment to be skipped. The following FFCCU loan types are not eligible for the Skip-a-Pay (SAP) promotion: mortgage loans, credit cards, any loan that previously exercised this option (SAP) within the past 12 months, any loan that was originated within the past 6 months, any loans that were “modified,” “extended,” or otherwise had their terms adjusted resulting in an extension of the loan duration. Loan payments over $750 do not qualify. All member’s loans and accounts must be current and in good-standing to qualify.
